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1 How to make money without my parents knowing? - Reddit
https://www.reddit.com/r/TransyTalk/comments/haau7f/how_to_make_money_without_my_parents_knowing/
Learning a simple but helpful trade like video editing, image editing, audio leveling or something is a great way to make a little here and there. I have never ...
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2 Make money quick without parents knowing? - Funadvice
https://www.funadvice.com/q/make_money_quick_without_parents
Try opinion outpost, they ask you for your email, address, and PayPal (you can set up a paypal without a card, but you'll need a card if you want to buy ...
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3 How To Make Money As A Kid In 2022 - 6 to 16 Years Old
https://makeawebsitehub.com/how-to-make-money-as-a-kid/
While most investment sites will not let 13-year-olds sign up, you can have your parents help you out. Investing in stocks is very easy thanks to the Internet.
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4 Can You Open a Bank Account Without Parents Knowing?
https://www.mybanktracker.com/blog/find-my-answers/open-bank-account-without-parents-294645
If you are not over 18 years old, it is possible to open up a bank account with another relative, such as an aunt or uncle, or older sibling.
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5 3 Ways to Own a Cellphone Without Your Parents Knowing
https://www.wikihow.com/Own-a-Cellphone-Without-Your-Parents-Knowing
› Own-a-Cellphone-Without...
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6 3 Ways to Hide Money from Your Siblings and Parents - wikiHow
https://www.wikihow.com/Hide-Money-from-Your-Siblings-and-Parents
› Hide-Money-from-Your-Si...
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7 55 Easy Ways For Teens To Make Money In 2022
https://inspiredbudget.com/55-ways-for-teens-to-make-money/
As a teenager, you may not be able to ask your parents or you don't want to ask your parents for money. But, there are still expenses you need to pay for, ...
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8 How to Make Money Without Spending Money as a Stay-at ...
https://www.stache.com/blog/how-make-money-without-spending-money-stay-home-mom/
Another popular option moms use to get cash, without much work is by selling new and used items. Hosting quarterly yard sales with your ...
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9 5 Ways To Make FREE Money (Even As A Teenager) NO ...
https://www.youtube.com/watch?v=xM1QBwvTib4
Wholesale Ted
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10 How to make money from your parents - Save the Student
https://www.savethestudent.org/make-money/earn-money-from-parents.html
Keep an eye on supermarket cashback apps, too. If you see there's a promotion on a product you know your parents usually buy, offer to buy it ...
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11 【How to】 Earn Money Without Parents Knowing
https://greencoin.life/how-to/earn/money-without-parents-knowing/
Here you may to know how to earn money without parents knowing. Watch the video explanation about 5 Ways To Make FREE Money (Even As A Teenager) NO ...
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12 41 Legit Ways to Make Money as a 13 Year Old (2022 Update)
https://logicaldollar.com/how-to-make-money-13-year-old/
Printables are a great way to make money, no matter your age, especially as all you really need in order to do this is to know how to use ...
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13 How to make money as a kid | MoneyUnder30
https://www.moneyunder30.com/how-to-make-money-as-a-kid
After all, kids can't get to a lot of these odd jobs without their parents' consent, or transportation. Babysit. If your child is interested in ...
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14 How Do I Get Checked for STDs Without My Parents Knowing?
https://kidshealth.org/en/teens/stds-check.html
We have had sex twice, and I want to see a doctor to make sure everything is OK and I didn't catch an STD. But if I tell my parents, I will have to stop seeing ...
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15 How To Deal With Making More Money Than Your Parents
https://girlboss.com/blogs/read/how-to-deal-with-making-more-money-than-your-parents
It's not easy, but the mixed feelings about making more money than your parents is ... Let your family and inner circle know how difficult it is for your ...
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16 Emancipation - emancipation_famlaw_selfhelp
https://www.courts.ca.gov/selfhelp-emancipation.htm?rdeLocaleAttr=en
Once a child is emancipated, his or her parents do not have custody or control of him or her anymore. ... You have a legal way to make money.
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17 How to Make Money as a Stay-at-Home Mom - PureWow
https://www.purewow.com/family/how-to-make-money-as-a-stay-at-home-mom
(Not that it wouldn't look stunning with crayon all over it.) Give it a new and better home—and earn some cash in the process—by selling it on a ...
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18 Checklist: How to gain financial independence from your parents
https://www.usbank.com/financialiq/manage-your-household/student-center/gain-financial-independence-from-parents.html
Learning to live within your means – or spend less than you earn – is the key to ... Assess and adjust: Can you afford the essentials without your parents' ...
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19 Authorized Users Under 18 - Cash App
https://cash.app/help/6486-authorized-users-under-18
Once the parent or guardian approves the request, they are the legal owner of ... Authorized users will not be able to make Cash Card transactions at the ...
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20 How to Get a Student Loan Without Your Parents' Support
https://www.savingforcollege.com/article/how-to-get-a-student-loan-without-parental-help
However, when you think about the sweet spot families should be aiming for with student loans, that makes sense. Students need the money to pay for a good ...
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21 10 Ways to Make Money at Home - Parents
https://www.parents.com/parenting/money/family-finances/10-ways-to-make-money-at-home/
Thanks to computers and fax machines (not to mention telephones), ... Almost anything you know or do well can be taught to others for a fee.
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22 46% of parents have caught their child using their cards
https://www.lendingtree.com/credit-cards/study/kids-and-credit-cards-survey/
Kids who took their parents' credit or debit cards without asking ... Kids whose parents earn $100,000+ are nearly 5 times as likely to be ...
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23 Getting a Loan Without Your Parents - Investopedia
https://www.investopedia.com/articles/younginvestors/07/loans.asp
A bank's goal is to make money on a loan's interest payments and to determine whether or not loan applicants will be able to pay back their debt. Banks judge a ...
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24 How to Prepare Taking Over Elderly Parents Finances
https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/aging-parents-finances
This will ensure your parents' money still makes it into their accounts even if a problem emerges where they are not able (or forget) to make a deposit. If ...
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25 50 'Lit' Ways to Make Money as a Teenager
https://www.goodfinancialcents.com/make-money-teenager/
If you or your parents do online shopping, Rakuten is a good way to earn some extra money. Rakuten provides you with rebates or cash back on ...
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26 How to Promote Onlyfans Without Parents Knowing? - Medium
https://medium.com/betteronlyfans/how-to-promote-onlyfans-without-parents-knowing-eb6c92286b45
There are dozens of methods that can help you start making money without your parents knowing as an adult content creator. In this article, we will briefly ...
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27 Teenagers Using Parent's Credit Cards Without Permission ...
https://www.bankaroo.com/teenagers-using-parents-credit-cards-without-permission-how-to-discourage/
Teenagers might think of credit cards as money-granting objects as they see their parents using credit cards for shopping. So, whenever they want to buy or make ...
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28 Do I Have to Provide My Parents' Information on the FAFSA ...
https://studentaid.gov/resources/dependency-status-text
You may not be required to provide parental information on your Free Application for Federal Student Aid (FAFSA®) form. DEPENDENT STUDENT*. If you answer NO to ...
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29 10 Best Free Debit Cards for Kids & Teens [Save, Spend & Earn]
https://youngandtheinvested.com/best-free-debit-cards-for-kids-teens/
Parents add money to this FDIC-insured account and can determine how ... that comes with knowing their money is safe because it's not cash.
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30 82 Ways To Make Money as a Stay-at-Home Mom | Indeed.com
https://www.indeed.com/career-advice/finding-a-job/how-to-make-money-as-a-stay-at-home-mom
Selling online or in-person is a very straightforward way to make some income. Look around your home for things you no longer need to sell online or create a ...
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31 200+ Ways To Make Money As A Kid
https://www.howtomakemoneyasakid.com/ways-to-make-money-as-a-kid/
A few ideas would be a wire stripper, a Cricut, and a button maker. All of these tools can be used to make money. Once you have one of these tools you can ...
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32 How to make money as a kid in 2022 (17 legitimate ways)
https://wealthynickel.com/make-money-as-a-kid/
How to make money as a kid · Join Survey Junkie · Start a blog (my top recommendation) · Start self-publishing with Amazon Kindle · Start freelance ...
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33 70+ Ideas for How to Make Money as a Kid [Ages 6-18]
https://selfsufficientkids.com/how-to-make-money-as-a-kid/
If your child is between the ages of 6-10 years old, they may not be ready to earn money outside of the home. But there are still ways parents can begin to ...
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34 25 Best Ways to Make Money as a Kid | Credit.com
https://www.credit.com/blog/25-best-ways-to-make-money-as-a-kid/
If all the plants or gardens at your house are not on an automatic timer, your parents know how exhausting it can be to water the plants every ...
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35 How to Make Money Without a Job: 35 Best Ways
https://www.thepennyhoarder.com/make-money/quick-money/earn-money-without-a-real-job/
If you've got a creative streak — or know a catchy pun or two — consider putting your designs on T-shirts and selling them through Merch by ...
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36 Kids Stealing from Parents: What You Need to Know
https://www.empoweringparents.com/article/kids-stealing-from-parents-what-you-need-to-know-now/
If your child is taking large amounts of money or big-ticket items from your ... Many states have drug courts, where kids do not have to serve sentences in ...
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37 How to Ask Your Parents for Money - Regions
https://www.regions.com/insights/personal/life-stages/school-years/how-to-ask-your-parents-for-money
The last thing most newly independent college students want to do is ask their parents for money, but sometimes it seems like the only option. Knowing how ...
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38 How can I get help without my family knowing? - MHA Screening
https://screening.mhanational.org/content/how-can-i-get-help-without-my-family-knowing/
In many states, minors cannot provide consent to treatment on their own—a parent or legal guardian must do this on your behalf. Some states make exceptions ...
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39 Do Your Parents Know How to Plan Retirement? - Due
https://due.com/blog/do-your-parents-know-how-to-plan-retirement/
And, that also means not lending them money if you don't have it. Take care of your priorities and build your own savings before anything else.
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40 How to Mail a Package Without Your Parents Knowing: 10 Steps
https://www.wikihow.life/Mail-a-Package-Without-Your-Parents-Knowing
› ... › You and Your Parents
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41 10 Ways for Preteens to Make Money This Summer
https://www.moneytalksnews.com/10-ways-for-preteens-make-money-this-summer/
These jobs are essentially baby-sitting while a parent is home. I use one to keep my little ones out of my hair while I write. Ask family and friends to see ...
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42 For parents | Financial Health | Chase.com
https://www.chase.com/personal/financial-goals/parents
Show, don't tell when it comes to earning money. Provide ways for your kids to earn money by assigning chores, introducing an allowance or providing summer job ...
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43 7 Things You Should Do When Your Parents Haven't Saved ...
https://www.realsimple.com/work-life/money/money-planning/retirement/aging-parents-no-retirement-what-to-do
These expert tips can help you help your aging parents if they haven't ... of people report having no money set aside for their retirement.
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44 What To Do If My Parents Claimed Me On Their Taxes?
https://thecollegeinvestor.com/19248/parents-claimed-me-taxes/
However, if you make money, you have to file your own 1040 income tax ... mom claimed me as a dependent on her taxes without me knowing and ...
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45 25 Best Ways To Make Money As A Kid - Arrest Your Debt
https://arrestyourdebt.com/best-ways-make-money-as-a-kid/
If all the plants or gardens at your house are not on an automatic timer, your parents know how exhausting it can be to water the plants every ...
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46 20 of the best ideas for how to make money as a kid in 2022
https://skintdad.co.uk/how-to-make-money-as-a-kid/
Do you have a crafty kid? Do they know how to make things others love? They could use their skills to sell homemade items to many people. With ...
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47 I Resented My Immigrant Parents for Not Teaching Me About ...
https://time.com/nextadvisor/financial-independence/how-i-help-my-parents-financially/
Both my parents and my husband's parents made incredible money ... When I finally started to teach myself about money, I didn't know how to ...
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48 Frequently Asked Questions about Child Support Modifications
https://www2.texasattorneygeneral.gov/faq/cs-frequently-asked-questions-about-child-support-modifications
Informal agreements between custodial and noncustodial parents do not change ... ability to work and earn an income, and the current federal minimum wage.
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49 40 Ways for Stay At Home Moms and Dads to Earn Money
https://www.lifehack.org/articles/money/40-flexible-ways-for-stay-home-moms-and-dads-earn-real-money.html
Yes, I know you have kids of your own, but look at it as getting paid to host a playdate! You're a terrific parent and a wonderful caregiver, so if this is ...
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50 101 Things Your Kids Can Do to Make Money
https://www.intoxicatedonlife.com/101-things-your-kids-can-do-to-make-money/
63. Start your own blog – while it's not always easy to make money blogging, with a lot of hard work you can earn some income. Start a blog ...
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51 18 Low-Cost Ways for Parents to Make Money From Home
https://www.entrepreneur.com/slideshow/307656
A college application consultant may have a background in guidance counseling, college admissions or teaching -- there's no accreditation or ...
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52 A Teenager's Guide to Emancipation | CTLawHelp
https://ctlawhelp.org/a-teenagers-guide-to-emancipation
NOTE: You may be able to get HUSKY medical insurance and food stamps, even if you do not qualify for cash assistance. How will your parents react? link.
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53 The Only Way to Build Credit for Teens - Step
https://step.com/for-parents
... gives teens a free FDIC insured bank account & Step Visa Card with no subscription fees. Track balances, manage & send money & set allowances.
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54 How To Make Money Without Your Parents Knowing
https://howtodiscuss.com/t/how-to-make-money-without-your-parents-knowing/43879
You can sell some of your stuff on eBay or go to homes and offer your services without your parents knowing (for example, getting someone for ...
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55 View and limit your child or teen's Apple Cash activity
https://support.apple.com/en-us/HT211325
If you're a parent or guardian who's not an organizer. You can: View your child's Apple Cash balance. View your child's transactions. Turn on ...
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56 Why Teens Need Privacy From Their Parents - Verywell Family
https://www.verywellfamily.com/why-does-my-teen-need-privacy-2609615
It can be hard for parents to let go of supervising every aspect of their ... But you do not need to know what they discussed with their ...
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57 How to Pay for College Without Your Parents' Help in 7 Steps
https://studentloanhero.com/featured/how-to-pay-for-college-ways-parents-help/
Don't do it just for the money, though. These programs are an investment for the military, so your chosen branch will require a certain number ...
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58 When Your Child, Teenager, or Adult Son or Daughter has a ...
https://www.hhs.gov/sites/default/files/when-your-child.pdf
What Parents Need to Know about HIPAA. If you are the parent of ... who is unable to make health care decisions, if the child has not identified a personal.
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59 When Your Parent Has Cancer: A Guide for Teens
https://www.cancer.gov/publications/patient-education/when-your-parent-has-cancer.pdf
know that many teens have a parent who has cancer. ... parents by not making them worry. They think that ... charity event to raise money to fight cancer.
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60 Facts for Parents - Protecting Children Online
https://www.sdcda.org/preventing/protecting-children-online/facts-for-parents
Most children know more about the Internet than adults do. As a result, many parents do not supervise their children's Internet use.
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61 Should You Tell Your Parents How Much Money You Make?
https://lifehacker.com/should-you-tell-your-parents-how-much-money-you-make-1824141057
A Lifehacker staffer said hers didn't know, not for any ... while others may not be comfortable earning more money than their parents did.
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62 Local League Finances: What Parents Need to Know
https://www.littleleague.org/university/articles/local-league-finances-what-parents-need-to-know/
As a parent, it's important to understand your local league's financial operations, ... as reasonable as possible, and urges local programs to do the same.
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63 30 Profitable Side Hustles For Stay-at-Home Moms and Dads
https://marriagekidsandmoney.com/podcast/side-hustles-parents-can-do-from-home/
Take your passion for cooking and baking and make some money. One couple I know is cranking away on their debt by baking cookies and selling ...
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64 What is OnlyFans? What parents need to know - Internet Matters
https://www.internetmatters.org/hub/news-blogs/what-is-onlyfans-what-parents-need-to-know/
Although OnlyFans is closely linked to adult content, other content does not require nudity or sexual acts to make money. Teens may see this as ...
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65 Can My Parents See What I Buy With My Debit Card
https://www.moneytaskforce.com/money/can-my-parents-see-what-i-buy-with-my-debit-card/
Can You Use Your Parents Debit Card Without Them Knowing? Why do most youngsters consider taking money from their mothers' bags or their fathers ...
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66 If One Parent Will Not Agree to a Name Change
https://www.familylawselfhelpcenter.org/self-help/name-changes/name-changes-for-children/197-contested
The fee is payable by cash, money order, or most major credit/debit cards. ... If you have had no contact with the other parent and do not know where to ...
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67 How To Remove Your Parent From Your Bank Accounts
https://www.yahoo.com/entertainment/remove-parent-bank-accounts-210052865.html
No matter how old you are, your parents will have full access to your funds as long as they are joint owners of your account. · Your money could ...
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68 Running Away: You're Not Alone | Kids Legal
https://kidslegal.org/running-away-youre-not-alone
NO. You cannot be arrested, fingerprinted or put in jail for running away from ... If you do not want your parents to know where you are, you can ask that ...
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69 Why You Should Tell Your Children How Much You Make
https://www.nytimes.com/2015/02/01/your-money/why-you-should-tell-your-kids-how-much-you-make.html
Or not knowing how and why to start saving right away for retirement, ... If two parents are fighting about money and a child overhears, ...
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70 I Don't Give Kids Cash Because I Know What It's Like to Have ...
https://www.businessinsider.com/personal-finance/dont-give-kids-cash-gifts-2021-3
Growing up low-income, her parents took any cash gifts she ... the one time I told her no she cried so hard that guilt made me cry, too.
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71 Teenagers could be hiding drugs in plain sight without parents ...
https://www.13newsnow.com/article/news/local/your-teenager-could-be-hiding-drugs-in-plain-sight-and-you-may-not-even-know-it/291-6eeafdc3-2e7d-437c-a8c1-500d5d20d95d
New devices have made it easier for teenagers to hide drugs and prevent parents from finding out.
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72 11 Social Media Red Flags Parents Should Know About
https://www.commonsensemedia.org/articles/11-social-media-red-flags-parents-should-know-about
Find out which social media features are cause for concern -- no matter ... Free apps have to make money somehow, so app developers offer ...
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73 Can I get an abortion without my parents finding out?
https://www.plannedparenthood.org/learn/ask-experts/can-i-get-an-abortion-without-my-parents-finding-out
Is it possible for me to have an abortion without my parents knowing? If you're under 18, your state may require one or both of your parents to ...
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74 9 Signs You Shouldn't Let Your Parents Help You Financially
https://www.gobankingrates.com/saving-money/family/9-signs-shouldnt-let-parents-help-financially/
According to the Bank of America/USA TODAY Better Money. ... an adult can do, as a parent or as a child, is to ensure that they will not be ...
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75 Still Have a Joint Bank Account With Your Parents? Here's ...
https://www.fool.com/the-ascent/banks/articles/still-have-joint-bank-account-your-parents-heres-why-you-should-get-your-own/
Your parent can withdraw money from the account. ... as their money languishes in a big bank savings account earning next to no interest.
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76 How To Get A Student Loan Without Your Parents - Forbes
https://www.forbes.com/advisor/student-loans/student-loans-without-parents/
Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations. How ...
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77 35 WAYS TO MAKE MONEY - SeedTime
https://seedtime.com/ways-to-make-money/
Use email, Facebook, fliers, word of mouth. Also try offering a set time every week, like Tuesday evenings form 5-9 pm in your home. Parents know they can drop ...
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78 Parents Know Best — or Do They? - WHYY
https://whyy.org/episodes/parents-know-best-or-do-they-2/
In 1998, the late psychologist Judith Harris published “The Nurture Assumption” — a book that made the controversial argument that peers, not ...
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79 Employment by Parents - U.S. Department of Labor
https://www.dol.gov/general/topic/youthlabor/employmentparents
The Fair Labor Standards Act's (FLSA) minimum age requirements do not apply to minors employed by their parents, or by a person acting as their guardian.
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80 How to Make Money as a Kid Online in 2022 | Mydoh
https://www.mydoh.ca/learn/blog/career/how-to-make-money-as-a-kid-online/
Here are some ideas on how kids can make money online and some ... You may not know who Charli D'Amelio is, but chances are your tween does!
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81 Can Parents Take Their Kids' Money? - FindLaw
https://www.findlaw.com/legalblogs/law-and-life/can-parents-take-their-kids-money/
Christmas was costly and now there is no money for the mortgage. Can you dip into your kids' financial gifts to pay?
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82 Helping Your Child through Early Adolescence (PDF)
https://www2.ed.gov/parents/academic/help/adolescence/adolescence.pdf
following questions and concerns that parents of young teens often raise: Helping Your Child through Early ... We are not born knowing how to act respon-.
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83 I talked to 70 parents who raised highly successful adults ...
https://www.cnbc.com/2022/07/09/i-talked-to-70-parents-who-raised-highly-successful-adults-here-is-what-they-did-differently.html
Here's what she learned about what not to do. ... A final note about money: Although the parents I spoke to never pushed their kids towards ...
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84 Child Support - Mississippi Department of Human Services
https://www.mdhs.ms.gov/child-support/
for Non-Custodial Parents ... eCheck/bank account debit; Cash ... Pay your child support in cash without leaving your neighborhood.
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85 Six-year-old Aussie boy racks up $8000 bill on iPad ... - Kidspot
https://www.kidspot.com.au/parenting/sixyearold-boy-racks-up-8000-bill-on-ipad-without-parents-knowing/news-story/16c36d66bb8978a9593441d0b4cd3e51
... boy racked up an $8k iPad bill without his parents knowing. ... Danielle said that trying to get the money back from Apple and dispute ...
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86 10 Sure Ways to Get Whatever You Want From Your Parents
https://www.huffpost.com/entry/advice-for-teens_b_2037523
No matter who your parents are, there are a few things that you can do to ... Try the tips below and let me know how they work out!
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87 FAQs About Child Support - Kansas Legal Services
https://www.kansaslegalservices.org/node/1576/faqs-about-child-support
How can I find out how much money my former spouse is making? ... for the money spent to support the children while the parents were not able to support the ...
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88 Study Confirms What Parents Know: The Cost Of Unpaid ...
https://www.today.com/parents/parents/study-confirms-parents-know-cost-unpaid-parental-leave-devastating-rcna40035
"My husband also makes more than I do and we've always had family help," she added. Still, she's planning on cutting costs — like not eating out ...
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89 How to Date without Parents Knowing in 2019 (and 1 tip you ...
https://www.appsverse.com/blog/how-to-date-without-parents-knowing-in-2019/
When it comes to dating without parents knowing, you can try to ... be spending your parents' money on something they do not know about.
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90 A parent's story: 'Our son stole from us, courtesy of PayPal'
https://www.theguardian.com/technology/2018/jun/30/a-parents-story-our-son-stole-from-us-courtesy-of-paypal
The payments service raised no alarm bells when a 17-year-old ... David thought a quick and easy way to make money was to buy and sell game ...
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91 Monitoring Your Teen's Activities - For Parents - CDC
https://www.cdc.gov/healthyyouth/protective/factsheets/parental_monitoring_factsheet.htm
By making a habit of knowing about their teens and setting clear expectations for behavior, parents can reduce their teens' risks for ...
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92 How to Complete FAFSA® Without Parents - Frank Financial Aid
https://withfrank.org/how-to-pay-for-college/how-do-i-apply/filling-out-fafsa/how-to-complete-fafsa-without-parents/
The Frank Takeaways: If your parents refuse to file FAFSA® with you, you should speak to your ... How much money do you get from FAFSA®?
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93 9 Easy Steps to Move Out of Your Parents' House
https://www.theguarantors.com/blog/9-easy-steps-to-move-out-of-your-parents-house
Moving out of your parents' house is a big deal, no matter where you ... can be confident you know what you're doing when you do move out!
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94 How to Take Out Student Loans Without Your Parents
https://www.nerdwallet.com/article/loans/student-loans/take-student-loans-without-parents
Here is a list of our partners and here's how we make money. Getting a student loan without access to your parents' financial information or ...
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95 Medicaid for Parents & Caretakers
https://www.hhs.texas.gov/services/health/medicaid-chip/medicaid-chip-programs-services/programs-children-families/medicaid-parents-caretakers
› programs-children-families
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96 What Parents Should Know About Venmo - FOSI
https://www.fosi.org/good-digital-parenting/what-parents-should-know-about-venmo
Venmo allows users to search or “friend” other people on the app, although they do not have to be friends with another user to send them money.
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97 All of the Best Ways for Teens to Make Money (47+ Ideas)
https://www.swiftsalary.com/ways-for-teens-to-make-money/
These days, there's no shortage of teenage YouTubers making thousands of dollars per month from Youtube ad revenue alone. The average Youtube ...
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98 'I'm 25 And My Parents Are Mad That I Won't Support Them!'
https://www.thecut.com/article/im-25-and-my-parents-are-mad-that-i-wont-support-them.html
Presumably, they want you to be financially independent at an old age, too — which involves making smart decisions about your money right ...
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