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1 How your Apple Card application is evaluated
https://support.apple.com/en-us/HT209218
Goldman Sachs uses TransUnion and other credit bureaus to evaluate your Apple Card application. If your credit score is low (for example, if ...
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2 What Credit Score Do You Need for an Apple Card? | U.S.
https://money.usnews.com/credit-cards/articles/what-credit-score-do-you-need-for-an-apple-card
Applicants with scores above 660 are "considered favorable for credit approval," according the Apple Card's website. In other words, those with ...
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3 Guide to Apple Card - Bankrate.com
https://www.bankrate.com/finance/credit-cards/guide-to-apple-card/
This means that some applicants with fair credit (scores ranging from 580 to 669) might be accepted for the Apple Card, while others might be ...
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4 2022 Apple Card Credit Score Requirement - WalletHub
https://wallethub.com/answers/cc/apple-card-credit-score-2140679690/
The Apple Card's credit score requirement is 700+. This means that you need at least good to get this card. While it's possible to be ...
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5 What credit score you need to get an Apple Card - CNBC
https://www.cnbc.com/2022/09/09/the-credit-score-you-need-to-get-an-apple-card-for-the-new-iphone-14.html
A credit score below 600 could also prevent you from being approved, the company said. However, that's well below the national average, which ...
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6 Apple Card: Approval odds, rewards, and more - 9to5Mac
https://9to5mac.com/guides/apple-card/
Apple Card is backed by Goldman Sachs, and Goldman Sachs uses TransUnion and other credit bureaus to evaluate your application. Apple says that if your FICO9 ...
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7 What Credit Score Is Needed for the Apple Credit Card?
https://www.gobankingrates.com/credit-cards/advice/credit-score-needed-for-apple-card/
Goldman Sachs may decline applicants for an Apple Card if they have a credit score of 600 or below, lower than the 2022 national average ...
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8 Apple Card Reviews 2022 | Credit Karma
https://www.creditkarma.com/reviews/credit-card/single/id/CCApple01
So I was actually shocked, I applied expecting to be denied for sure. My credit score was only 524 at applying, I did it anyways because I heard Apple ...
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9 The Apple Credit Card 2022 Review – Forbes Advisor
https://www.forbes.com/advisor/credit-cards/reviews/the-apple-credit-card/
Credit Score. Excellent/Good ; Interest-Free Financing On Select Apple Products: Use the Apple Card* to pay for eligible purchases over time ...
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10 What Credit Score Is Needed for an Apple Card?
https://marketrealist.com/p/credit-score-needed-apple-card/
So, what credit score is needed for an Apple Card? First, the most commonly used credit score range is 300 – 850. A score below 580 is ...
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11 How to Apply for the Apple Card in 3 Steps - NerdWallet
https://www.nerdwallet.com/article/credit-cards/how-to-apply-for-the-apple-card-in-3-steps
Apply for the Apple Card through the Apple Wallet app or online, with no credit score dings until you accept the offer.
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12 What credit score do I need to be approved for Apple Card?
https://www.imore.com/what-credit-score-do-i-need-be-approved-apple-card
What kind of credit score will I need to get approved for Apple Card? · Poor: 300-600 · Fair: 601-660 · Good: 661-780 · Excellent: 781-850.
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13 Your Credit Score: Everything you Need to Know - Apple FCU
https://applefcu.balancepro.org/resources/articles/your-credit-score
The most commonly used scoring model is issued by the Fair Isaac Corporation. Called a FICO score, it ranges from 300 to 850, with a higher score being ...
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14 Credit Score Needed For Apple Financing (in 2022)
https://www.creditglory.com/education/apple-financing-credit-score
Apple reports that you're "more likely to be approved" for their financing with a score of 640 or higher. There are user reports of being ...
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15 Schooling Goldman Sachs and the Apple Credit Card
https://www.paymentsjournal.com/schooling-goldman-sachs-and-the-apple-credit-card/
It pays to watch FICO Scores, when you book new accounts and manage the credit cycle. Here is a case in point with the Goldman Sachs Apple ...
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16 Apple Card | Interest Rates, Limits, Features, Perks
https://appleinsider.com/inside/apple-card
It does have credit limits. The limits are determined by the cardholder's credit score, credit age, and income at the time of application.
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17 What credit score do I need for the Apple Card? - Quora
https://www.quora.com/What-credit-score-do-I-need-for-the-Apple-Card
You should be able to get an Apple Card with at least average credit score (500–600). Do note that credit score isn't the only factor for them to determine your ...
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18 What credit score do you need for the Apple Credit Card?
https://www.youtube.com/watch?v=W1edDUVZ1MA
ProudMoney - Credit Cards & Personal Finance
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19 Apple Card: All the Details on Apple's Credit Card - MacRumors
https://www.macrumors.com/guide/apple-card/
As with any other credit card, there is a credit limit for Apple Card that will vary from person to person. A better credit score means a ...
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20 Apple Credit Card review - CreditCards.com
https://www.creditcards.com/reviews/apple-card/
The Apple Card's unique approvals process is great news for cardholders concerned about their credit scores and approval odds. You can send in an application ...
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21 Apple Card Applicants With Low Credit Scores Getting Approved
https://www.businessinsider.com/apple-card-goldman-sachs-subprime-credit-scores-report-2019-8
The bank behind the Apple Card, Goldman Sachs, has reportedly been approving applicants with "subprime" credit scores — a term with a varying ...
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22 Credit Score Needed for Apple Financing - Crediful
https://www.crediful.com/apple-financing-credit-score/
The minimum recommended credit score for the Apple Card is 640. However, there have been reports of approvals with a score as low as 600. What else do I need to ...
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23 How to Increase the Credit Limit of Your Apple Card
https://www.moneygeek.com/credit-cards/advice/increase-credit-limit-of-apple-card/
You may submit a request for an Apple Card credit limit increase online or over the phone. goodCredit. A good credit score and making ...
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24 There Are Downsides to the Apple Credit Card, but I Still Love It
https://time.com/nextadvisor/credit-cards/reviews/is-the-apple-credit-card-right-for-you/
You can apply for an Apple Card without affecting your credit score. It's only when your application is approved, and you accept the card's terms and ...
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25 Apple Credit Card Review - Investopedia
https://www.investopedia.com/apple-credit-card-review-4798935
Apple Card ; Regular APR (%), 13.99% - 24.99% variable ; Annual Fee, $0 ; Rewards Earning Rate, Earn 3% cash back at Apple and select Apple pay partners, 2% on ...
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26 New York's Department of Financial Services says Apple Card ...
https://techcrunch.com/2021/03/23/new-yorks-department-of-financial-services-says-apple-card-program-didnt-violate-fair-lending-laws/
The New York State Department of Financial Services (NYDFS) released a report today that cleared the Apple Card credit card program of ...
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27 I applied for the Apple Card with a credit score of 730 and got ...
https://www.reddit.com/r/AppleCard/comments/iqb9wg/question_i_applied_for_the_apple_card_with_a/
Hey everyone, I'm a 19 year old dude who applied for the Apple Card a week ago and I got denied. My oldest credit card is 9 months old but I ...
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28 How to Request a Credit Limit Increase for Your Apple Card
https://www.fool.com/the-ascent/credit-cards/credit-limit-increase-apple/
Nothing notable has happened to your credit score since your initial Apple Card application was filed. If a cursory check indicates that ...
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29 Credit Risks Take Bite from Goldman's Apple Card
https://www.pymnts.com/credit-cards/2022/bigger-credit-risks-take-bigger-bite-from-goldmans-apple-card/
Some 28% of Goldman's card customers have FICO scores below 660, according to the company's most recent financial reports. A score below 660 ...
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30 Apple Card Family: Share your Apple Card for a better Credit ...
https://www.igeeksblog.com/apple-card-family/
Interestingly, Apple CEO started the presentation by mentioning the disparity and lack of clarity in credit scores awarded to two users with ...
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31 Apple Card Approval Odds – What credit score is needed for ...
https://www.proudmoney.com/apple-card-approval-odds-what-credit-score-is-needed-for-the-apple-credit-card/
A credit score of 700 or over gives you a very high chance of approval, probably 75%-80% of applicants with a score above 700 will be approved.
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32 Apple Card, Goldman Sachs are in the subprime lending ...
https://www.cnn.com/2019/08/14/business/apple-card-requirements-low-credit-score
As the new Apple Card begins to roll out, some of its first members have no credit history or below-average credit scores. “Goldman was willing ...
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33 You may not qualify for an AppleCard | Philip Elmer‑DeWitt
https://www.ped30.com/2019/03/28/apple-card-credit-score/
That's why credit scores (also known as FICO scores) were invented. Like any credit card issuer, Apple will want to check your score before they ...
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34 NYSDFS Report on Apple Card Investigation - March 2021
https://www.dfs.ny.gov/reports_and_publications/202103_report_apple_card_investigation
Credit scoring, commonly relied upon by lenders for credit determinations, affects nearly all consumers attempting to access credit, but the source of credit ...
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35 Path to Apple Card Terms of Use | Goldman Sachs
https://www.goldmansachs.com/terms-and-conditions/Path-to-Apple-Card-Terms-of-Use.pdf
By participating in the Program, you authorize the Bank to obtain credit bureau reports (also known as consumer reports), including credit scores, and other ...
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36 Apple Card Credit Score: How To Make Sure You Get Approved
https://screenrant.com/apple-card-credit-score-get-approved-how-tips/
However, as is the case with any credit card, being approved for the Apple Card isn't a guarantee. ... If someone applies and isn't happy with the ...
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37 what credit score for apple financing - AllAboutCareers
https://www.allaboutcareers.com/student-loans/what-credit-score-for-apple-financing/
What is the credit score you need to have to get Apple financing? ... Although the company does not mention a specific score on its digital ...
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38 You'll Probably Get Approved for an Apple Card—but Be Wary
https://gizmodo.com/youll-probably-get-approved-for-an-apple-card-but-be-wa-1837095095
The report went on to note that one new customer was approved for the Apple Card with a FICO score of about 620 said he was given a $750 ...
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39 Everything we know so far about how the Apple Card works
https://www.theverge.com/2019/3/27/18281071/how-apple-credit-card-works-fine-print-fees-cash-back-titanium
Apple declined to share an exact credit score range you'll need to be within to qualify for its credit card, but from the variable interest ...
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40 Is the Apple Card Really Worth It? Are There Better Options?
https://www.makeuseof.com/is-the-apple-card-worth-it/
If you're considering applying for the Apple Card, you'll need at least a "good" FICO score of 670 or higher to have a fair shot at approval.
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41 See if you're approved for Apple Card with no impact to your ...
https://reallygoodemails.com/emails/see-if-youre-approved-for-apple-card-with-no-impact-to-your-credit-score-apply-now
Apple · See if you're approved for Apple Card with no impact to your credit score. Apply now.
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42 How to Use Apple Cash and Apple Pay - Experian
https://www.experian.com/blogs/ask-experian/how-to-use-apple-pay-and-apple-cash/
Learn what it takes to achieve a good credit score. Review your FICO® Score from Experian today for free and see what's helping and hurting ...
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43 NY regulator investigating Apple Card for possible gender bias
https://www.nbcnews.com/tech/apple/ny-regulator-investigating-apple-card-possible-gender-bias-n1079581
Hansson said the card offered him a credit limit 20 times greater than it gave to his wife, even though she has a higher credit score. He called ...
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44 Apple Card isn't reflected in your credit score... yet - Cult of Mac
https://www.cultofmac.com/659172/apple-card-isnt-reflected-in-your-credit-score-yet/
The Apple Card is still so new it's not being reported to credit bureaus. ... Any late payments made so far to an Apple Card account haven't hurt ...
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45 Apple Card Review [2022]: The Cashback Card for Apple Lovers
https://financebuzz.com/apple-card-review
There's no set credit score requirement for the Apple Card. But according to Apple, you may not be approved for the card if your FICO score ...
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46 Apple Acquires UK's Credit Scoring Company 'Credit Kudos ...
https://www.patentlyapple.com/2022/03/apple-acquires-uks-credit-scoring-company-credit-kudos-for-its-apple-pay-business.html
It's being reported today that Apple Inc. has bought London-based credit scoring startup Credit Kudos Ltd. Which was launched in 2015 by ...
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47 Apple Credit Card: Is it worth it? - ValuePenguin
https://www.valuepenguin.com/apple-credit-card-worth-it
Apple Credit Card: Generous rewards for some, user-friendly benefits for all · Cash back depends on what — and how — you buy · Cash back ...
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48 EVERYTHING Immigrants NEED to Know About Apple Card ...
https://www.stilt.com/blog/2019/08/apple-card/
You have 30 days to accept the offer and only accepting the offer will affect your credit score. Accepting the offer will automatically add it ...
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49 Apple Card algorithm sparks gender bias inquiry
https://www.washingtonpost.com/business/2019/11/11/apple-card-algorithm-sparks-gender-bias-allegations-against-goldman-sachs/
What started with a viral Twitter thread metastasized into a regulatory investigation of Goldman Sachs' credit card practices after a ...
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50 Personal Loans - Check Your Rate Online | Apple Bank NY
https://www.applebank.com/personal/loans-credit/personal-loans
This initial “soft” inquiry will not affect your credit score. If you complete the application process, we will perform a “hard” credit inquiry which may impact ...
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51 Your credit score, explained with apple pie - KATE M. TOBEY
https://katemusselwhite.com/portfolio/your-credit-score-explained-with-apple-pie/
(The Washington Post) Is your credit score a bad apple? PostTV and finance columnist Michelle Singletary break down two straightforward ways to improve ...
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52 Apple Card Review 2022: Should You Apply? - MyBankTracker
https://www.mybanktracker.com/credit-cards/expert-reviews/apple-card-review-299364
But, what is the Apple Card? In short, it's a credit card designed for use with Apple Pay, the tech giant's mobile wallet platform that ...
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53 Why Your Apple Card Application Was Denied and What to Do
https://www.self.inc/blog/apple-card-application-denied
What is the credit score required to get an Apple Card? Apple doesn't actually approve or deny your application for an Apple Card. Goldman Sachs ...
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54 The Apple Credit Card Critics Are Missing the Real Source of ...
https://www.inverse.com/article/54398-apple-credit-score-qualify
“I do think there's a chance that a 650 credit score might get you an Apple Card. It'll almost certainly come with a high APR, but you might ...
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55 Apple Card Family lets family members share, build credit
https://www.fastcompany.com/90627796/apple-card-apple-card-family-share-card-children
[/pullquote]In its investigation, NYDFS found that gender was not a factor influencing Apple Card eligibility. Still, spouses' credit scores, ...
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56 Apple Credit Card review: Pay 0% interest on Apple products
https://www.moneyunder30.com/apple-card-review
But it does have an ace in the hole with special financing for Apple products. ... history,” which is an important factor in improving your credit score.
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57 What Credit Score is Needed for Apple Card - Seminarsonly
https://www.seminarsonly.com/news/apple-card-activation-what-credit-score-is-needed-for-apple-card/
It is hard to get the Apple Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a ...
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58 Apple Card with Goldman Sachs Some Faces Credit Limit ...
https://www.bloomberg.com/news/newsletters/2021-07-18/apple-card-with-goldman-sachs-some-faces-credit-limit-application-concerns-kr9i83nh
When reviewing applications, Goldman uses the FICO Score 9 system, a lender standard that takes into account more factors than the normal ...
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59 Apple co-founder says Apple Card algorithm gave wife lower ...
https://www.reuters.com/article/us-goldman-sachs-apple/apple-co-founder-says-apple-card-algorithm-gave-wife-lower-credit-limit-idUSKBN1XL038
Apple co-founder says Apple Card algorithm gave wife lower credit limit ... joint tax returns and that his wife had a better credit score.
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60 Why Goldman Sachs + Apple + Mastercard Didn't Work Perfectly
https://seekingalpha.com/article/4547033-why-goldman-sachs-plus-apple-plus-mastercard-didnt-work-perfectly
While we are not a believer that FICO scores are the only credit metric to monitor, it does pay to understand how certain card issuers are ...
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61 Credit Cards | Apple Federal Credit Union
https://www.applefcu.org/creditcards
Credit cards and more from Apple Federal Credit Union, ... I'm sure you know how imperative it is to maintain an acceptable score and have the least amount ...
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62 Goldman explains Apple Card algorithmic rejections ...
https://venturebeat.com/business/goldman-explains-apple-card-algorithmic-rejections-including-bankruptcies/
According to the companies, a FICO score of at least 670 or VantageScore of 700 typically signifies “good credit.” Consumers seeking Apple ...
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63 You'll Probably Have to Unfreeze Your Credit for Apple Card
https://www.macobserver.com/tips/quick-tip/apple-card-unfreeze-credit/
When you apply for Apple Card, reports say that Goldman Sachs performs a credit check with TransUnion. If you've frozen your credit, you'll ...
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64 The Apple Card Didn't 'See' Gender—and That's the Problem
https://www.wired.com/story/the-apple-card-didnt-see-genderand-thats-the-problem/
The Apple credit card, launched in August, ran into major problems last week when users noticed that it seemed to offer smaller lines of ...
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65 Chime, Apple debut credit score-boosting products
https://www.bankingdive.com/news/chime-apple-credit-score/580991/
Chime, Apple debut credit score-boosting products ... An overhead look at Chime's mobile app and debit card. Chime. Dive Brief: Chime ...
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66 Apple Card Family: 5 things you need to know about sharing ...
https://www.cnet.com/tech/mobile/apple-card-family-5-things-you-need-to-know-about-sharing-apples-credit-card/
A co-owner will build credit on their own based on the Apple Card. They will also be able to manage participants, request physical Apple Cards ...
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67 Apple's 'sexist' credit card investigated by US regulator - BBC
https://www.bbc.com/news/business-50365609
In a tweet, Mr Hansson said the disparity was despite his wife having a better credit score. Later, Mr Wozniak, who founded Apple with Steve ...
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68 Apple Card Investigated After Gender Discrimination Complaints
https://www.nytimes.com/2019/11/10/business/Apple-credit-card-investigation.html
A prominent software developer said on Twitter that the credit card was “sexist” against women applying for credit.
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69 Apple Card – Full Review [2022] - Upgraded Points
https://upgradedpoints.com/credit-cards/reviews/apple-card/
There is no set credit score that will guarantee your approval for the Apple Card. Keep in mind that credit issuers don't just look at your ...
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70 Want an Apple Card? Here's why you could be denied one ...
https://www.zdnet.com/article/want-an-apple-card-heres-why-you-could-be-denied-one-says-apple/
Every Apple Card application will need to go through the usual credit risk assessments carried out by banks, which in this case is Goldman Sachs ...
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71 Apple's long-term credit rating upgraded to AAA by Moody's
https://www.aljazeera.com/economy/2021/12/21/apples-long-term-credit-rating-upgraded-to-aaa-by-moodys
Apple Inc.'s long-term credit rating was upgraded to Aaa by Moody's Investors Service, putting the iPhone maker in an exclusive club with ...
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72 Apple Credit Card Release: What is it? Benefits & How To Use It
https://www.thrillist.com/news/nation/apple-credit-card-release-benefits-credit-score-apple-pay
What credit score do you need to be approved for Apple Card? ... It's not entirely clear who'll qualify to receive an Apple Card, though it's ...
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73 Apple Card – Credit Score & Income Needed + Odds of ...
https://www.flyergeek.com/apple-card-credit-score/
Apple primarily uses the FICO Score 9 which ranges from 300 to 850, and on their website it indicates that a score of 660 or more is considered ...
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74 Apple Card Starts Arriving, Applicants with Low Credit Score ...
https://ijunkie.com/apple-card-arrives-customers-lower-credit-score/
Interestingly Goldman Sachs has approved the card for people with a credit score in the range of 600. It seems like Apple wants to democratize ...
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75 Bank of America - Banking, Credit Cards, Loans and Merrill ...
https://www.bankofamerica.com/

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76 X1 Card | The Smartest Credit Card Ever Made
https://x1creditcard.com/
Apply Now See if you're approved with no impact to your credit score. 17g of Stainless Steel. Best-in-Class Benefits & Rewards. No Annual Fee.
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77 Walmart Credit Card | Earn 5% Back | Unlimited Rewards
https://www.walmart.com/cp/walmart-credit-card/632402
no risk to your credit score. ... Application via Capital One. See below for Terms and Conditions. By clicking Apply now, you agree to Walmart's updated Privacy ...
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78 Buy a $100 Apple gift card and score a FREE $15 Target ...
https://9to5toys.com/2022/11/23/target-apple-card-black-friday-promo/
As a rare opportunity to take advantage of a discount on Apple credit, this is beating the value of our previous mention by an extra $5 in ...
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79 Petal - Responsible credit for the modern world.
https://www.petalcard.com/
Credit cards with cash back at many local businesses, no annual or international fees, high limits, and a mobile app that makes it easy to manage your money ...
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80 Credit score quirks to know about before you apply for a loan
https://www.latimes.com/business/story/2022-11-16/credit-score-quirks-to-know-about-so-you-dont-hurt-your-credit-score
Scores help determine whether we can get credit and the interest rates we pay, but also whether we're able to rent an apartment, get affordable ...
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81 Buy New Apple Watches for Sale | Shop Prices, Features & More
https://www.t-mobile.com/smart-watches/brand/apple
Get a fast and easy financing decision. (This won't affect your credit score.) See what I qualify for.
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82 Apple iPhone 13 Pro Max - Features, Specs & Reviews - AT&T
https://www.att.com/buy/phones/apple-iphone-13-pro-max.html
Credit card may be req'd (except MA, PA, ND). Restrictions apply. See price details. Get personalized pricing without hurting your credit score.
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83 Lock & Alert: Lock Your Equifax Credit Report
https://www.equifax.com/personal/products/credit/credit-lock-alert/
The Lock & Alert app makes it convenient to lock and unlock your Equifax credit report. Get the free Equifax Lock & Alert app: ... Apple and the Apple logo are ...
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84 Credit Cards | Apply and compare offers - U.S. Bank
https://www.usbank.com/credit-cards.html
Browse & compare cash back credit cards, low intro APR credit cards & rewards credit ... What credit score is needed to apply for a U.S. Bank Credit Card?
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85 Wells Fargo Bank | Financial Services & Online Banking
https://www.wellsfargo.com/
Committed to the financial health of our customers and communities. Explore bank accounts, loans, mortgages, investing, credit cards & banking services»
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86 Prequalify and Apply for a CareCredit Credit Card – CareCredit
https://www.carecredit.com/apply/
Healthcare financing for you and your family. There's CareCredit For That™ · See if you prequalify with no impact to your credit score · Promotional financing ...
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87 How Does Best Buy Financing Work?
https://www.bestbuy.com/site/financing-rewards/learn-about-best-buy-financing/pcmcat1476112234971.c?id=pcmcat1476112234971
With the My Best Buy® Credit Cards, you can take advantage of various deferred interest financing offers. With these offers, interest is deferred for a set ...
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88 Comment Submitted - Regulations.gov
https://www.regulations.gov/document/CFPB-2017-0034-0025
Comment. Document Title: Notice of an Update to the Public List of Companies That Offer Customers Free Access to a Credit Score. Docket No. CFPB ...
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89 Perpay | Buy Now, Pay Later, Build Credit.
https://perpay.com/
Purchase the products and brands you love by making small, easy payments straight from your paycheck. No credit check, no interest.
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90 Upgrade Card | Credit lines from $500 to $25,000
https://www.upgrade.com/upgrade-card/
Combine the flexibility of a credit card with the predictability of a personal loan. ... Pay with your phone or device by using Apple Pay™ or Google Pay™.
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91 Business Credit Cards from American Express
https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/
Explore all the rewards and benefits of business credit cards from American Express and find the right business card to help grow and run your business.
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92 Ultimate Rewards | Credit Cards | Chase.com
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93 Ashley Advantage | Manage Account or Apply - MySynchrony
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94 Capital One Walmart Rewards Card
https://www.capitalone.com/credit-cards/walmart-rewards/
Learn more about the Walmart Rewards credit card from Capital One. Apply today. ... Find out if you're eligible with no risk to your credit score.
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95 My GM Rewards Card | Marcus by Goldman Sachs®
https://www.marcus.com/us/en/credit-cards/gm-cards/my-gm-rewards-card
Applying does not impact your credit score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit ...
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