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Google Keyword Rankings for : credit score by race
1
https://www.investopedia.com/average-credit-scores-by-race-5214521
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https://www.investopedia.com/average-credit-scores-by-race-5214521
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2
https://money.usnews.com/credit-cards/articles/how-race-affects-your-credit-score
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https://money.usnews.com/credit-cards/articles/how-race-affects-your-credit-score
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3
https://www.brookings.edu/?simplechart=average-credit-score-of-homebuyer-by-race
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https://www.brookings.edu/?simplechart=average-credit-score-of-homebuyer-by-race
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4
https://www.cnbc.com/2021/01/28/black-and-hispanic-americans-often-have-lower-credit-scores.html
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https://www.cnbc.com/2021/01/28/black-and-hispanic-americans-often-have-lower-credit-scores.html
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5
https://www.paymentsjournal.com/race-and-credit-scores-it-is-a-social-issue-not-a-scoring-issue/
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https://www.paymentsjournal.com/race-and-credit-scores-it-is-a-social-issue-not-a-scoring-issue/
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6
https://www.badcredit.org/how-to/average-credit-score-by-age-race-state-income/
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https://www.badcredit.org/how-to/average-credit-score-by-age-race-state-income/
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7
https://www.forbes.com/advisor/credit-cards/from-inherent-racial-bias-to-incorrect-data-the-problems-with-current-credit-scoring-models/
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https://www.forbes.com/advisor/credit-cards/from-inherent-racial-bias-to-incorrect-data-the-problems-with-current-credit-scoring-models/
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8
https://financejar.com/credit-scores/average-credit-score-by-race/
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https://financejar.com/credit-scores/average-credit-score-by-race/
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9
https://finmasters.com/average-credit-score/
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https://finmasters.com/average-credit-score/
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10
https://www.creditcards.com/statistics/race-age-gender-statistics/
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https://www.creditcards.com/statistics/race-age-gender-statistics/
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11
https://mycreditsummit.com/credit-score-statistics/
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https://mycreditsummit.com/credit-score-statistics/
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12
https://www.washingtonpost.com/business/2020/10/16/how-race-affects-your-credit-score/
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https://www.washingtonpost.com/business/2020/10/16/how-race-affects-your-credit-score/
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13
https://shiftprocessing.com/credit-score/
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https://shiftprocessing.com/credit-score/
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14
https://medium.com/commonfuture/why-credit-scores-are-racist-da109fcfb300
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https://medium.com/commonfuture/why-credit-scores-are-racist-da109fcfb300
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15
https://www.businessinsider.com/personal-finance/credit-gap-black-americans-building-wealth-2021-1
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https://www.businessinsider.com/personal-finance/credit-gap-black-americans-building-wealth-2021-1
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16
https://en.wikipedia.org/wiki/Criticism_of_credit_scoring_systems_in_the_United_States
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https://en.wikipedia.org/wiki/Criticism_of_credit_scoring_systems_in_the_United_States
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17
https://www.brightmoney.co/learn/black-history-month-race-and-credit-scores
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https://www.brightmoney.co/learn/black-history-month-race-and-credit-scores
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18
https://www.federalreserve.gov/econres/feds/files/2022067pap.pdf
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https://www.federalreserve.gov/econres/feds/files/2022067pap.pdf
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19
https://www.elitepersonalfinance.com/average-credit-score/
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https://www.elitepersonalfinance.com/average-credit-score/
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20
https://www.jstor.org/stable/20685167
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https://www.jstor.org/stable/20685167
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21
https://www.omm.com/omm_distribution/newsletters/client_alert_financial_services/pdf/ncrcdiscrimstudy.pdf
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https://www.omm.com/omm_distribution/newsletters/client_alert_financial_services/pdf/ncrcdiscrimstudy.pdf
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22
https://www.researchgate.net/publication/279220476_Credit_Where_Credit_is_Due_Race_Gender_and_Discrimination_in_the_Credit_Scores_of_Business_Startups
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https://www.researchgate.net/publication/279220476_Credit_Where_Credit_is_Due_Race_Gender_and_Discrimination_in_the_Credit_Scores_of_Business_Startups
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23
https://nationalfairhousing.org/wp-content/uploads/2017/04/NFHA-credit-scoring-paper-for-Suffolk-NCLC-symposium-submitted-to-Suffolk-Law.pdf
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https://nationalfairhousing.org/wp-content/uploads/2017/04/NFHA-credit-scoring-paper-for-Suffolk-NCLC-symposium-submitted-to-Suffolk-Law.pdf
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24
https://sf.freddiemac.com/articles/insights/better-understanding-of-credit-can-help-close-racial-homeownership-gaps
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https://sf.freddiemac.com/articles/insights/better-understanding-of-credit-can-help-close-racial-homeownership-gaps
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25
https://upgradedpoints.com/credit-cards/credit-score-facts-statistics/
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https://upgradedpoints.com/credit-cards/credit-score-facts-statistics/
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26
https://docs.responsibly.ai/notebooks/demo-fico-analysis.html
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https://docs.responsibly.ai/notebooks/demo-fico-analysis.html
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27
https://www.bostonglobe.com/2022/04/24/opinion/giving-credit-where-its-due/
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https://www.bostonglobe.com/2022/04/24/opinion/giving-credit-where-its-due/
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28
https://www.nclc.org/wp-content/uploads/2022/08/IB_Alt_Data_Is_No_Silver_Bullet.pdf
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https://www.nclc.org/wp-content/uploads/2022/08/IB_Alt_Data_Is_No_Silver_Bullet.pdf
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29
https://www.axios.com/2022/10/01/the-race-to-hand-out-credit-scores
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https://www.axios.com/2022/10/01/the-race-to-hand-out-credit-scores
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30
https://www.refinery29.com/en-us/2021/03/10309501/credit-discrimination-redlining-racism
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https://www.refinery29.com/en-us/2021/03/10309501/credit-discrimination-redlining-racism
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31
https://www.epi.org/news/good-credit-score-protect-latino-black-borrowers/
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https://www.epi.org/news/good-credit-score-protect-latino-black-borrowers/
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32
https://www.insurance.wa.gov/credit-scoring-ban
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https://www.insurance.wa.gov/credit-scoring-ban
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33
https://www.theguardian.com/commentisfree/2015/oct/13/your-credit-score-is-racist-heres-why
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https://www.theguardian.com/commentisfree/2015/oct/13/your-credit-score-is-racist-heres-why
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34
https://www.ncsl.org/documents/standcomm/sccomfc/CRLFRBCreditScores.pdf
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https://www.ncsl.org/documents/standcomm/sccomfc/CRLFRBCreditScores.pdf
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35
https://www.dupaco.com/learn/master-your-money/credit-credit-scores/the-great-credit-race/
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https://www.dupaco.com/learn/master-your-money/credit-credit-scores/the-great-credit-race/
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36
https://www.livewithplum.com/blog/race-affecting-credit
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https://www.livewithplum.com/blog/race-affecting-credit
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37
https://www.consumerfinance.gov/data-research/research-reports/using-publicly-available-information-to-proxy-for-unidentified-race-and-ethnicity/
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https://www.consumerfinance.gov/data-research/research-reports/using-publicly-available-information-to-proxy-for-unidentified-race-and-ethnicity/
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38
https://www.bedelfinancial.com/the-race-for-a-winning-credit-score
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https://www.bedelfinancial.com/the-race-for-a-winning-credit-score
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39
https://www.bestcolleges.com/resources/credit-literacy-black-hispanic-students/
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https://www.bestcolleges.com/resources/credit-literacy-black-hispanic-students/
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40
https://www.bostonfed.org/publications/research-department-working-paper/2020/mortgage-prepayment-race-and-monetary-policy.aspx
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https://www.bostonfed.org/publications/research-department-working-paper/2020/mortgage-prepayment-race-and-monetary-policy.aspx
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41
https://www.minneapolisfed.org/~/media/assets/papers/community-development-papers/2022/the-role-of-race-in-mortgage-application-denials.pdf
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https://www.minneapolisfed.org/~/media/assets/papers/community-development-papers/2022/the-role-of-race-in-mortgage-application-denials.pdf
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42
https://ncrc.org/the-washington-post-credit-scores-are-supposed-to-be-race-neutral-thats-impossible/
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https://ncrc.org/the-washington-post-credit-scores-are-supposed-to-be-race-neutral-thats-impossible/
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43
https://www.aeaweb.org/conference/2022/preliminary/paper/EHfbkzD7
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https://www.aeaweb.org/conference/2022/preliminary/paper/EHfbkzD7
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44
https://finance.yahoo.com/news/credit-card-race-age-gender-110000848.html
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https://finance.yahoo.com/news/credit-card-race-age-gender-110000848.html
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45
https://scholarship.law.georgetown.edu/cgi/viewcontent.cgi?article=2530&context=facpub
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https://scholarship.law.georgetown.edu/cgi/viewcontent.cgi?article=2530&context=facpub
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46
https://www.fico.com/blogs/do-credit-scores-have-disparate-impact-racial-minorities
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https://www.fico.com/blogs/do-credit-scores-have-disparate-impact-racial-minorities
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47
https://www.stlouisfed.org/education/continuing-feducation-video-series/episode-1-understanding-how-a-fico-credit-score-is-determined
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https://www.stlouisfed.org/education/continuing-feducation-video-series/episode-1-understanding-how-a-fico-credit-score-is-determined
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48
https://themarkup.org/show-your-work/2021/08/25/how-we-investigated-racial-disparities-in-federal-mortgage-data
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https://themarkup.org/show-your-work/2021/08/25/how-we-investigated-racial-disparities-in-federal-mortgage-data
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49
https://www.amazon.com/Race-Good-Credit-Establish-Maintain/dp/069287691X
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https://www.amazon.com/Race-Good-Credit-Establish-Maintain/dp/069287691X
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50
https://risk.lexisnexis.com/-/media/files/product%20pages/white%20paper/lnrs-statistical-analysis-rv-wp-nxr12620-02-0719-en-us.pdf
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https://risk.lexisnexis.com/-/media/files/product%20pages/white%20paper/lnrs-statistical-analysis-rv-wp-nxr12620-02-0719-en-us.pdf
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51
https://www.marketplace.org/shows/marketplace-tech/credit-scores-and-the-bias-behind-them/
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https://www.marketplace.org/shows/marketplace-tech/credit-scores-and-the-bias-behind-them/
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52
https://www.responsiblelending.org/sites/default/files/nodes/files/research-publication/jeb-60-2008-110124-bocian-ernst-li.pdf
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https://www.responsiblelending.org/sites/default/files/nodes/files/research-publication/jeb-60-2008-110124-bocian-ernst-li.pdf
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53
https://law.unc.edu/wp-content/uploads/2021/02/Racial-ethnic-disparities-home-loans-Srivastata.pdf
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https://law.unc.edu/wp-content/uploads/2021/02/Racial-ethnic-disparities-home-loans-Srivastata.pdf
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54
https://journalistsresource.org/economics/credit-scores-roundup/
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https://journalistsresource.org/economics/credit-scores-roundup/
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55
https://rrapp.hks.harvard.edu/an-entrepreneurs-racial-and-gender-identity-influence-an-entrepreneurs-credit-score-and-access-to-capital/
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https://rrapp.hks.harvard.edu/an-entrepreneurs-racial-and-gender-identity-influence-an-entrepreneurs-credit-score-and-access-to-capital/
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56
https://www.acorns.com/learn/borrowing/what-is-a-credit-score/
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https://www.acorns.com/learn/borrowing/what-is-a-credit-score/
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57
https://consumerfed.org/press_release/washington-state-attorney-generals-investigation-into-potential-race-discrimination-against-washington-drivers-should-be-in-depth-and-careful-and-not-hesitate-to-bring-charges/
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https://consumerfed.org/press_release/washington-state-attorney-generals-investigation-into-potential-race-discrimination-against-washington-drivers-should-be-in-depth-and-careful-and-not-hesitate-to-bring-charges/
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58
https://insurance.mo.gov/reports/credscore.pdf
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https://insurance.mo.gov/reports/credscore.pdf
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59
https://equitablegrowth.org/the-never-ending-cycle-incarceration-credit-scores-and-wealth-accumulation-in-the-united-states/
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https://equitablegrowth.org/the-never-ending-cycle-incarceration-credit-scores-and-wealth-accumulation-in-the-united-states/
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60
https://www.rimnetwork.net/racialandethniccredituse
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https://www.rimnetwork.net/racialandethniccredituse
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61
https://www.bloomberg.com/graphics/2022-wells-fargo-black-home-loan-refinancing/
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https://www.bloomberg.com/graphics/2022-wells-fargo-black-home-loan-refinancing/
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62
https://www.ficoscore.com/about
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https://www.ficoscore.com/about
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63
https://www.ftc.gov/sites/default/files/documents/reports/credit-based-insurance-scores-impacts-consumers-automobile-insurance-report-congress-federal-trade/p044804facta_report_credit-based_insurance_scores.pdf
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https://www.ftc.gov/sites/default/files/documents/reports/credit-based-insurance-scores-impacts-consumers-automobile-insurance-report-congress-federal-trade/p044804facta_report_credit-based_insurance_scores.pdf
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64
https://www.fdic.gov/resources/supervision-and-examinations/consumer-compliance-examination-manual/documents/4/iv-1-1.pdf
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https://www.fdic.gov/resources/supervision-and-examinations/consumer-compliance-examination-manual/documents/4/iv-1-1.pdf
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65
https://www.cnn.com/2022/08/14/investing/credit-score-equifax-mistakes-discrimination
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https://www.cnn.com/2022/08/14/investing/credit-score-equifax-mistakes-discrimination
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66
https://capitalcounselor.com/credit-score-statistics/
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https://capitalcounselor.com/credit-score-statistics/
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67
https://www.justice.gov/crt/equal-credit-opportunity-act-3
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https://www.justice.gov/crt/equal-credit-opportunity-act-3
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68
https://digitalhoney.money/credit-score-statistics/
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https://digitalhoney.money/credit-score-statistics/
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69
https://www.casact.org/sites/default/files/2022-03/Research-Paper_Approaches-to-Address-Racial-Bias_0.pdf
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https://www.casact.org/sites/default/files/2022-03/Research-Paper_Approaches-to-Address-Racial-Bias_0.pdf
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70
https://www.youtube.com/watch?v=5GehyJmuYo4
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https://www.youtube.com/watch?v=5GehyJmuYo4
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71
https://www.cardrates.com/advice/credit-card-ownership-by-age-income-gender-and-race/
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https://www.cardrates.com/advice/credit-card-ownership-by-age-income-gender-and-race/
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72
https://www.capitalone.com/learn-grow/money-management/what-is-a-good-credit-score/
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https://www.capitalone.com/learn-grow/money-management/what-is-a-good-credit-score/
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73
https://content.naic.org/sites/default/files/inline-files/committees_c_090430_hearing_attachments_Alldredge_NAMIC.pdf
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https://content.naic.org/sites/default/files/inline-files/committees_c_090430_hearing_attachments_Alldredge_NAMIC.pdf
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74
https://link.springer.com/article/10.1007/s11187-017-9878-2
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https://link.springer.com/article/10.1007/s11187-017-9878-2
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75
https://www.experian.com/blogs/ask-experian/credit-education/score-basics/what-is-a-good-credit-score/
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https://www.experian.com/blogs/ask-experian/credit-education/score-basics/what-is-a-good-credit-score/
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76
https://news.bloomberglaw.com/insurance/credit-based-insurance-premiums-raise-concerns-about-racial-bias
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https://news.bloomberglaw.com/insurance/credit-based-insurance-premiums-raise-concerns-about-racial-bias
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77
https://www.foxbusiness.com/features/the-truth-about-7-common-credit-report-myths
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https://www.foxbusiness.com/features/the-truth-about-7-common-credit-report-myths
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78
https://www.myfico.com/credit-education/credit-scores/whats-not-in-your-credit-score
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https://www.myfico.com/credit-education/credit-scores/whats-not-in-your-credit-score
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79
https://www.creditkarma.com/advice/i/credit-lending-discrimination
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https://www.creditkarma.com/advice/i/credit-lending-discrimination
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80
https://www.fool.com/the-ascent/research/credit-card-debt-statistics/
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https://www.fool.com/the-ascent/research/credit-card-debt-statistics/
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81
https://www.huduser.gov/Publications/pdf/risk_race_2011.pdf
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https://www.huduser.gov/Publications/pdf/risk_race_2011.pdf
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82
https://www.ncbi.nlm.nih.gov/pmc/articles/PMC6231232/
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https://www.ncbi.nlm.nih.gov/pmc/articles/PMC6231232/
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83
https://www.atlantafed.org/-/media/documents/community-development/publications/discussion-papers/2018/03-mind-the-gap-how-do-credit-market-experiences-and-borrowing-patterns-differ-for-minority-owned-firms-2018-09-14.pdf
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https://www.atlantafed.org/-/media/documents/community-development/publications/discussion-papers/2018/03-mind-the-gap-how-do-credit-market-experiences-and-borrowing-patterns-differ-for-minority-owned-firms-2018-09-14.pdf
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84
https://www.tdi.texas.gov/reports/documents/creditrpt04.pdf
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https://www.tdi.texas.gov/reports/documents/creditrpt04.pdf
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85
https://www.clccrul.org/blog/2019/6/17/why-credit-scores-have-a-race-problem
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https://www.clccrul.org/blog/2019/6/17/why-credit-scores-have-a-race-problem
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86
https://cpb-us-e1.wpmucdn.com/sites.suffolk.edu/dist/3/1172/files/2014/01/Rice-Swesnik_Lead.pdf
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https://cpb-us-e1.wpmucdn.com/sites.suffolk.edu/dist/3/1172/files/2014/01/Rice-Swesnik_Lead.pdf
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87
https://www.theatlantic.com/technology/archive/2016/12/how-algorithms-can-bring-down-minorities-credit-scores/509333/
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https://www.theatlantic.com/technology/archive/2016/12/how-algorithms-can-bring-down-minorities-credit-scores/509333/
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