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1 Credit Cards and Community Property Law | Bills.com
https://www.bills.com/learn/debt/credit-cards-and-community-property-law
First, if you live in a community property state, the creditor may sue both you and your spouse, under the theory that this debt was incurred as ...
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2 Am I Liable for My Spouse's Credit Card Debt? - Nolo
https://www.nolo.com/legal-encyclopedia/am-i-liable-my-spouses-credit-card-debt.html
As of 2019, there are 41 common-law property states. The following states follow community property rules: Arizona, California, Idaho, Louisiana, Nevada, New ...
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3 Am I Responsible for My Spouse's Credit Card Debt?
https://www.incharge.org/debt-relief/am-i-responsible-for-wifes-credit-card-debt/
› Credit Card Debt Relief
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4 Am I Liable for My Spouse's Credit Card Debt? - HG.org
https://www.hg.org/legal-articles/am-i-liable-for-my-spouse-s-credit-card-debt-34391
Community property states include Texas, California, New Mexico, Washington, Idaho, Arizona, Louisiana, Nevada and Wisconsin. Alaska allows spouses to treat ...
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5 Credit Card Debt in Community Property States, Like Texas
https://www.vernerbrumley.com/blog/2013/august/credit-card-debt-in-community-property-states-li/
In community property states, though, there is the added issue of marital debt. In community property states—and Texas is one—spouses may be ...
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6 Am I Liable For My Spouse's Credit Card Debt? - Bankrate.com
https://www.bankrate.com/finance/credit-cards/liable-for-spouses-credit-card-debt/
Common law property states regard property acquired by one spouse as belonging to them alone. However, if you are both named as owners, the ...
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7 What Are the Community Property States? - SmartAsset
https://smartasset.com/financial-advisor/community-property-states
The same rule goes for debt. If you and your spouse have credit cards, car loans, mortgage loans or other types of debt, then community property ...
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8 Am I Responsible for My Spouse's Debt? - Upsolve
https://upsolve.org/learn/responsible-spouse-debt/
If you live in a community property state, you're responsible for your spouse's debts. It doesn't matter whether your name is on the account or ...
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9 Credit Card Debt After Divorce | Best Lawyers
https://www.bestlawyers.com/article/credit-card-debt-after-divorce/2359
In a community property state like California, credit card debt may be shared between partners. Credit Card Debt After Divorce. HB. Hossein ...
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10 Are You Liable for Your Spouse's Credit Card Debt?
https://money.usnews.com/credit-cards/articles/are-you-liable-for-your-spouses-credit-card-debt
All other states use the common law system of property ownership. As within a community property state, you will not be liable for debt your ...
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11 How To Untangle Joint Credit Card Debt In Divorce - Forbes
https://www.forbes.com/advisor/credit-cards/how-to-untangle-joint-credit-card-debt-in-divorce/
Nine states—Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin—follow community law. Under this law, any ...
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12 8 things cardholders should know about community property ...
https://www.nasdaq.com/articles/8-things-cardholders-should-know-about-community-property-laws-2010-09-21
Generally, if purchases leading to that credit card debt were made for the benefit of the couple, they are considered community debt. But if ...
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13 How to Deal with Credit Card Debt of a Deceased Spouse
https://www.clearcounsel.com/creditcard/
In a community property state, any assets generally speaking acquired during the course of a marriage are considered community property. What that means is each ...
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14 Can a Spouse be Held Liable for Credit Card Debt in Arizona
https://www.hildebrandlaw.com/arizona-community-property-laws/can-a-spouse-be-held-liable-for-credit-card-debt.aspx
› can-a-spouse-be-held...
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15 Property and debts in a divorce | California Courts
https://selfhelp.courts.ca.gov/divorce/property-debts
You'll see terms like separate and community property on many court forms. ... you went on vacation and charged the vacation to your credit card.
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16 Divorce and card debt in community property states - Yahoo Finance
https://finance.yahoo.com/news/divorce-card-debt-community-property-050000894.html
Dear To Her Credit, I am an authorized user on my husband's credit card. We are separating. I am willing to assume half the debt on the card and move it off ...
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17 Am I responsible for my spouse's debts after they die?
https://www.consumerfinance.gov/ask-cfpb/am-i-responsible-for-my-spouses-debts-after-they-die-en-1467/
You were a joint account owner · You borrowed money as a co-signer on a loan · You live in a community property state where spouses share ...
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18 How is Credit Card Debt Split in Divorce in California?
https://www.maplesfamilylaw.com/divorce/how-is-credit-card-debt-split-in-divorce-in-california/
The term community property refers to assets or income that belong to both parties in a marriage. Even if only one spouse earned or brought in the asset, the ...
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19 Debt Collectors Distort Community Property Law
https://www.bankruptcysoapbox.com/debt-collectors-and-the-law-of-community-property/
If your spouse in California takes out a credit card and runs up a balance, you are not liable to the card issuer for the debt. The community property is ...
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20 Are You Liable for Your Spouses Credit Card Debt? - Time
https://time.com/nextadvisor/credit-cards/are-you-liable-for-spouses-credit-card-debt/
There are nine states known as community property law states. These automatically assign ownership of debt to both spouses in a marriage, ...
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21 Debt Collection, Garnishment, Repossession - AZLawHelp.org
https://azlawhelp.org/viewquestions.cfm?mc=4&sc=29&qid=7771
My husband is not paying his credit card debt and an atty has threatened to garnish MY wages and forced me to pay ... Arizona is a community property state.
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22 What Happens To My Credit Card Debt After My Divorce?
https://www.stevenmbishop.com/2021/09/03/what-happens-to-my-credit-card-debt-after-my-divorce/
When couples take on debt in a community property state, both people are responsible for the debt. This means even if a credit card has only one ...
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23 What Happens to Credit Card Debt After the Death of a Spouse?
https://www.forthepeople.com/class-action-lawyers/deceased-relatives-debt/what-happens-to-credit-card-debt-after-the-death-of-a-spouse/
If you and your deceased spouse lived in a community property state, you are automatically a joint account holder of any accounts opened in their name while you ...
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24 Community Property - Texas Law Help
https://texaslawhelp.org/article/community-property
A car purchased on credit during the marriage is community property. A divorce court can award the car (and balance owed) to one spouse, ...
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25 Divorce and Credit Card Debt: Who Pays? - RateGenius
https://www.rategenius.com/divorce-credit-card-debt
In common law property states, whoever incurred the debt is responsible for paying it back. If it's a joint debt, it's an equal split. In ...
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26 Credit card debt and divorce in New Mexico | Genus Law Group
https://www.genuslawgrp.com/faqs/credit-card-debt-and-divorce-in-new-mexico.cfm
New Mexico is considered a community property state, which means all debt (and assets) accrued during the marriage between both parties is communal. When ...
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27 Are spouses held responsible for debts? - Empathy
https://www.empathy.com/bills-debt/are-spouses-held-responsible-for-debts
Co-owned debt such as a co-signed loan or joint credit card will now be your responsibility. In community property states, community assets need to be used ...
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28 Community Debt - Community Property - Guides at Texas ...
https://guides.sll.texas.gov/community-property/community-debt
The Texas State Law Library publishes legal research guides to help both self-represented litigants/pro se litigants and attorneys/legal ...
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29 How Is Credit Card Debt Divided During Divorce?
https://www.goldbergjones-sandiego.com/divorce/credit-card-debt-divorce/
California is a community property state. The courts use a particular standard when splitting up assets, and debts, during the division of ...
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30 What Happens to Debt in Divorce? - Kiplinger
https://www.kiplinger.com/personal-finance/what-happens-to-debt-in-divorce
Debt incurred during a marriage is generally the joint responsibility of both parties, as long as both are co-signers on the credit cards. In ...
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31 Debt Collection Laws In Community Property States
https://gustancho.com/debt-collection-laws-in-community-property-states/
For example, if a spouse in a community property state were to rack up credit card debts, the spouse that is not on the card is not liable ...
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32 California Community Property Law Explained
https://www.orangecountydivorce.com/california-community-property-law-explained/
California is a community property state. In plain English, this means that generally, property acquired during the marriage by either spouse is presumed to ...
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33 Am I Responsible for My Spouse's Medical Debt? | SoloSuit Blog
https://www.solosuit.com/posts/responsible-spouse-medical-debt
Community property states have a law which says that when two people get married, they become one unit—from a financial standpoint. This law ...
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34 How Getting a Divorce Can Impact Your Credit - Equifax
https://www.equifax.com/personal/education/life-stages/impact-of-divorce-on-credit/
If you live in what's known as a community property state (Louisiana, Arizona, California, Texas, Washington, Idaho, Nevada, New Mexico and Wisconsin), ...
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35 Who Pays the Credit Card? Dividing Debt in Divorce
https://cadivorce.com/california-divorce-guide/financial-considerations-in-divorce/who-pays-the-credit-card-dividing-debt-in-divorce/
In California, a community property state, creditors can hold both spouses liable for debt incurred individually during a marriage. Assigning community debt ...
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36 What Happens to My Spouse's Debts at Their Death?
https://www.henlaw.com/news-insights/what-happens-to-my-spouses-debts-at-their-death/
Exceptions apply to the shared-debt rules of community property states. Generally, you are responsible only for debts that you took on as a ...
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37 How Is Credit Card Debt Split in Divorce? | Wolfe & Stec
https://www.wolfeandstec.com/credit-card-debt-split-divorce/
Illinois is an equitable distribution state, and credit card and other marital debts are typically divided as part of the property division phase of a ...
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38 Spouse's debts | The Maryland People's Law Library
https://www.peoples-law.org/spouses-debts
“Non-marital property” is protected from your spouse's debts. This means that a creditor cannot attach your spouse's debt to any property ...
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39 Community Property Debts: When is the Spouse Liable for the ...
https://www.stimmel-law.com/en/articles/community-property-debts-when-spouse-liable-debt-incurred-other-spouse
Since California is a community property state, the law applies that the community estate shared between both individuals is liable for a debt incurred by ...
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40 Divorce and Credit Card Debt - Who pays the debt? - Credello
https://www.credello.com/debt/how-credit-card-debt-is-handled-in-divorce/
Any debt you or your former spouse incurred after the date of marriage but before the date of separation is community property in a community property state ...
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41 What You Need To Know About Divorce and Debt
https://lawyers.law.com/article/what-you-need-to-know-about-divorce-and-debt.html
If one spouse opened a credit card in their own name during the marriage, the balance on that card is usually considered marital or community ...
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42 Debt and Divorce: Who's Responsible for What - FinanceBuzz
https://financebuzz.com/divorce-and-debt-responsibility
Another exception to the rule regarding personal debt acquired during a marriage comes to those living in community property states. These ...
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43 Which States Are Community Property States in Divorce?
https://www.businessinsider.com/personal-finance/which-states-are-community-property-states-in-divorce
In community property states, marital assets — and debts incurred by either spouse during the marriage — are divided 50-50. Separate property is considered ...
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44 What You Need to Know If You Live in a Community Property ...
https://www.moneymanagement.org/blog/what-you-need-to-know-if-you-live-in-a-community-property-state
There are nine community property states: Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington, and Wisconsin.
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45 Does Credit Card Debt Die With You? | Cake Blog - JoinCake
https://www.joincake.com/blog/what-happens-to-credit-card-debt-when-you-die/
Community property states — Louisiana, Arizona, California, Texas, Washington, Idaho, Nevada, New Mexico, Alaska, and Wisconsin — require you to ...
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46 Dividing Credit Card and Other Debt During Your Divorce
https://www.mollybkenny.com/library/how-to-handle-credit-card-and-other-debt-during-divorce.cfm
The state of Washington is a community property state. This means, when you get married, you're agreeing that both partners have an equal interest in all assets ...
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47 How Do You Split Credit Card Debt In A Divorce In Arizona?
https://gillespieshields.com/how-do-you-split-credit-card-debt-in-a-divorce-in-arizona-2/
Arizona is a communal property state which means that if a debt was accumulated during the parties' marriage and not before their marriage, each partner will be ...
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48 766.56(1) - Wisconsin Legislature
https://docs.legis.wisconsin.gov/document/statutes/766.56(1)
Property Rights Of Married Persons; Marital Property. ... directly from the creditor or indirectly by use of a credit card, check or other device, ...
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49 Am I On the Hook for My Spouse's Credit Card Debt in CA?
https://www.zitserlaw.com/blog/am-i-on-the-hook-for-my-spouses-credit-card-debt-in-ca/
To start, you should understand that the state of California is a community property state. This means that, in most cases, any debt accumulated ...
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50 Marriage and Finances: Managing Your Money Together
https://www.lendingtree.com/debt-consolidation/debt-and-marriage/
Or you might consolidate credit card balances or other debt with a personal ... If you live in a community property state, almost all debt ...
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51 Community Property State: What It Is, How It Works, State List
https://www.investopedia.com/personal-finance/which-states-are-community-property-states/
In these so-called community property states, couples are required to split equally all assets acquired during their marriage. Period. The aim is to ease ...
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52 Is Tennessee a Common Law or Community Property State?
https://www.tombiblelaw.com/tag/is-tennessee-a-common-law-or-community-property-state/
For example, if your spouse is falling behind on a credit card that is only under your spouse's name, you would not have to worry about this ...
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53 Is Nevada a Community Property State? | Las Vegas Divorce ...
https://nevadadivorce.org/blog/how-are-community-property-and-debts-divided-in-a-divorce/
The parties share any debt entered into by either spouse during the marriage. Let's say John took out a credit card in his name only while married to Mary and ...
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54 Who is responsible for debt after death? - MassMutual Blog
https://blog.massmutual.com/post/death-debts
Nine states are community property states: Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington, and Wisconsin. If a ...
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55 Washington State: How To Split Debt In Divorce
https://www.goldbergjones-wa.com/divorce/debt-divorce/
If you have separate credit cards, for instance, and your ex purchases a big-ticket item without your knowledge, you may find yourself obliged ...
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56 Marital Debt Division in Wisconsin | Sterling Law Offices. S.C.
https://www.sterlinglawyers.com/wisconsin/property-division/marital-debt/
Wisconsin is a community property state, so they are also a community debt state. This means the court can split the debt between the parties. The laws assume ...
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57 COMMUNITY PROPERTY - Stanford Law School
https://law.stanford.edu/wp-content/uploads/2015/04/communityproperty-longol-chill.doc
California is a community property state. ... Funds borrowed during marriage, and goods purchased on credit during marriage are presumptively CP.
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58 Dividing Property & Debt - Alaska Court System
https://courts.alaska.gov/shc/family/property.htm
Can the judge divide marital property if one spouse has filed for ... Some common types of debt in a divorce or dissolution case include credit card debt, ...
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59 Who is Responsible for Credit and Student Loan Debt After ...
https://aberdeenlawfirm.com/washington-divorce-debt-responsibility/
For instance, if the credit card is being used by both spouses after marriage, then both of them are responsible to pay the debt equally. The ...
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60 How to Protect Your Credit During a Divorce - Modern Law
https://mymodernlaw.com/how-to-protect-your-credit-during-a-divorce-or-separation/
That's when your jointly held assets inside the “community” is considered split in half. Any income or property that you earn or obtain after that point is all ...
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61 Credit Accounts and their effect on your divorce
https://www.bryanfagan.com/family-law-blog/2018/august/credit-accounts-and-their-effect-on-your-divorce/
Finally, debts incurred on individual accounts may be the responsibility of you, and your spouse in your divorce as Texas is a community property state.
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62 What Happens to Credit Card Debt When You Die? - Money Fit
https://www.moneyfit.org/what-happens-to-credit-card-debt-when-you-die/
If you and a spouse live in one of the community property states of Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington ...
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63 DEBT AND COMMUNITY PROPERTY IN NEVADA
https://www.willicklawgroup.com/wp-content/uploads/2012/04/Division-of-Debt-and-Community-Property-in-Nevada.pdf
Neither the separate property of a spouse nor his share of the community property ... to pursue wife for delinquent joint credit card debt despite divorce ...
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64 Everything you need to know about Texas Community and ...
https://www.wmtxlaw.com/articles/everything-needed-to-know-texas-property/
Texas is one of nine community property states in America. The other ones are Arizona, California, Idaho, Louisiana, New Mexico, Nevada, Washington and ...
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65 What Happens to Credit Card Debt When You Die? | Chase
https://www.chase.com/personal/credit-cards/education/basics/credit-card-debt-after-death
If they're co-signers, joint cardmembers or are the spouse of the deceased and live in a state that recognizes community property (a community property ...
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66 Are you responsible for the debt of your deceased spouse?
https://www.canr.msu.edu/news/are_you_responsible_for_the_debt_of_your_deceased_spouse
As Michigan is not a community property state, if a loan or credit card was held only in the name of the deceased spouse, the surviving ...
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67 Managing Divorce & Credit Card Debt - Apex Home Loans
https://www.apexhomeloans.com/divorcingyourmortgage/do-you-need-to-be-pre-approved-for-an-equity-buyout-in-a-divorce-0-0-0-0-0-0-0
The majority of states follow the common law rules when dividing property and debt in a divorce. These are referred to as common law states or ...
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68 Debts in Divorce - Justia
https://www.justia.com/family/divorce/dividing-money-and-property/dividing-debts-during-divorce/
For example, one spouse's credit card debt from household grocery purchases would probably be joint debt in any state.
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69 Do You Take This Debt, for Better or Worse? - NerdWallet
https://www.nerdwallet.com/article/finance/debt-marriage-divorce-wedding-responsible-common-property-law
Community property: In the event of death, divorce or annulment, community-property states divide property and debts between the two spouses ...
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70 Debt in Divorce | Law Office of Michael R. Young
https://www.michaelyounglaw.com/divorce-information-center/splitting-debt-in-divorce/
As a general rule, credit card debt acquired during a marriage, whether it is in one or both spouses' names, is considered community property. Thus, both ...
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71 How to Deal With Debt After a Spouse's Death | Credit.com
https://www.credit.com/credit-reports/death-of-spouse-and-credit/
What do you do with credit card debt after the death of a spouse? Find out about whether you owe ... You're in a community property state.
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72 Divorce and Credit Card Debt - Creative Planning
https://creativeplanning.com/insights/divorce-and-credit-card-debt/
“Community property” states hold both spouses responsible for any credit card debt incurred during the marriage, even if the debt is only in ...
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73 Does Marriage Make You Responsible for Your Partner's Debt?
https://www.thebalancemoney.com/does-marriage-make-you-responsible-for-your-partner-s-debt-4588332
If you live in a community property state, most debts incurred after marriage may be treated as the responsibility of both spouses.
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74 REVEALED! The secrets to settle credit card debts in divorce
https://www.ovlg.com/blog/the-secrets-to-settle-credit-card-debts-in-divorce-revealed.html
Don't worry about paying off your spouse's credit card debts unless you live in a community property state. It's because debts are ...
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75 Do Couples Share Credit Debt in Wisconsin
https://kweaverlawoffice.com/2021/08/27/do-couples-share-credit-debt-in-wisconsin/
Wisconsin is a community property state, which means that when a spouse incurs credit card debt, it is likely that both spouses are ...
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76 What Happens To Your Credit Card Debt When You Die? - Tally
https://www.meettally.com/blog/what-happens-to-your-credit-card-debt-when-you-die
​If you live in a community property state, the information listed above may be entirely irrelevant. Community property states require surviving spouses to bear ...
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77 Credit Card Debt and New York Divorce Law | Don Wall
http://www.donaldwall.com/credit-card-debt-new-york-divorce-law
Under state law, spouses do have the opportunity to generate their own agreement about division of assets and debts. If you go this route, the spouse who agrees ...
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78 Is My Spouse Responsible for My Debt When I Die?
https://dpmlawyers.com/is-my-spouse-responsible-for-my-debt-when-i-die/
... your medical bills, and your credit cards after you die? ... In community property states (Arizona, California, Idaho, Louisiana, ...
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79 What Happens to Credit Card Debt When You Die? - SoFi
https://www.sofi.com/learn/content/what-happens-to-credit-card-debt-when-you-die/
In these states, which include California, Arizona, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington, and Wisconsin, your spouse may be ...
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80 What Happens to Your Credit Card Debt After Death?
https://www.fool.com/the-ascent/credit-cards/death-and-credit-card-debt/
A cosigner or joint account holder on the credit card; A surviving spouse in a state with community property laws. If there's no one who fits ...
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81 New Law Compels Speedy Estate Settlement for Debt After ...
https://www.cnbc.com/2010/03/23/new-law-compels-speedy-estate-settlement-for-debt-after-death.html
But things change if it's a joint credit card account or you live in a community property state. If it's a joint credit card -- say, ...
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82 Can a person inherit their spouse's debts after death?
https://www.biggerslawfirm.com/can-person-inherit-spouses-debts-death/
As the CNNMoney article points out, Texas is one of just nine community property states in the nation. Usually, the term community property means that whatever ...
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83 Community Property in Bankruptcy: Laws of Unintended ...
https://digitalcommons.law.lsu.edu/cgi/viewcontent.cgi?article=3051&context=lalrev
If a credit card ... community property states,' all or most non-exempt community ... community property state files a bankruptcy petition, the estate.
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84 Couples getting married should know past credit card debt is ...
https://www.freep.com/story/money/personalfinance/2021/04/28/why-couple-talk-credit-card-debt/43589497/
The following are community property states: Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington, and Wisconsin. Alaska ...
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85 How Debt is Divided in Divorce - DivorceNet
https://www.divorcenet.com/resources/how-debt-is-divided-in-divorce.html
Like equitable distribution states, community property states differentiate between debts that both spouses are responsible for, and debts that are individually ...
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86 Divorce and Your Credit: Myths and Facts
https://bjmediationservices.com/divorce-credit-myths-facts/
In community property states (not New York as of this writing), all debts that pile up during marriage are considered joint debts. That means the debts on ...
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87 In Texas, credit card debt goes to spouse after someone dies
https://www.abelimon.com/blog/2018/05/in-texas-credit-card-debt-goes-to-spouse-after-someone-dies/
However, since Texas is a community property state, a person's spouse is responsible for any debt incurred during the marriage. The same is true ...
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88 Can My Spouse's Credit Score Affect Me in California?
https://www.borowitzclark.com/marrying-bad-credit/
Protecting Your Credit in a Community Property State ... The good news is that whether you're single or married, your credit report is yours and ...
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89 Buying a House Without Your Spouse: Community Property ...
https://www.quickenloans.com/blog/buying-a-house-without-your-spouse-community-property-edition
Housing is $700 and I have a credit card bill of around $300 per month. ... On FHA and VA loans in community property states, spousal debts ...
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90 How to Deal With Debt After a Spouse's Death | LendEDU
https://lendedu.com/blog/how-to-deal-with-debt-after-a-spouses-death/
In community property states, debts incurred during the marriage, including credit card debt, even when owned individually, ...
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91 CREDIT CARD DEBT AND DIVORCE - Diane Wanger
https://www.familylawtex.com/credit-card-debt-and-divorce
In Texas, which is a community property state, courts will likely hold you responsible for credit card debt in your name and jointly liable ...
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92 Community Property States vs. Separate ... - Money Crashers
https://www.moneycrashers.com/community-property-states-separate-property/
Any income from community property · Salary, wages, or other payment received by you or your spouse during your marriage · Real estate that is ...
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93 If Your Spouse Dies in North Carolina, Do You Pay Their Debt?
https://ncestateplanninginfo.com/do-you-have-to-pay-off-your-spouses-debts-in-north-carolina-after-they-die/
You should be familiar with the laws of your state, so you know your liability on all debts. This is because some community property states ...
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94 Should I pay my deceased family member's credit card debt?
https://www.faithlaw.com/blog/2017/04/should-i-pay-my-deceased-family-members-credit-card-debt/
Because Arizona is one of only a few community property states that divide marital property equally, it is possible that a surviving spouse who was married ...
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95 Can You Inherit Debt From Your Parents Or Spouse? - Debt.org
https://www.debt.org/advice/inheriting/
In community property states (Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin, creditors may pursue a ...
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96 How Do I Split Credit Card Debt With My Ex-Spouse?
https://debthelper.com/how-do-i-split-credit-card-debt-with-my-ex-spouse/
In community property states, like Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin, both parties are held ...
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97 Handling a Deceased Spouse's Credit Card Debt in Wisconsin
https://www.estatelawpartners.com/blog/2012/september/handling-a-deceased-spouse-s-credit-card-debt-in/
Wisconsin, however, is one of ten marital property states. This means any debts incurred by either spouse are generally deemed to be jointly ...
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