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23
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24
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25
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26
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28
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32
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38
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39
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40
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41
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42
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45
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48
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49
https://everfi.com/blog/financial-education/emerging-tech-in-financial-services/
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50
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51
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52
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53
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54
https://www.bbvaresearch.com/wp-content/uploads/2015/08/EN_Observatorio_Banca_Digital_vf3.pdf
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55
http://journals.sagepub.com/doi/10.1177/1611894420974252
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56
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61
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62
https://www.nytimes.com/2022/09/27/business/bank-of-england-response.html
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64
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65
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https://www.bde.es/f/webbde/INF/MenuHorizontal/SobreElBanco/Conferencias/2018/DavidLlewellyn.pdf
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67
https://a16z.com/2020/01/21/every-company-will-be-a-fintech-company-2/
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https://www.federalregister.gov/documents/2019/11/01/2019-23662/prudential-standards-for-large-bank-holding-companies-savings-and-loan-holding-companies-and-foreign
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https://www.unepfi.org/industries/banking/principles-for-responsible-banking-build-new-pathway-for-banks-to-collectively-accelerate-action-on-universal-financial-inclusion-and-health/
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71
https://www.whitehouse.gov/briefing-room/presidential-actions/2022/03/09/executive-order-on-ensuring-responsible-development-of-digital-assets/
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https://timesofindia.indiatimes.com/blogs/voices/key-trends-in-2022-for-the-indian-banking-industry-capitalizing-on-technology-to-drive-value-creation/
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https://www.entrepreneur.com/money-finance/8-ways-digital-banking-will-evolve-over-the-next-5-years/367918
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https://www.toptal.com/finance/investment-banking-freelancer/fintech-and-banks
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77
https://www.ncbi.nlm.nih.gov/pmc/articles/PMC7886606/
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78
https://wnus.edu.pl/ejsm/file/article/view/3493.pdf
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https://www.weforum.org/agenda/2021/08/why-banks-need-to-be-in-the-room-where-it-happens/
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https://www.frbsf.org/education/publications/doctor-econ/2001/july/bank-economic-function/
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https://www.publicissapient.com/insights/emerging-trends-in-banking
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https://www.washingtonpost.com/business/economy/trump-signs-law-rolling-back-post-financial-crisis-banking-rules/2018/05/24/077e3aa8-5f6c-11e8-a4a4-c070ef53f315_story.html
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95
https://money-gate.com/innovations-banking-sector-2020/
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96
https://www.testingxperts.com/blog/3-Major-Trends-Driving-Change-in-the-Banking-Sector
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