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1 § 1026.57 Reporting and marketing rules for college student ...
https://www.consumerfinance.gov/rules-policy/regulations/1026/57/
An agreement may qualify as a college credit card agreement even if marketing of cards under the agreement is targeted at alumni, faculty, staff, and other non ...
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2 Prohibition of On-Campus Credit Card Marketing to Students
https://universitypolicies.columbia.edu/content/prohibition-campus-credit-card-marketing-students
The on-campus advertising, marketing or merchandising of credit cards directed at students is prohibited.
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3 Student credit cards on campus: Who's the biggest player?
https://www.cardratings.com/student/the-big-business-of-credit-cards-on-campus.html
Well, not exactly. The Credit CARD Act doesn't stop credit card companies from marketing on college campuses. What the issuers no longer can do ...
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4 Credit Card Marketing Geared Towards Students and the ...
https://www.natlawreview.com/article/credit-card-marketing-geared-towards-students-and-policies-to-address-dilemma-can
Marketing strategies such as on-campus marketing, rewards, college affinity cards and college logos on credit cards have been effective ...
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5 Marketing to College Students Appears to Have Declined
https://www.gao.gov/products/gao-14-225
For example, a survey of students in 2013 by Student Monitor, a research firm, found that 6 percent of students reported obtaining a credit card ...
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6 On-Campus Marketing of Credit Cards to Students | Policies
https://www.nyit.edu/policies/on_campus_marketing_of_credit_cards_to_students
New York Institute of Technology prohibits the advertising, marketing, or merchandising of credit cards to students on campus. This includes advertising or ...
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7 Why Credit Card Companies Target College Students
https://www.thebalancemoney.com/credit-card-companies-love-college-students-960090
Credit card companies truly understand the college demographic. You can tell by the marketing tactics they use to lure young adults into ...
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8 Excerpted from - NACUBO
https://www.nacubo.org/-/media/Nacubo/Documents/BusinessPolicyAreas/ExcerptsCreditCARDAct1.ashx?la=en&hash=85F7864AC9B3BCCC65902042DE2A329FFE8B3AD5
credit card issuers regarding the marketing of credit cards. ... Proposed §226.57(a)(1) defined “college student credit card” as a credit card issued under ...
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9 Marketing of Credit Cards to Students - Policies
https://policies.syr.edu/policies/academic-rules-student-responsibilities-and-services/marketing-of-credit-cards-to-students/
Additionally, all banks and other commercial entities (including their third-party representatives) must verify they have registered with the University, ...
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10 PACAOS-Appendix-D: Marketing of Credit Cards
https://policy.ucop.edu/doc/2710541
For all pertinent activities involving University students, employees, and properties, the Policies Applying to. Campus Activities, Organizations and ...
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11 Prohibition on the Marketing of Credit Cards Policy - Juilliard
https://www.juilliard.edu/school/about/prohibition-marketing-credit-cards-policy
The term "credit card companies" as used in this policy includes all financial institutions and any other issuers of credit cards. The Juilliard ...
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12 Guidelines for the On-Campus Marketing of Credit Cards to ...
https://www.binghamton.edu/operations/policies/policy-409.html
The above includes postering and tabling in/on any property on the Binghamton University campus and the insertion of credit-card promotional materials into ...
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13 Policy Prohibiting the Marketing of Credit Cards to Students
https://www.mercy.edu/media/marketing-credit-cards
marketing, or merchandising of credit cards to students by vendors is prohibited by Mercy College, except those published in newspapers, magazines, ...
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14 Marketing of Credit Cards to Students | My Alfred University
https://my.alfred.edu/student-policies/credit-cards-marketing-to-students.cfm
This prohibition applies to all banks and other commercial entities (including their third-party representatives) that engage in the on-campus marketing of ...
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15 Credit Cards, Prohibition on the Marketing of - SUNY
https://www.suny.edu/sunypp/documents.cfm?doc_id=355
1. registration of on-campus credit card marketers; · 2. limiting credit card marketers to specific dates and specific areas of the campus as designated by the ...
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16 Credit Card Marketing - SUNY Old Westbury
https://www.oldwestbury.edu/policies/business-finance/credit-card-marketing
The Marketer: Conducts the event or activity which advertises, markets or merchandise credit cards on campus to students according to procedures in the ...
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17 Marketing of Credit Cards to Students - Procurement - Offices
https://offices.vassar.edu/procurement/policies/student-card/
This prohibition applies to all banks and other commercials entities (including their third-party representatives) that engage in the on-campus marketing of ...
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18 Credit Card Marketing Policy | Adelphi University
https://www.adelphi.edu/policies/credit-card-marketing/
Any financial institution or business enterprise wishing to advertise, market, or merchandise credit cards to students on campus ...
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19 Credit Card Use in College After the CARD Act | Clearpoint
https://www.clearpoint.org/blog/credit-card-use-college-card-act/
Credit card issuers can't offer tangible items to students to entice them to sign up for a credit card on campus, near the campus, or at school- ...
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20 Marketing Credit/Debit Cards on Campus
https://www.evergreen.edu/policy/marketingcreditdebitcardsoncampus
Purpose/Rationale The Evergreen State College advocates fair campus credit card marketing principles. The Evergreen State College complies ...
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21 Credit Card Marketing - Fashion Institute of Technology
https://www.fitnyc.edu/about/policies/enrollment-management/credit-card-marketing.php
The advertising, marketing, or merchandising of credit cards to students on FIT campuses and at college-sponsored events is strictly prohibited, ...
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22 PRP 2651 - Regulation of Credit Card Marketing on Campus
https://www.bloomu.edu/prp-2651-regulation-credit-card-marketing-campus
Credit card marketers are prohibited from offering gifts to any students in exchange for completing a credit card application unless the student has been ...
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23 110 ILCS 26/ Credit Card Marketing Act of 2009.
https://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=3124&ChapterID=18
Credit card marketing activity includes, but is not limited to, the act of placing a display or poster together with credit card applications on a campus of ...
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24 Credit Card Marketing Policy - SUNY Empire State College
https://www.esc.edu/policies/?search=cid%3D36256
registration of on-campus credit card marketers · limiting credit card marketers to specific dates and specific areas of the campus as designated by the college ...
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25 A CALL TO LIMIT CREDIT CARD SOLICITATIONS ON ...
https://nyujlpp.org/wp-content/uploads/2012/11/Creola-Johnson-Maxed-Out-College-Students.pdf
(stating that credit card companies market on campus “giving away school parapher- ... growing business of marketing credit cards to college students.35.
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26 The Case for Increased Regulation of Credit Cards for College ...
https://cpilj.law.uconn.edu/wp-content/uploads/sites/2515/2018/10/5.1-Over-the-Limit-The-Case-for-Increased-Regulation-of-Credit-Cards-for-College-Students-by-Wayne-Jekot.pdf
instead focus on the profitability of the campus credit card market. Banks aggressively market credit cards to college students. From the.
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27 UC Davis Controls Marketing of Credit Cards on Campus
https://www.ucdavis.edu/news/uc-davis-controls-marketing-credit-cards-campus
According to the EdFund study, only 15 percent of students acquired their first credit card through on-campus displays. But why allow the ...
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28 POLICY ON CREDIT CARD MARKETING TO STUDENTS
https://www.nymc.edu/media/schools-and-colleges/nymc/pdf/policies/Credit_Card_Marketing_to_Students.pdf
To prohibit the advertising, marketing, or merchandising of credit cards to students on the New York Medical College campus.
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29 STUDENT CREDIT CARD SOLICITATION SUBJECT OF ...
http://www.business.cch.com/banking/news/credit.htm
A number of states have introduced bills relating to the marketing of credit cards to college students. These bills are in response to the increased debt ...
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30 Credit Card Marketing Policy - Farmingdale State College
https://www.farmingdale.edu/dean/credit-card-policy.shtml
2. All registered (and thus, approved) credit card marketers will be PROHIBITED from using "gifts" or "gift services" as an inducement to ...
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31 Vendors, Credit Card Companies and Marketing on Campus
https://www.stlawu.edu/offices/human-resources/vendors-credit-card-companies-and-marketing-campus
Credit card companies are strictly prohibited from marketing, advertising, and/or merchandizing of credit cards on St. Lawrence University campus property.
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32 Credit Card Marketing | SUNY Morrisville
https://www.morrisville.edu/handbook/policies/credit-card-marketing
SUNY Morrisville prohibits the advertising, marketing, or merchandising of credit cards on campus to students, unless expressly authorized and registered by ...
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33 AR 5570 Credit Card Marketing (New AR)
https://www.smc.edu/administration/governance/academic-senate/committees/documents/student-affairs/2020-2021/AR-5570-V1-Credit-Card-Marketing.pdf
marketing credit cards to students on College property or at an event ... All credit card marketing activities shall be restricted to Main Campus in the ...
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34 What college students need to know about credit cards - CNBC
https://www.cnbc.com/2022/09/15/what-college-students-need-to-know-about-credit-cards.html
When you're in college, a credit card offers the security that you can pay for things even if you don't have money in your wallet.
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35 p114: marketing of credit cards to students - Stony Brook
https://www.stonybrook.edu/policy/policies.shtml?ID=114
Except as otherwise permitted in this policy, credit card advertising or solicitation to students is not permitted on University premises.
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36 Essay on Credit Card Marketing on College Campuses
https://www.bartleby.com/essay/Credit-Card-Marketing-on-College-Campuses-F35BQZZVJ
Even though students are adults and need to earn credit, credit card companies should not market to college students on campus because they are too naive and ...
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37 12 CFR § 1026.57 - Reporting and marketing rules for college ...
https://www.law.cornell.edu/cfr/text/12/1026.57
(a) Definitions - · (1) College student credit card. · (2) College student. · (3) Institution of higher education. · (4) Affiliated organization. · (5) College ...
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38 On-Campus Credit Card Marketing Policy - St. Francis College
https://assets.sfc.edu/content/uploads/Credit_Card_Marketing_Policy_Article_129-A.pdf
During the year, banks or lending agencies may set up tables outside the College for purposes of promoting their credit cards and distributing credit card ...
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39 yeshiva university credit card marketing policy
https://www.yu.edu/sites/default/files/legacy//uploadedFiles/Student_Life/Resources_and_Services/Standards_and_Policies/Policy%20on%20Credit%20Card%20Marketing.pdf
Prohibition: The advertising, marketing and merchandising of credit cards to students on any University campus is strictly prohibited, except as provided ...
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40 Why Do Credit Card Companies Target College Students?
https://www.streetdirectory.com/travel_guide/164607/credit_cards/why_do_credit_card_companies_target_college_students.html
Many credit card companies see the marketing potential in college students. Credit card companies use promotional offers and free gifts like t-shirts, ...
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41 Credit Card Marketing to Students Policy
https://catalog.ciachef.edu/student-handbook/credit-card-marketing-to-students-policy
The Culinary Institute of America prohibits the advertising, marketing, or merchandising of credit cards to students on any U.S. domestic campus or at any ...
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42 6437 - Prohibition on the marketing of credit cards. - Justia Law
https://law.justia.com/codes/new-york/2013/edn/title-7/article-129-a/6437/
An official college credit card marketing policy may include: 1. registration of on-campus credit card marketers; 2. limiting credit card marketers to specific ...
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43 Consumer Finance: College Students and Credit Cards
https://www.govinfo.gov/content/pkg/GAOREPORTS-GAO-01-773/html/GAOREPORTS-GAO-01-773.htm
GAO did not find a uniform response to the controversial issue of on-campus credit card marketing among the universities GAO visited.
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44 Credit Card Marketing Policy | D'Youville
http://www.dyc.edu/disclosures/credit-card-marketing-policy.aspx
Credit Card Marketing Policy · Prohibition. The advertising, marketing, or merchandising of credit cards to students on the campus of D'Youville is strictly ...
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45 BUSINESS AND COMMERCE CODE CHAPTER 761 ...
https://statutes.capitol.texas.gov/Docs/BC/htm/BC.761.htm
CREDIT CARD MARKETING AT POSTSECONDARY EDUCATIONAL INSTITUTIONS. SUBCHAPTER A. GENERAL PROVISIONS ... (1) "Campus credit card marketing activity":.
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46 Marketing of Credit Cards Policy - Long Island University
https://liu.edu/content/policy/sa/SA-Marketing-of-Credit-Cards-Policy.pdf
To implement Long Island University's marketing of credit cards policy and ensure compliance with New. York State Education Law Article 129-A Section 6437.
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47 Rules and Regulations Governing the Marketing of Credit ...
https://www.hofstra.edu/pdf/policies_creditcardmarketing.pdf
Campus” shall be attached to all agreements concerning the marketing of Credit Card. Vendors on Hofstra University property or at Hofstra ...
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48 Credit card issuers still cashing in on college students, alums
https://money.cnn.com/2013/12/17/pf/college-credit-cards/index.html
While government reform has significantly curtailed the number of credit cards being offered on college campuses, card issuers and ...
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49 Mandated and Student Consumer Information - Credit Card ...
https://www.eiu.edu/mandatedinformation/credit_card.php
Credit Card Marketing Act of 2009 (110 ILCS 26/). Although Eastern Illinois University does not currently maintain any agreements to market credit cards to ...
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50 Robinhood Hits Campus, Where Credit Card Companies Fear ...
https://www.nytimes.com/2021/09/25/your-money/robinhood-colleges.html
And they're fish in a barrel for the right pitch: A generation ago, card issuers and their marketing firms started turning up on campus with ...
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51 Legislation | NY State Senate
https://www.nysenate.gov/legislation/laws/EDN/6437
Share · 1. registration of on-campus credit card marketers; · 2. limiting credit card marketers to specific dates and specific areas of the campus ...
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52 Credit Card Marketing On College Campus College Essay
https://www.paperdue.com/essay/credit-card-marketing-on-college-campus-51755
Marketing on campus gives students the opportunity to just sign up for a credit card that they might not be ready for, but are excited and enthusiastic to use.
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53 College Students Overwhelmingly Support Steps To Address ...
https://pirg.org/massachusetts/media-center/college-students-overwhelmingly-support-steps-to-address-aggressive-credit-card-marketing-on-campus/
Students overwhelmingly support limits on campus credit card marketing, according to the results of a nationwide MASSPIRG survey of over ...
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54 College Campuses Banning Credit Card Marketing
https://www.creditinfocenter.com/college-campuses-banning-credit-card-marketing/
Many colleges have tightened rules on credit-card marketing on campus in order to discourage students from racking up huge amounts of debt.
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55 Policies | Utica University
https://www.utica.edu/policies/policies.cfm?id=78
4. Companies and organizations wishing to market credit cards may alternatively advertise in the College's student media outlets such as the student newspaper, ...
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56 What Every College Student Should Think About Before ...
https://collegehandbook.bnd.nd.gov/before-you-get-that-credit-card/
As a young person, you are a prime marketing target for credit card companies. Do your research before signing up for a credit card.
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57 12 CFR 1026.57 -- Reporting and marketing rules for college ...
https://www.ecfr.gov/current/title-12/chapter-X/part-1026/subpart-G/section-1026.57
The term “college student credit card” as used in this section means a credit card issued under a credit card account under an open-end (not home-secured) ...
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58 Prohibition on the Marketing of Credit Cards
https://www.sloankettering.edu/gerstner/student-life/policies/prohibition-marketing-credit-cards
In accordance with New York State Law, the advertising, marketing or merchandising of credit cards on the GSK campus to students is prohibited, ...
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59 Policy on Credit Card Marketing - GCSOM Student - Geisinger
https://www.geisinger.org/-/media/OneGeisinger/pdfs/ghs/Education-GCSOM/student-life/policies/credit-card-marketing.pdf
GCSOM prohibits any marketing of credit cards by a credit card marketer on any campus of. GCSOM. A credit card marketer includes a person, ...
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60 Credit Cards for College Students
https://www.savingforcollege.com/article/credit-cards-for-college-students
Unlike in past decades where college students could easily apply for a credit card on campus — and get rewarded with a t-shirt giveaway or other ...
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61 Credit Cards and Student Loan Borrowing - NASFAA
https://www.nasfaa.org/news-item/27685/Credit_Cards_and_Student_Loan_Borrowing_New_Paper_Conducts_Study_on_Impact_of_CARD_Act
A federal law intended to curb the marketing of credit cards to college students may be inadvertently pushing them to take on more student ...
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62 Marketing Credit Cards and Loans to Millennials and Gen Z
https://insights.yesandagency.com/marketing-credit-cards-and-loans-to-millennials-and-gen-z
This law prevents financial institutions from marketing their products on university and college campuses. This directly impacted the number of credit cards ...
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63 Students, Banking & Credit Cards
https://ag.ny.gov/sites/default/files/student_banking_credit_brochure.pdf
Federal law prohibits credit card companies from offering “freebies” when marketing on or near colleges campuses or events. • College-branded credit cards: ...
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64 Credit Card Marketing Reference No. - SUNY Broome
https://mycollege.sunybroome.edu/c/document_library/get_file?uuid=9f8b3f5d-2789-41fe-a406-3cb0a4baa094&groupId=39972
Procedure: Credit Card Marketing. Reference No.: 5.12.1. Authority: College President. Cross Reference: Policy 1.2, 1.3. Approved: January 27, 2005.
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65 Credit Card Usage Among College Students in China
https://mospace.umsystem.edu/xmlui/bitstream/handle/10355/82601/CreditCardUsageAmongCollegeStudentsInChina.pdf?sequence=1
card market. Sure enough, an increasing number of banks began to issue various credit cards with the use of campus promotions. The dramatic increase in ...
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66 Credit card debt on college campuses: causes, consequences ...
https://go.gale.com/ps/i.do?id=GALE%7CA95356585&sid=googleScholar&v=2.1&it=r&linkaccess=abs&issn=01463934&p=AONE&sw=w
Credit cards have become a fact of life on college campuses. With a reported $13 billion in discretionary income, college students represent a huge market for ...
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67 Credit Cards for Students - Bank of America
https://www.bankofamerica.com/credit-cards/student-credit-cards/
3% cash back in the category of your choice – online shopping, off-campus dining and more. Tap to Pay.
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68 Credit Card Marketing on College Campuses - 564 Words | 123 ...
https://www.123helpme.com/essay/Credit-Card-Marketing-on-College-Campuses-200488
The question of whether credit card companies should market on campuses or not, brings many different opinions, some of which are driven by personal...
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69 Student credit, debit and mobile payment statistics
https://www.creditcards.com/statistics/student-credit-debit-prepaid-statistics/
While the CARD Act made it more difficult for college students to access credit, in no way has it eliminated the college market, especially ...
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70 the marketing of store credit cards to college-aged students
https://thescholarship.ecu.edu/bitstream/handle/10342/7091/KELLY-HONORSTHESIS-2018.pdf?sequence=1&isAllowed=y
This study explores college students' use of store credit cards. ... Further, the correlation between mediums of store credit card advertising with.
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71 22 Pa. Code § 31.34. Credit card marketing.
https://www.pacodeandbulletin.gov/Display/pacode?file=/secure/pacode/data/022/chapter31/s31.34.html&d=reduce
Each institution of higher education shall establish a policy that regulates the marketing of credit cards on campus in accordance with Article XXIII-A of ...
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72 Majoring in Money 2019 | Sallie Mae
https://www.salliemae.com/about/leading-research/majoring-in-money/
More than half of young adults with credit cards would be interested in a credit card that offers loan repayment rewards ... 59% of students, 52% of college grads ...
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73 The dirty secret of campus credit cards - NBC News
https://www.nbcnews.com/id/wbna20628663
Schools that get money from credit card companies through affinity contracts or other marketing agreements face intractable problems, ...
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74 Am HB 12 - Credit card marketing on college campuses
https://www.lsc.ohio.gov/documents/gaDocuments/128ga/hb0012hp.htm
Policies must include the prohibition of marketing designed to encourage and enable students to apply for a credit card, but do not include advertising that ...
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75 College Students and the Credit Card Crisis - ToughNickel
https://toughnickel.com/personal-finance/College-Students-and-the-Credit-Card-Crisis
Advertising on Social Media ... In a further attempt to target college students, the popular social networking website FaceBook partnered with ...
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76 Non-Educational Commercial Activities Credit Card Marketing
https://www.columbiabasin.edu/_documents/policies/creditcardmarketing.pdf
Columbia Basin College (CBC) considers the marketing or merchandising of credit cards to students on campus to be a for profit, non-educational and ...
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77 Lawmakers Limit Credit Card Marketing On Campus
https://ctnewsjunkie.com/2009/07/13/lawmakers_limit_credit_card_marketing_on_campus/
Effective July 1, credit card companies were prohibited from marketing to college students during orientation or class registration periods, and ...
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78 NYCDA Credit Card Marketing Policy
https://www.nycda.edu/wp-content/uploads/2019/03/NYCDA-Credit-Card-Marketing-Policy-1.pdf
NYCDA Credit Card Marketing Policy. NYCDA prohibits the advertising, marketing or merchandizing of credit cards on campus or in student housing.
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79 Credit Cards Go Social and Why You Should Care
https://blog.unibulmerchantservices.com/social-media-have-become-the-new-frontier-for-credit-card-marketing/
Social Media Have Become The New Frontier For Credit Card Marketing ... credit card companies used tables on campuses as mobile college student recruiting ...
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80 Did the CARD Act Really Protect College Student Credit ...
https://www.creditkarma.com/about/commentary/did-the-card-act-really-protect-college-student-credit-scores
Shifting regulations may be the primary reason that card issuers have cut back on marketing to current students, but the trend also reflects ...
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81 THE CREDIT CARD TRAP: How to Spot It, How to Avoid It
https://uspirg.org/sites/pirg/files/reports/Credit_Card_Trap_2001_USPIRG.pdf
In an on-campus survey of college students, conducted during the current school year, the State PIRGs found that the marketing of credit cards to college ...
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82 Key Tips For College Student Credit Card Debt
https://www.clevergirlfinance.com/blog/college-student-credit-card-debt/
Thankfully, credit card companies can no longer market credit cards on college campuses. They however market directly to students online via ...
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83 1026.57—Reporting and marketing rules for college student ...
https://www.bankersonline.com/regulations/12-1026-057
For example, an agreement between a college and a card issuer may provide for marketing of credit cards to alumni, faculty, staff, and other non-student ...
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84 IL legislators attempt to ban marketing credit cards on college ...
https://www.kfvs12.com/story/37691422/il-legislators-attempt-to-ban-marketing-credit-cards-on-college-campuses
A new bill is trying to keep credit card companies from getting college students to apply for cards.
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85 Ethical Appraisal of Credit-Card Marketing Strategy
https://link.springer.com/chapter/10.1007/978-3-319-50008-9_98
“Campus stalker rapes students of their financial dignity: A review and strategic ethical framework for credit-card company marketing practices.
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86 Use of inoculation to foster resistance to credit card marketing ...
https://www.researchgate.net/publication/232931582_Use_of_inoculation_to_foster_resistance_to_credit_card_marketing_targeting_college_students
PDF | Student credit card debt is a growing problem. ... credit card marketing targeting college. students. In. order. to. explore further.
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87 Pros & Cons of Opening a Credit Card in College
https://spero.financial/pros-cons-of-opening-a-credit-card-in-college/
No balance transfer fees. Extra cash back on specific purchases. Most credit cards extend attractive introductory offers to new account holders. And while 0% ...
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88 An Investigation Into Credit Card Debt Among College Students
https://files.eric.ed.gov/fulltext/EJ1056375.pdf
determine the best methods for gaining market share in this emergent market. Credit card and loan usage patterns of college students are investigated.
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89 Is there anything ethically wrong with marketing credit cards to ...
https://homework.study.com/explanation/is-there-anything-ethically-wrong-with-marketing-credit-cards-to-college-students.html
Yes, there is something wrong with marketing credit cards to college students. Most college students do not have a sufficient income. This is because most ...
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90 Protect Students From Credit Card Marketing - The Wave
https://www.rockawave.com/articles/protect-students-from-credit-card-marketing/
This law will help alleviate the danger of a student taking on too much debt. As a means to protecting college students from credit card debt, ...
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91 They're Baaaaack: Card Marketers on Campus
http://creditcardnation.com/pdfs/credit_ed_article.pdf
"The universities say they are restricting campus marketing of credit cards to students, but their policies are only keeping out rival ...
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92 CFPB turns attention to college banking agreements in annual ...
https://www.consumerfinancemonitor.com/2022/10/17/cfpb-turns-attention-to-college-banking-agreements-in-annual-report-on-college-credit-card-agreements/
College credit card market. The CFPB's key findings are: Based on a comparison of data from 2009 with year-end 2021 data, the number of college ...
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93 Why Credit Card Companies Target College Students ... - Chegg
https://www.chegg.com/homework-help/questions-and-answers/q-provide-short-250-words-thoughtful-response-reading-comment-learned-tactics-marketing-q70148102
Question: Why Credit Card Companies Target College Students BY LATOYA IRBY Updated July 19, 2019 One in four college students leaves college with more than ...
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94 Should You Get a Student Credit Card? | BestColleges
https://www.bestcolleges.com/blog/should-you-get-a-student-credit-card/
Many students start to build credit in college. Learn the pros and cons of getting a student credit card and how to build credit wisely.
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