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1 Borrowing against something you own or plan to buy (assets)
https://www.mygov.scot/borrowing-against-something
Things you own or plan to buy are known as 'assets'. Borrowing against them in this way is called 'asset finance'. Asset finance is a type of ' ...
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2 to borrow against | English | Government / Politics - ProZ.com
https://www.proz.com/kudoz/english/government-politics/5811326-to-borrow-against.html
In other words, it cannot pledge future income. Normally the term "to borrow against (something)" means to use that something as a guarantee of ...
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3 ELI5:What does it mean to "borrow against" something? - Reddit
https://www.reddit.com/r/explainlikeimfive/comments/ueu91q/eli5what_does_it_mean_to_borrow_against_something/
When you borrow against something, you're offering it as collateral - which basically means "If I don't pay my loan, you can take what I owe you ...
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4 3 Ways to Borrow Against Your Assets | Charles Schwab
https://www.schwab.com/learn/story/3-ways-to-borrow-against-your-assets
What it is: Like margin, a securities-based line of credit offered through a bank allows you to borrow against the value of your portfolio, ...
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5 Should I Take Out a Loan Against My House? - NerdWallet
https://www.nerdwallet.com/uk/secured-loans/can-you-borrow-against-your-house/
When you borrow against your home, you will typically be able to borrow more than you could with an unsecured personal loan. This is because the ...
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6 Should You Borrow Against Your Home? Here's What to Know
https://money.com/should-you-borrow-against-your-home-heres-what-everyone-should-know/
Home Equity Loans allow you to borrow against your home's value minus the amount of any outstanding mortgages on the property. Hawaii Alaska ...
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7 When, how, and why to consider borrowing against life ...
https://www.guardianlife.com/life-insurance/borrow-against-policy
Policy cash value is an asset that you can borrow against, and life insurance policy loans are typically easier to get than a bank loan. Plus, you don't have to ...
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8 Read This Before Borrowing Against Your Home
https://www.fool.com/the-ascent/mortgages/articles/read-this-before-borrowing-against-your-home/
As the name implies, a home equity loan allows you to borrow money against the equity you've built in your property. With a home equity loan, ...
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9 How Can I Borrow Money From My Life Insurance Policy?
https://www.investopedia.com/ask/answers/111314/how-can-i-borrow-money-my-life-insurance-policy.asp
These would typically include whole life and universal life (UL) policies. You cannot borrow against a term policy since there is no cash value associated with ...
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10 Borrowing against home equity - Canada.ca
https://www.canada.ca/en/financial-consumer-agency/services/mortgages/borrow-home-equity.html
You must go through an approval process before you can borrow against your home equity. If you're approved, your lender may deposit the full ...
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11 Borrowing Against Home Equity In Canada: How It Works
https://rocketmortgage.ca/borrowing-against-home-equity/
When you borrow against your home's equity, your home is used as collateral, so it's a lower risk scenario for lenders which means you can ...
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12 How to take equity out of your home - Bankrate.com
https://www.bankrate.com/home-equity/how-much-equity-can-you-cash-out-of-home/
Home equity loan: This is a second mortgage for a fixed amount, at a fixed interest rate, to be repaid over a set period. It works in a similar ...
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13 Borrowing on Margin - Fidelity Investments
https://www.fidelity.com/learning-center/trading-investing/trading/margin-borrowing
Simply put, borrowing on margin means taking an interest bearing loan secured by securities you own in your brokerage account (the securities are pledged as ...
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14 Should you borrow against crypto? Here are the risks
https://www.marketwatch.com/story/should-you-borrow-against-crypto-here-are-the-risks-11634925934
A crypto loan is a type of secured loan, similar to an auto loan, in which you pledge an asset to secure financing. ... In this case, ...
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15 Can I Get a Home Equity Loan on a Paid-Off House?
https://www.valuepenguin.com/mortgages/home-equity-loan-on-paid-off-house
When you take out a home equity loan on a paid-off house, you'll have to check off the same boxes you would for a traditional mortgage. Lenders ...
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16 What Is a Land Equity Loan? | LendingTree
https://www.lendingtree.com/home/mortgage/how-to-tap-land-equity/
Land equity loans are similar to home equity loans, except that you're borrowing against land that doesn't have permanent, habitable structures ...
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17 Borrowing - FAQ - Aave Document Hub
https://docs.aave.com/faq/borrowing
Selling your assets means closing your position on that particular asset. Hence, if you are long on the asset, you would not be entitled to the potential ...
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18 How to Use Debt to Build Wealth | U.S. Bank
https://www.usbank.com/financialiq/manage-your-household/manage-debt/good-debt-using-debt-to-build-wealth.html
They can borrow against that concentrated position to buy stocks in other companies, making for a more balanced long-term investment strategy. An added benefit ...
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19 The Pros and Cons of a Home Equity Loan - Time
https://time.com/nextadvisor/loans/home-equity/home-equity-loans-pros-cons/
A home equity loan is a second mortgage, which means it's a loan against your house that takes a “second position” after your primary ...
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20 Cash Out Refinance vs Home Equity Line of Credit
https://www.bankofamerica.com/mortgage/learn/cash-out-refinance/
Cash-out refinance pays off your existing first mortgage. This results in a new mortgage loan which may have different terms than your original loan (meaning ...
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21 Loan terminology glossary | UCOP
https://www.ucop.edu/loan-programs/resources/loan-terminology-glossary.html
Amortized Loan: A loan to be repaid, by a series of regular installments of principal and interest, that are equal or nearly equal, without any special balloon ...
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22 Borrow Definition & Meaning - Merriam-Webster
https://www.merriam-webster.com/dictionary/borrow
The meaning of BORROW is to receive with the implied or expressed intention of returning the same or an equivalent. How to use borrow in a ...
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23 Using Your Home as Collateral | Consumer Advice
https://consumer.ftc.gov/articles/0245-using-your-home-collateral
Ask each creditor about the best loan you would qualify for. ... If you can't, you may need another loan, which means new closing costs, points, and fees.
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24 How To Get A Loan On A Home You Own Outright | 2022
https://themortgagereports.com/72317/can-i-get-a-mortgage-on-a-house-i-already-own-free-and-clear
Cash-out refinancing typically involves applying for a new mortgage to replace an existing mortgage and borrowing cash from your home equity in the process.
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25 Pledged Asset Line (PAL): Borrow With A Portfolio Line Of Credit
https://thecollegeinvestor.com/34238/borrow-from-your-portfolio/
A portfolio line of credit is a type of margin loan that lets investors borrow against their stock portfolio at a low interest rate. The idea is ...
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26 VA-GUARANTEED HOME LOANS FOR VETERANS
https://benefits.va.gov/homeloans/documents/docs/vap_26-4_online_version.pdf
guarantees the loan when it is closed. The guaranty means the lender is protected against loss if ... Does VA make any loan directly to eligible veterans?
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27 Borrowing Money: Leverage Your Investments | Morgan Stanley
https://www.morganstanley.com/articles/beyond-basic-borrowing
Borrowing against securities may not be appropriate for everyone. You should be aware that there are risks associated with a securities based loan, including ...
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28 Borrow to invest: The ups and downs of leverage in your ...
https://www.rbcwealthmanagement.com/en-ca/insights/borrow-to-invest-the-ups-and-downs-of-leverage-in-your-portfolio
Borrowing to invest means you can deploy large amounts of capital either all at once or over a period of time. The interest, for those investing in publicly- ...
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29 Loans: Applying and Repaying - New York State Comptroller
https://www.osc.state.ny.us/retirement/members/loans-applying-and-repaying
NYSLRS members may be eligible to borrow against their retirement ... you are eligible to borrow, what the repayment amount would be and if your loan will ...
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30 What Is Loan Against Collateral And How To Get One? - Forbes
https://www.forbes.com/advisor/in/business-loans/what-is-loan-against-collateral/
Collateral is a tool to secure the loan on the part of the lender. Although lenders, especially traditional institutions like banks, also ...
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31 Home equity loan: What is it & how does it work? - Chase Bank
https://www.chase.com/personal/mortgage/education/financing-a-home/what-is-a-home-equity-loan
Home equity loans allow you to borrow against the value of your home. Learn how home equity loans work, how to qualify for one, what to use it for and more.
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32 Taking Out a Home Equity Loan on a Paid-Off House | LendEDU
https://lendedu.com/blog/can-you-take-out-home-equity-loan-on-paid-off-house/
If you don't have a current mortgage, you can still do a cash-out refinance—and it might even mean a lower interest rate than other financing ...
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33 Loans Against Property - MoneySuperMarket
https://www.moneysupermarket.com/loans/loans-against-property/
How do loans against property work? ... A loan against property is a loan which uses your home as collateral. It's usually used for things like ...
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34 Secured Loans Against Property - How Much Can You Borrow
https://www.evolutionmoney.co.uk/our-loans/secured-homeowner-loans/how-much-can-you-borrow-against-your-house
A secured homeowner loan allows you to borrow a sum of money against your property, usually equity. Equity is the difference between the value of your home and ...
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35 Mortgages key terms - Consumer Financial Protection Bureau
https://www.consumerfinance.gov/consumer-tools/mortgages/answers/key-terms/
Amortization means paying off a loan with regular payments over time, so that the amount you owe decreases with each payment. Most home loans amortize, but some ...
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36 Margin Loans 101: Borrowing Money to Buy Stocks
https://www.businessinsider.com/personal-finance/margin-loan
Margin loans allows you to borrow against securities you already own to make additional investments · What is a margin loan? · How do margin loans ...
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37 TD Wealth Collateral Loans 101
https://www.td.com/us/en/investing/insights/collateralized-loans
What is a collateralized loan? A collateralized or securities-based loan allows you to utilize securities, cash, and other assets in brokerage accounts as ...
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38 How to Get a Loan from a Bank - Wells Fargo
https://www.wellsfargo.com/goals-credit/smarter-credit/credit-101/getting-a-loan/
See where you stand financially. To find out whether you're ready to take on new debt, you can measure your credit status against the criteria that lenders ...
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39 A portfolio line of credit guide - M1 Finance
https://m1.com/articles-1/portfolio-line-of-credit-guide/
You should not overlook debt when thinking about your money. Specifically, this guide will do a deep dive on how to borrow against your investments (aka borrow ...
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40 Can I borrow against my policy and receive money now? - OPM
https://www.opm.gov/frequently-asked-questions/insure-faq/life/can-i-borrow-against-my-policy-and-receive-money-now/
The FEGLI Program provides group term life insurance. It does not have any cash value and you cannot borrow against your coverage. The only opportunities to get ...
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41 A Guide to Securities-Based Borrowing | Wells Fargo Advisors
https://www.wellsfargoadvisors.com/why-wells-fargo/products-services/lending/securities-based.htm
Please read the “borrowing against investments is not without risks” ... will attempt to notify you of maintenance calls but is not required to do so.
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42 Using Collateral Loans to Borrow Against Your Assets
https://www.thebalancemoney.com/collateral-loans-315195
Collateral is something that helps secure a loan or guarantee that you'll repay as agreed. When you borrow money with collateral, ...
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43 Back to basics: What Is Securitization?
https://www.imf.org/external/pubs/ft/fandd/2008/09/pdf/basics.pdf
They do it for a variety reasons. ... mum standards of prudent lending, ... ing assets off their balance sheets or by borrowing against.
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44 How to Borrow Against Your Stock Portfolio - Best Wallet Hacks
https://wallethacks.com/how-to-borrow-against-your-stock-portfolio/
To recap, the basic strategy of Buy Borrow Die is that rather than selling an appreciated asset, like shares of stock, you simply take out a ...
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45 Borrow Definition & Meaning | Dictionary.com
https://www.dictionary.com/browse/borrow
Borrow definition, to take or obtain with the promise to return the same or an equivalent: Our neighbor borrowed my lawn mower. See more.
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46 Portfolio Line Of Credit: Here Are The Pros And Cons - CNBC
https://www.cnbc.com/select/portfolio-line-of-credit-pros-and-cons/
Through what's called a portfolio line of credit (also known as a “margin loan”), investors can borrow against their taxable brokerage ...
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47 The Right Way to Tap Your Home Equity for Cash
https://www.consumerreports.org/home-equity-products/right-way-to-tap-home-equity-for-cash/
The home equity loan, or second mortgage, is the most straightforward of the strategies. You borrow against the value of your house, and receive ...
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48 Home Equity Line of Credit vs. Home Equity Loan - Nationwide
https://www.nationwide.com/lc/resources/home/articles/home-equity-loans-vs-lines-of-credit
› resources › home › articles
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49 How much can I borrow against my house? - Norton Finance
https://www.nortonfinance.co.uk/know-how/you-and-your-money/how-much-can-i-borrow-against-my-house
A secured loan – This is a loan secured against an asset's value. This asset is used as collateral if you can't repay the loan. A further ...
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50 What Is Home Equity, And How Can You Use It?
https://www.quickenloans.com/learn/home-equity-and-how-to-use-it
There are three main ways you can borrow against your home's equity: a home equity loan, a home equity line of credit or a cash-out refinance.
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51 Definition, Collateral Value, Security & Liens
https://corporatefinanceinstitute.com/resources/commercial-lending/collateral/
Collateral is an asset pledged by a borrower, to a lender (or a creditor), as security for a loan. Borrowers generally seek credit in order to ...
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52 How Much Equity Can I Borrow From My Home? - iBuyer.com
https://ibuyer.com/home-equity-refi/how-much-equity-can-i-borrow-from-my-home.html
This means you have 52% of the equity in the home and a lender would surely ... Anytime you apply for a loan, even if you're borrowing against your own ...
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53 B3-4.4-02, Requirements for Certain Assets in DU (06/01/2022)
https://selling-guide.fanniemae.com/Selling-Guide/Origination-thru-Closing/Subpart-B3-Underwriting-Borrowers/Chapter-B3-4-Asset-Assessment/Section-B3-4-4-DU-Requirements-for-Asset-Assessment/1032994551/B3-4-4-02-Requirements-for-Certain-Assets-in-DU-06-01-2022.htm
A loan that is secured against a liquid asset owned by the borrower (such as a 401(k) or mutual fund) does not have to be entered as a ...
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54 Loans - Thrift Savings Plan
https://www.tsp.gov/publications/tspbk04.pdf
on the loan, your TSP account will end up being smaller than it would ... If you have a court order against your account, you will not be able to get a loan ...
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55 Truth in Lending | OCC
https://www.occ.treas.gov/topics/consumers-and-communities/consumer-protection/truth-in-lending/index-truth-in-lending.html
This right helps protect you against high-pressure sales tactics used by unscrupulous lenders. TILA does not tell banks how much interest they may charge or ...
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56 What is Home Equity & How Can You Use It? - Mortgage Choice
https://www.mortgagechoice.com.au/guides/property-investment/home-equity/
Buying an investment property with home equity · An equity loan lets you borrow against the equity in your home · Your home equity can be used instead of a cash ...
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57 Borrow Wisely: Managing Debt to Get Ahead
https://www.navyfederal.org/makingcents/credit-debt/manage-debt-to-get-ahead.html
If you have home equity built up, you may have an option for a cash-out refinance. With a cash-out refinance, you borrow money against the equity in your home.
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58 Wealthy Property Owners Borrow Against Real Estate To Buy
https://therealdeal.com/2020/04/12/deal-hunters-the-1-are-borrowing-against-their-real-estate-portfolios-to-find-new-opportunities/
The coronavirus-weakened economy means assets are on sale and some wealthy property owners are borrowing against their.
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59 Farm Loan Programs - USDA Farm Service Agency
https://fsa.usda.gov/programs-and-services/farm-loan-programs/index
Microloans are a type of Operating or Farm Ownership Loan. They're designed to meet the needs of small and beginning farmers, or for non-traditional and ...
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60 What Is a Cash Advance on a Credit Card? - Capital One
https://www.capitalone.com/learn-grow/money-management/cash-advance/
What Does 'Cash Advance' Mean? ... A cash advance lets you borrow a certain amount of money against your credit card's line of credit. You usually ...
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61 How to Borrow Money from a Life Insurance Policy
https://www.sounddollar.com/how-to-borrow-from-life-insurance
First, borrowing against your life insurance money means there could be less available for your family if you pass away. Ideally, you would ...
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62 FAQs About Loans - TIAA
https://www.tiaa.org/public/support/faqs/loans
› public › support › faqs › loans
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63 How to Pull Equity Out of Your Home - 5 Best Ways
https://www.moneycrashers.com/pull-equity-from-home/
2. Second Mortgage/Home Equity Loan ... If you already have a mortgage and want to borrow more money against your home, no one says you have to pay off your ...
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64 What is asset-based lending (ABL) | BDC.ca
https://www.bdc.ca/en/articles-tools/entrepreneur-toolkit/templates-business-guides/glossary/asset-based-lending
Asset-based lending occurs when a loan is granted primarily on the value of the assets the borrower offers as security (collateral). ... Pledging means agreeing ...
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65 How To Borrow Against Stocks To Buy Real Estate - YouTube
https://www.youtube.com/watch?v=lTs5_wTFdB0
Multifamily SoCal
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66 What is Debt? - How does the U.S. Government borrow money?
https://www.treasurydirect.gov/kids/what/what_borrow.htm
When the Government borrows money, it doesn't go to the bank and apply for a loan. It "issues debt." This means the Government sells ...
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67 Can You Borrow Against a Settlement? - High Rise Financial
https://www.highriselegalfunding.com/faqs/can-you-borrow-against-a-settlement/
With pre-settlement legal funding, you are essentially borrowing against your eventual settlement. The amount you are able to borrow has nothing to do with ...
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68 Borrowing Against Your Life Insurance Policy - Pros & Cons
https://www.retireguide.com/life-insurance/borrowing-against-your-life-insurance-policy/
And if you die before the loan is repaid, the money is deducted from your death benefit — meaning your beneficiary pays back the loan. This does ...
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69 Retirement Topics - Plan Loans - IRS
https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-loans
IRAs and IRA-based plans (SEP, SIMPLE IRA and SARSEP plans) cannot offer participant loans. A loan from an IRA or IRA-based plan would result in ...
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70 401(k) Loans, Hardship Withdrawals and Other Important ...
https://www.finra.org/investors/learn-to-invest/types-investments/retirement/401k-investing/401k-loans-hardship-withdrawals-and-other-important-considerations
If you need cash, you may be tempted to borrow from your 401(k) rather than applying to a bank or other lender. While not all plans permit loans, many do. And ...
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71 The Cost of Borrowing - GSM&R
https://www.gsmr.org/financial-tips/the-cost-of-borrowing
The concept of a loan is pretty straightforward: first you borrow money, and then you repay it. But the amount that you must repay is more than the amount you ...
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72 The Leverage Test: Borrowing Against Assets
https://prosperitythinkers.com/prosperity/borrow-against-assets/
U.S. banks do not loan against such things, as a general rule. ... This means you'll pay income taxes as well as well as a penalty, ...
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73 One Borrower, Two Owners - Home Loan Experts
https://www.homeloanexperts.com.au/home-loan-articles/one-borrower-two-owners/
Can you or your partner borrow against a property that is jointly owned with someone else? How does one borrower, two owners work and can you get approved?
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74 Lines of Credit: Types, How They Work & How to Get Them
https://www.debt.org/credit/lines/
And in most cases, as you pay off the balance, you free up the loan amount to borrow against again. (This is the classic definition of “revolving credit.”) A ...
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75 Buy, Borrow, Die Strategy & Examples | White Coat Investor
https://www.whitecoatinvestor.com/the-buy-borrow-and-die-strategy-275/
If you need money before you die, then you borrow against your assets. ... Now, does that mean they do better at all times? No.
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76 HUD - Fixing Up Your Home and How to Finance It
https://www.hud.gov/program_offices/housing/sfh/title/sfixhs
From an economic standpoint, home improvements mean higher employment, ... If you have to borrow, you want to do it in the least expensive way.
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77 Withdrawing or borrowing from 401(k) - Ameriprise Financial
https://www.ameriprise.com/financial-goals-priorities/retirement/borrowing-money-from-your-401k
A 401(k) loan allows you to borrow against your own 401(k) retirement account, or essentially borrow money from yourself. While you'll pay interest similar ...
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78 What Is a Line of Credit and How Does It Work? - Credit Karma
https://www.creditkarma.com/advice/i/what-is-line-of-credit
Personal lines of credit are usually unsecured, meaning you don't need ... HELOCs allow you to borrow against the available equity in your ...
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79 What Is a Line of Credit? - Experian
https://www.experian.com/blogs/ask-experian/what-is-a-line-of-credit/
How Does a Line of Credit Work? · Draw period: During the initial draw period, you can freely borrow and repay money against your credit line.
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80 What Is Business Collateral? - businessnewsdaily.com
https://www.businessnewsdaily.com/16217-business-collateral.html
Collateral is any asset a business uses to secure a loan. Secured loans generally have lower interest rates than unsecured loans. Most types of business loans ...
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81 Veterans Life Insurance Policy Loans and Cash Surrenders
https://www.benefits.gov/benefit/1512
Loans are granted in any amount up to 100 percent of the policy's reserve value, minus any existing indebtedness against the policy, plus interest. … To be ...
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82 What It Means To Borrow Against Crypto: Pros And Cons - Vauld
https://www.vauld.com/blog/borrow-against-crypto/
When you take out a crypto loan, you are borrowing against your crypto to access part of its value in fiat currency. Once you lock your assets ...
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83 4 ways to borrow to invest | Managing debt
https://www.getsmarteraboutmoney.ca/plan-manage/planning-basics/managing-debt/4-ways-to-borrow-to-invest/
what kind of loanLoan An agreement to borrow money for a set period of time. You agree to pay back the full amount, plus interest, by a set date ...
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84 Loan Management Account (LMA): Flexible Line of Credit ...
https://www.ml.com/solutions/lma-account.html
Asset allocation, rebalancing and diversification do not guarantee against risk in broadly declining markets. Merrill, its affiliates, and financial advisors do ...
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85 4.6.7.50 Unrealisable assets - unable or unreasonable to sell ...
https://guides.dss.gov.au/social-security-guide/4/6/7/50
when an asset is unable to be sold or borrowed against; when a person in temporary hardship is expected to borrow, and; when it is unreasonable ...
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86 Using Credit | consumer.gov
https://consumer.gov/credit-loans-debt/using-credit
How do I use credit? ... When you use credit, it usually means using a credit card. It also might mean that you get a loan. A loan is another way to use credit.
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87 Borrowing Against Life Insurance With Life Insurance Loans
https://www.northwesternmutual.com/life-and-money/borrowing-against-life-insurance/
Unlike most traditional loans, a policy loan does not have a fixed repayment schedule. If you want to make a large payment one month, you can.
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88 Life Insurance Loans Pros & Cons - Progressive
https://www.progressive.com/answers/life-insurance-loans/
If you have permanent life insurance, you may be able to use your policy's cash value as collateral to take out a loan. But borrowing against a life ...
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89 Asset-Based Lending: What is the Upside and Downside?
https://www.sba.gov/blog/asset-based-lending-what-upside-downside
Asset-based lending is a loan or line of credit issued to a business that is secured by some form of collateral. The various types of collateral ...
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90 Tips for Borrowing Against Life Insurance with a Policy Loan
https://affordablelifeusa.com/life-insurance-policy-loans/
Plus, when you borrow against your life insurance policy, the outstanding loan does not interrupt the compounding interest inside your policy. policy loan ...
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91 Subsidized and Unsubsidized Loans - Federal Student Aid
https://studentaid.gov/understand-aid/types/loans/subsidized-unsubsidized
How much can I borrow? Am I eligible for a Direct Subsidized Loan or a Direct Unsubsidized Loan? How do I apply for a loan?
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92 Can I Borrow Money Against My House To Buy Another ...
https://www.habito.com/hub/article/can-i-borrow-money-against-my-house-to-buy-another-property
Like your original mortgage, a second charge mortgage is a type of loan that's secured against your property. Basically, that means the lender ...
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93 Should You Borrow Against Your Home to Buy Your Next ...
https://www.coachcarson.com/borrow-against-home-buy-rental/
In this Ask Coach episode, Coach Carson shares when borrowing against your home makes sense, when it doesn't, and how to borrow safely if you do.
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94 Using the equity in your home - CommBank
https://www.commbank.com.au/home-loans/using-the-equity-in-your-home.html
Unlocking your home's equity - the difference between the value of your property and the amount you still owe on your home loan - can help open up new ...
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95 4-1: Decide Whether to Borrow - FDIC
https://www.fdic.gov/consumers/consumer/moneysmart/podcast/documents/mspn-4-1-borrow-decide.pdf
car loan is something he should try to do right now. ... DARRYL: (he jumps on her line and backpedals, as he realizes his mistake) I mean, uh, it's.
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96 Stock Borrowing Definition: Day Trading Terminology
https://www.warriortrading.com/stock-borrowing-definition-day-trading-terminology/
Stock borrowing is the act of receiving a number of shares as a loan from another financial entity so that you can sell them in the open market.
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97 Marketable Securities Backed Finance - HSBC Private Bank
https://www.privatebanking.hsbc.com/marketable-securities-backed-finance/
Marketable securities financing can be approved against a variety of assets. You can borrow against them up to a certain percentage of their market value.
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