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1 Refinancing With Judgment Mortgage Lending Guidelines
https://gustancho.com/refinancing-with-judgment/
Refinancing With Judgment can be done if homeowner enters into written payment agreement with judgment creditor and made 3 payments.
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2 5 Things You Need to Know About Cash Out Refinancing
https://nlcloans.com/trd_post/things-you-need-to-know-cash-out-refinancing/
You can pay off judgments, collections, and liens with cash out refinancing. If you have a judgment, collection account, or tax lien against your property, you ...
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3 What Goes Into the Mortgage Refinance Decision?
https://www.mtgprofessor.com/A%20-%20Refinance/what_goes_into_the_refinance_decision.htm
The best way to determine if a refinance will pay is to compare all future costs over the period the borrower expects to be in the house.
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4 How to Refinance a Home With a Judgment on the Title
https://pocketsense.com/refinance-home-judgment-title-5142567.html
Refinancing a Mortgage With a Judgment ... Discuss the judgment with your lender. The lender will be able to tell you what value you must have in your home to pay ...
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5 Remove Judgment Lien - Orange County - The Fullman Firm
https://www.fullmanfirm.com/services/what-to-do-if-a-judgment-lien-is-keeping-you-from-selling-or-refinancing/
Removing Judgment Liens in Orange County. If you're trying to refinance or sell your home (or if you're a real estate professional trying to close a deal), ...
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6 FHA Loan Rules You Should Know About Judgments
https://www.fha.com/fha_article?id=2765
... time to commit to an FHA mortgage loan or FHA refinance loan. What do you need to know about judgments and how they can affect FHA home loan approval?
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7 Cannot Get a Home Loan Because of an Old Judgment? | ABI
https://www.abi.org/feed-item/cannot-get-a-home-loan-because-of-an-old-judgment
The other day I had a call from a potential client who told me about an old credit card debt that was keeping him from getting his mortgage refinanced.
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8 Is Refinancing My Mortgage a Good Idea? - Investopedia
https://www.investopedia.com/ask/answers/09/refinancing-mortgage.asp
The decision to refinance your home depends on many factors, including the length of time you plan to live there, current interest rates, and how long it ...
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9 When Is It A Good Idea To Refinance Your Mortgage? | Bankrate
https://www.bankrate.com/mortgages/when-to-refinance/
Generally, if refinancing will save you money, help you build equity and pay off your mortgage faster, it's a good decision. It's best to do ...
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10 Collecting the Judgment - money_selfhelp - California Courts
https://www.courts.ca.gov/1326.htm?rdeLocaleAttr=en
If the judge makes a decision in favor of the plaintiff (the credit card ... This way when you try to sell or refinance your home, the creditor can get paid ...
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11 B2-1.3-02, Limited Cash-Out Refinance Transactions (06/01 ...
https://selling-guide.fanniemae.com/Selling-Guide/Origination-thru-Closing/Subpart-B2-Eligibility/Chapter-B2-1-Mortgage-Eligibility/Section-B2-1-3-Loan-Purpose/1032990591/B2-1-3-02-Limited-Cash-Out-Refinance-Transactions-06-03-2020.htm
New Subordinate Financing; Refinances to Buy Out An Owner's Interest; Exceptions to Limited Cash-Out Refinance Requirements for High Loan-to- ...
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12 Home Loan With A Judgment: How to Get Approved!
https://www.homeloanexperts.com.au/bad-credit-home-loans/judgment/
Can I get a home loan with a judgment on my credit file? Find out which lenders can approve your ... Case Study: Refinance with judgment.
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13 Refinancing With Judgment - YouTube
https://www.youtube.com/watch?v=juappZSIpgc
GCA - Mortgage Bankers
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14 What if there is a federal tax lien on my home? - IRS
https://www.irs.gov/newsroom/what-if-there-is-a-federal-tax-lien-on-my-home
... must satisfy the lien before you can sell or refinance your home. ... lien to allow for the refinancing or restructuring of a mortgage.
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15 Liens: Everything You Need To Know - Rocket Mortgage
https://www.rocketmortgage.com/learn/lien
Judgment liens can generally be attached to both real and personal ... See expert-recommended refinance options and customize them to fit ...
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16 33-964 - Lien of judgment; duration; homestead; partial ...
https://www.azleg.gov/ars/33/00964.htm
If the judgment debtor receives cash proceeds from refinancing the homestead property that is subject to a judgment lien, the judgment creditor must be paid in ...
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17 Understanding the Confession of Judgment (COJ)
https://www.lendingtree.com/business/coj-confession-of-judgement/
A confession of judgment (COJ) gives lenders the right to enter a legal judgment into public record without taking you to court.
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18 Judgment Lien Overview - Michigan Court Officers, Deputy ...
https://www.mcodsa.com/page/132
Michigan's judgment lien law, P.A. 136, became effective on September 1, 2004. ... the judgment debtor upon conveyance, sale or refinance of the property.
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19 Refinance Calculator - Should I Refinance? - SmartAsset.com
https://smartasset.com/refinance/refinance-calculator
Award Winning Calculator determines if Refinancing makes sense using live mortgages and real data. Find out now exactly how much you can save or cash out ...
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20 Escrow/Liens FAQs - Orange County Child Support Services
https://www.css.ocgov.com/existcust/escrow_liens_faq
Learn how child support can affect property purchases, sales and refinancing. ... discovers the support lien or abstract of judgment recorded by DCSS, ...
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21 How to Get a Mortgage Despite a Debt Judgment | Credit.com
https://www.credit.com/blog/get-a-mortgage-despite-a-debt-judgment-77044/
Whether buying a home or refinancing a home you own already, the judgment will be reviewed and examined in the same manner.
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22 Should I consolidate or refinance my student loans?
https://www.consumerfinance.gov/ask-cfpb/should-i-consolidate-refinance-student-loans-en-561/
Consolidation has different consequences depending on whether you are consolidating into federal Direct Loans or refinancing into private ...
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23 When Should You Refinance a Home? - Forbes
https://www.forbes.com/advisor/mortgages/refinance/when-should-you-refinance-a-home/
When market interest rates drop, refinancing to get a lower interest rate can lower your monthly payment, lower your total interest payments or ...
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24 Mortgage, Refinance and Home Equity FAQs from Bank of ...
https://www.bankofamerica.com/mortgage/faqs/
Find answers to frequently asked questions about mortgages, home refinancing and home equity topics from Bank of America.
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25 VA Pamphlet 26-7, Revised Chapter 4: Credit Underwriting 4-1
https://www.benefits.va.gov/WARMS/docs/admin26/pamphlet/pam26_7/ch04.pdf
The form is not required for Interest Rate Reduction Refinancing. Loans (except IRRRLs to refinance delinquent VA loans). 5. Indicate the loan decision in item ...
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26 View Statute 42-371 - Nebraska Legislature
https://nebraskalegislature.gov/laws/statutes.php?statute=42-371
(1) All judgments and orders for payment of money shall be liens, ... Any mortgage or deed of trust which secures the refinancing, renewal, or extension of ...
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27 Guaranteed Loan Program - USDA Farm Service Agency
https://www.fsa.usda.gov/Assets/USDA-FSA-Public/usdafiles/FactSheets/guaranteed_loan_program-factsheet.pdf
the U.S. in any court, excluding judgments filed in ... water conservation or to refinance debt. ... The purpose of the loan is to refinance Direct FSA.
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28 A Consumer's Guide to Mortgage Refinancings
https://www.federalreserve.gov/pubs/refinancings/
... will influence your decision to refinance your mortgage. But before deciding, you need to understand all that refinancing involves.
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29 Wells Fargo Rejected Half Its Black Applicants in Mortgage ...
https://www.bloomberg.com/graphics/2022-wells-fargo-black-home-loan-refinancing/
Wells Fargo denied Microsoft engineer Mauise Ricard's refinance application, ... and know we will be judged based on our outcomes.”.
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30 'Crack the code' to resolve a lien or judgement on a property
https://www.phila.gov/2020-08-10-crack-the-code-to-resolve-a-lien-or-judgement-on-a-property/
As well as other debt. Before the sale or refinancing can go through, the lien or judgement must be paid off first. Usually title companies –but ...
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31 Module 4: Manual Underwriting of the Borrower - HUD
https://www.hud.gov/sites/documents/fy16_sfhb_mod4_under.pdf
What is the mortgage payment history for a Cash-Out Refinance? • What mortgage payment history ... A Judgment is considered resolved if the Borrower has:.
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32 Should You Refinance at a Higher Interest Rate?
https://www.freedommortgage.com/learning-center/articles/why-refinance-at-a-higher-rate
So paying a higher interest rate on a mortgage refinance might be a good financial decision if that higher rate is still lower than the interest rates on ...
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33 Michigan Legislature - Section 600.2807
http://legislature.mi.gov/doc.aspx?mcl-600-2807
... priority; exceptions; sale or refinance of property subject to judgment lien; ... (ii) A subsequent refinancing of purchase money mortgage debt.
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34 When Is Refinancing a Mortgage Worth It? - Credit Karma
https://www.creditkarma.com/home-loans/i/when-is-refinancing-mortgage-worth-it
When is it worth it to refinance your mortgage? We'll walk through some common scenarios to help guide your decision.
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35 Title Companies FAQs – Child Support Services
https://cssd.lacounty.gov/title-companies-faqs/
Using the equity in your home, you may be able to either refinance your ... the client has a support judgment lien filed by a local child support agency?
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36 How soon can I expect a decision? | Student Loan Refinancing
https://help.earnest.com/hc/en-us/articles/218913207-How-soon-can-I-expect-a-decision-Student-Loan-Refinancing
Student Loan Refinancing. We aim to provide decisions to clients as soon as possible and we can generally provide a decision within 2-5 business days.
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37 Will someone with a judgement on his record still be ... - Quora
https://www.quora.com/Will-someone-with-a-judgement-on-his-record-still-be-able-to-refinance-his-mortgage
If the judgment is recorded (liened) against the real property you wish to refinance, the judgment will have to be paid at closing or otherwise cleared from ...
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38 Property Liens vs Judgment Liens | Nolo
https://www.nolo.com/legal-encyclopedia/difference-between-property-lien-judgment-lien.html
For the most part, whether you define a lien as a "property lien" or a "judgment lien" depends primarily on how the creditor got the lien.
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39 Refinancing Mortgage and Need to Settle Property Lien Debts
https://consumerrecoverynetwork.com/question/settling-property-lien-debt/
Because judgment liens have to be cleared up eventually, in order to pass on clear title to a purchaser, or when refinancing, they can make a fairly good guess ...
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40 Should You Refinance Your Home? | Warady & Davis, LLP
https://waradydavis.com/should-you-refinance-your-home/
The first factor to consider in the refinance decision is how long you plan to be in your home. The process to refinance includes closing costs that will ...
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41 Removing Liens and Judgments from Title
https://www.quaillaw.com/real-estate-law/removing-liens-and-judgments-from-title/
By filing a lien avoidance motion or a motion in Superior Court, your title may be cleared and you can then sell or refinance your property. Removing a ...
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42 New Arizona Law Expands Rights of Judgment Creditors
https://www.lewisroca.com/blog/new-arizona-law-expands-rights-of-judgment-creditors
For instance, the judgment debtor could frustrate collection efforts through a “cash out” refinance that stripped the equity from homestead ...
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43 Intelliloan: Home Mortgage, Refinance, Home Equity Loans
https://intelliloan.com/
This is not a credit decision, an offer, or a commitment to lend. ... Whether you're a homeowner refinancing a variable interest rate or a first-time buyer ...
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44 Can You Sell Your Home If You Have A Judgment Against You?
https://www.hallandalelaw.com/homestead-exemption/
If the creditor cannot prove the property is not the debtor's homestead then the lien does not attach to the homestead and the house can be sold or refinanced.
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45 How Much Does it Cost to Refinance a Mortgage?
https://www.alphamortgage.com/how-much-does-it-cost-to-refinance-my-mortgage/
Below are some fees to keep in mind and to discuss with your lender before making a refinance decision: Your credit report = Your financial report card.
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46 Is Now a Good Time to Refinance a Mortgage? - NerdWallet
https://www.nerdwallet.com/article/mortgages/mortgage-refinancing-time
All of these things, along with current refinance interest rates, should play a role in your decision about whether — and when — to ...
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47 Partial Release of Lien | Law Office of David A. Fernandez
https://www.yourhoustonconsumerattorney.com/houston-debt-defense/partial-release-of-lien/
Diligent Texas lawyer protects homesteads from judgment liens ... A judgment lien can limit your ability to sell or refinance your property, since a title ...
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48 American Federal Mortgage
https://www.americanfedmortgage.com/
We make the refinance decision easy, starting with our free refi analysis, and explaining why refinancing could work for you.
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49 THE TEXAS CONSTITUTION ARTICLE 16. GENERAL ...
https://statutes.capitol.texas.gov/Docs/CN/htm/CN.16/CN.16.50.htm
(4) the refinance of a lien against a homestead, including a federal tax lien ... (iv) the owner of the homestead not sign a confession of judgment or power ...
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50 When is refinancing worth it? How much should your rate drop?
https://themortgagereports.com/51755/should-i-refinance-for-quarter-percent-lower-refinance-rates
Then, the decision to lower your rate by 0.25% via a refi gets more complicated. “With a cash-out refi, your monthly mortgage payment may not go ...
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51 Refinance Student Loans | Navy Federal Credit Union
https://www.navyfederal.org/loans-cards/student-loans/refinance-loans.html
Save time and money when you refinance and consolidate your private and federal ... Receive the final decision and loan agreement, which you can sign ...
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52 Ex-Spouse Fails to Refinance the Marital Home
https://josephandjoseph.com/articles/breaking-up-is-hard-to-do-part-3-if-your-ex-spouse-fails-to-refinance-the-marital-home/
Her lawyer filed a motion for summary judgment claiming that she was entitled to compel a partition of the property as a matter of law and therefore a trial on ...
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53 Should you refinance your mortgage? | MoneyUnder30
https://www.moneyunder30.com/what-to-consider-before-refinance-mortgage
And you need to decide if paying that money is worth refinancing. What to consider before refinancing. The decision of whether to refinance ...
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54 10 common questions about refinancing - Chase Bank
https://www.chase.com/personal/mortgage/education/owning-a-home/common-questions-refinance
Remember that cash-out refinancing also increases your overall level of mortgage debt. Should I refinance? Take a look at your current loan and financial ...
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55 Can a Creditor Put a Lien on My House?
https://www.ptla.org/can-creditor-put-lien-my-house
A creditor with a court judgment has many ways to collect the money. ... The creditor will get paid if you sell your home or if you refinance.
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56 Can Creditors Take Your House in Georgia?
https://www.buschreedlaw.com/blog/2021/july/can-creditors-take-your-house-in-georgia-/
Creditors cannot take your home, but they can put a judgment lien on ... your property does not mean that you cannot sell or refinance it, ...
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57 How A Florida Judgment Lien Affects Your Real Estate Closing
https://theclosingagent.com/florida-judgment-liens/
of Barry Miller Law, Offices Orlando. Florida Judgment Liens. Can a Florida Judgment Lien on Homestead Property Affect Your Closing? There are scenarios where a ...
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58 Summary Real Estate Disposition Judgment Form
https://mncourts.gov/mncourtsgov/media/CourtForms/DIV1601.pdf?ext=.pdf
Write it exactly as it is written in the. Judgment and Decree. (For example, John Smith must refinance the mortgage and pay. Jess Smith within 1 year of John ...
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59 Questions and Answers - FFIEC
https://www.ffiec.gov/hmda/faqreg.htm
Answer: If a credit decision has not been made and the borrower has ... The new definition of a reportable refinancing looks only to whether (1) an ...
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60 Enforcement of Judgment — Fullerton & Knowles, P.C.
https://fullertonlaw.com/enforcement-of-judgment
Court judgments are not self-enforcing and this discussion seeks to ... have to pay off the judgment lien in order to sell or refinance the property.
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61 Mortgage Assistance Scams | The Office of Attorney General ...
https://www.ag.state.mn.us/consumer/publications/mortgageassistancescams.asp
Some homeowners become the target of fraudulent refinancing offers. ... lookout for refinance scams, and don't feel pressured to make a decision right away.
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62 Post-Judgment: Basic Steps in Collecting on a Small Claims ...
https://www.wicourts.gov/formdisplay/SC-6090V_instructions.pdf?formNumber=SC-6090V&formType=Instructions&formatId=2&language=en
If a judgment is “docketed” in this manner, it could significantly affect the debtor's credit rating and the ability to sell, refinance.
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63 Guide Section 4301.4 - Freddie Mac Guide
https://guide.freddiemac.com/app/guide/section/4301.4
A "no cash-out" refinance Mortgage must meet the applicable ... originated as a refinance transaction, with a Note Date no less than thirty ...
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64 Mortgage and Home Equity FAQs - Wells Fargo
https://www.wellsfargo.com/mortgage/faqs/
If I have a Wells Fargo mortgage and want to refinance, will I have to ...
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65 Mortgage Servicing Rules under the Truth in Lending Act ...
https://www.cfpaguide.com/portalresource/CFPB%20Servicing%20Rule%20-_TILA.pdf
The servicer must provide the borrower with a written decision, including an ... due more closely reflects the time needed for consumers to refinance a loan ...
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66 Civil Judgments vs. Judgment Liens: What's the Difference?
https://ficoso.com/ucc/civil-judgments-vs-judgment-liens-whats-the-difference/
In general, the lien is satisfied with the sale proceeds when the debtor sells the property or when a refinance occurs. It's important to note that searching ...
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67 Using A Mortgage Refinance To Pay Off Debt | Quicken Loans
https://www.quickenloans.com/learn/refinance-to-pay-off-debt
Should You Refinance Your Mortgage To Consolidate Debt? Like any financial decision, you'll want to do your research and consider all your ...
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68 Dealing with Debt Collectors - LawNY
https://www.lawny.org/node/81/dealing-debt-collectors
Most creditors will not force the sale of your house to collect on a judgment. The creditor will likely wait until you sell or refinance the ...
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69 Structural Change in the Mortgage Market and the Propensity ...
https://www.jstor.org/stable/2673930
Section 1 discusses the evolution of the housing finance system. Section 2 presents the theory of the optimal refinance decision rule. Section 3 describes the ...
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70 Getting a VA Loan After a Civil Judgment - Veterans United
https://www.veteransunited.com/futurehomeowners/va-loan-with-civil-judgment/
A lien acts as security for your unpaid debt. Having a judgment or a lien can make it challenging to sell a home, refinance an existing mortgage ...
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71 These common title problems can snag your home closing
https://www.clta.org/page/article10/These-common-title-problems-can-sang-your-home-closing.htm
Does the seller have the legal right to sell the property? Is the home's title free of “clouds” or “defects” — such as judgments, liens or bankruptcies — that ...
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72 Liens - Child Support Services
https://childsupportservices.saccounty.net/Services/Pages/Liens.aspx
By putting the order or judgment in the official records the public is put on ... If the paying parent tries to sell or refinance property, the lien must be ...
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73 Household Mortgage Refinancing Decisions Are Neighbor ...
https://www.philadelphiafed.org/-/media/frbp/assets/working-papers/2021/wp21-16.pdf
which might affect the refinance decision. Another potential confound is that households living near to each other might use the same lender ...
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74 Avoiding Foreclosure (Loss Mitigation) | NY CourtHelp
https://nycourts.gov/courthelp/Homes/foreclosureMitigation.shtml
Another lender may agree to refinance your mortgage. ... a Deficiency Judgment, and without a foreclosure sale on your credit report.
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75 Fair Lending Laws and Regulations - FDIC
https://www.fdic.gov/resources/supervision-and-examinations/consumer-compliance-examination-manual/documents/4/iv-1-1.pdf
judgment against the couple, was incorrect because the ... The institution's organization of its credit decision- ... For refinance loans.
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76 Judgment Lien on Real Estate | Garfield Heights Municipal Court
https://www.ghmc.org/small-claims/collecting-on-judgment/judgment-lien-on-real-estate
... value of your judgment if the real estate enters foreclosure, is refinanced, or is sold. Complete these steps to get a Judgment Lien on real estate:
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77 No Order To Refinance The Mortgage After Court Enters Decree
https://www.graham.law/blog/no-order-refinance-the-mortgage-after-decree/
But now the Colorado Court of Appeals has issued a ruling specific to the issue of a post-decree order to refinance the mortgage on the ...
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78 Understanding Cash-Out Refinancing & When It's Appropriate
https://www.moneygeek.com/mortgage/refinance/cash-out/
A cash-out refinance may be useful for homeowners who need to tap into ... every other option available to them before making a decision.
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79 Judgment Liens and Your Homestead - San Antonio
https://www.carabinshaw.com/judgment-liens-and-your-homestead.html
Judgment Lien Release. If you are attempting to refinance your home or sell it and purchase another home, you can file a “partial release of homestead lien ...
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80 What to Do After You Were Denied a Refinance - Experian
https://www.experian.com/blogs/ask-experian/what-to-do-after-you-were-denied-a-refinance/
Why Lenders Reject Refinance Applications; Can't Refinance? Take the Next Steps; Improve Your Credit for Future Success. Refinancing a mortgage ...
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81 Defaulted Student Loans: Can You Refinance? - Credible
https://www.credible.com/blog/refinance-student-loans/defaulted-student-loans/
You might be able to refinance defaulted student loans, ... unless the wage garnishment has been lifted or the judgment is vacated.
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82 Timeline & Rights | 19th Judicial Circuit Court, IL
https://19thcircuitcourt.state.il.us/1392/Timeline-Rights
The redemption period also runs for 3 months after a foreclosure judgment is ... You can only refinance, sell the house, or file bankruptcy before the house ...
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83 Cash-out refinancing and HELOCs are expected to surge in ...
https://www.washingtonpost.com/business/2022/02/24/cash-out-refinancing-helocs-are-expected-surge-2022-are-they-right-you/
... advise homeowners to consider all the options before making a decision ... “We closed 33 percent more cash-out refinance loans in 2021 ...
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84 how do judgments affect title?
https://www.titleresources.com/docs/librariesprovider57/shine-bright/how-do-judgements-affect-title.pdf?sfvrsn=db44d79d_2
When a judgment is awarded, the creditor can use that judgment to place a lien on the seller's property. At that point, a seller must address the judgment, ...
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85 What Does Limited Cash Out Refinance Mean?
https://xpresslending.com/refinance/what-does-limited-cash-out-refinance-mean/
Anil spent a lot of time explaining various mortgage products and let me take the decision based on my situation. Saroj and Pinaki are very ...
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86 Simple Steps To Determine if You Should Refinance Your ...
https://wrennefinancial.com/simple-steps-determine-refinance-mortgage/
Escrow accounts pay your insurance premiums and property taxes each year. This should not be considered in the refinance decision. It's a cost ...
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87 Corporate Refinancing, Covenants, and the Agency Cost of Debt
https://www.hbs.edu/ris/Publication%20Files/Green_Covenants_Dec18_a5baf3ce-38dc-449b-afbc-45e34c58ac1e.pdf
I exploit the revealed preference decision to refinance fixed-coupon bonds, which weighs observable interest rate savings against the ...
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88 Supreme Court of Texas - PNC Mortgage v. Howard - Justia Law
https://law.justia.com/cases/texas/supreme-court/2021/19-0842.html
The Supreme Court reversed the judgment of the court of appeals concluding that a refinancing lender's failure to timely foreclose its ...
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89 Getting Out of Default | Federal Student Aid
https://studentaid.gov/manage-loans/default/get-out
It's important that you fully understand loan rehabilitation and loan consolidation before making your decision. Learn more about loan rehabilitation and ...
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90 What Happens If You Can't Refinance After Divorce?
https://ibuyer.com/home-equity-refi/refinance-after-divorce.html
It is essential to weigh out all of your options and contact a real estate lawyer during this emotional time before making a final decision. Read on below to ...
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91 Refinance Loan Not Approved After Divorce. What Can I Do?
https://www.hg.org/legal-articles/refinance-loan-not-approved-after-divorce-what-can-i-do-49215
Divorce Judgment and Agreement. While the courts do not usually force certain matters, these situations may arise through another order such as awards of the ...
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92 Can I get rid of a judgment lien against my home?
https://consumered.georgia.gov/ask-ed/2019-12-19/can-i-get-rid-judgment-lien-against-my-home
With an active lien on your home, you generally will not be able to sell or refinance the property. The judgment lien will be enforceable ...
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93 Cash Out Refinance in Commercial Real Estate Explained
https://fnrpusa.com/blog/cash-out-refinance-commercial-real-estate/
As with any major investment decision, those considering a potential cash out refinance should carefully consider the pros and cons and make the ...
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94 Liens Against Property in Ohio | LHA
https://www.ohiodebthelp.com/debt-collections/judgments/liens-against-property/
Once a creditor obtains a judgment against a debtor, they have the right to ... If the debtor attempts to sell or refinance the real property that is ...
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95 Mortgage Refinance - PrimeWay Federal Credit Union
https://info.primewayfcu.com/mortgage-refi
We will be there every step of the way to help you make an informed decision about which home mortgage loan option is best for you.
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96 Refinance Your Car Loan - Keep Your Car | DCU
https://www.dcu.org/financial-education-center/auto-loans/love-your-car-not-your-loan-refinance.html
This article explains how how refinancing works and when it makes sense. ... looking at the loan details carefully can help you make a smart decision.
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