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1 Can debt collectors tell other people, like family, friends, or my ...
https://www.consumerfinance.gov/ask-cfpb/can-debt-collectors-tell-other-people-like-family-friends-or-my-employer-about-my-debt-en-332/
No. Under federal law, a debt collector may contact other people but generally only to find out how to contact you.
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2 Debt Collector Calls For Someone Else
https://consumerlawyer.mn/debt-collector-calls-someone-else/
Debt collectors cannot harass your family and friends about your debt. Debt collectors cannot reveal your debt or leave messages with family and friends.
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3 Debt Collection FAQs - Federal Trade Commission
https://consumer.ftc.gov/articles/debt-collection-faqs
Collectors can also contact any other person with the power to pay debts with assets from the deceased person's estate. Debt collectors may not discuss the ...
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4 Chased For Debts Not In Your Name? StepChange
https://www.stepchange.org/debt-info/your-rights/debts-not-in-my-name.aspx
When you apply for a guarantor loan on behalf of someone else, you will start receiving letters if that person falls behind with payments. It's important that ...
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5 What to Do When Debt Collectors Try to Collect a Debt that Isn ...
https://www.moneymanagement.org/blog/when-debt-collectors-come-for-a-debt-that-isnt-yours
1. Verify · 2. Confirm payment · 3. Confirm authorization · 4. Exercise your rights under the Fair Debt Collection Practices Act · Identity theft.
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6 Your Debt Collection Rights | Office of the Attorney General
https://www.texasattorneygeneral.gov/consumer-protection/financial-and-insurance-scams/debt-collection-and-relief/your-debt-collection-rights
If you owe a debt, act quickly — preferably before it's sent to a collection agency. Contact your creditor, explain your situation and try to create a payment ...
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7 Consumer Advice Dealing with Debt Collectors—Including the ...
https://library.nclc.org/article/consumer-advice-dealing-debt-collectors-including-new-federal-rules
Instead of stopping all types of collection communication, you may only want to stop some types of contacts and allow others. Debt ...
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8 Getting Collection Calls for Someone Else? Here's What to Do
https://finance.yahoo.com/news/getting-collection-calls-someone-else-120011099.html
If the collector is calling about a debt that belongs to someone else, the person receiving the calls can sue for actual damages, ...
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9 You can Pay Someone Else's Debt and not be Liable for it
https://www.foxbusiness.com/features/you-can-pay-someone-elses-debt-and-not-be-liable-for-it
Instead, they buy old debts from other creditors at a discount and then attempt to collect the full balance. The difference between the ...
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10 Someone Else's Debt at My Address - What You Can Do
https://moneynerd.co.uk/someone-else-debt-my-address/
No, you cannot legally be liable for debt that someone else owes. However, there are certain circumstances in which the loan is either taken through a joint ...
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11 Debt Collection Practices | Texas Office of Consumer Credit ...
https://occc.texas.gov/consumers/debt-collection-practices
A debt collector is any person who regularly attempts to collect debts owed to themselves or others; included in this definition are attorneys who collect ...
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12 What to Do When Debt Collectors Keep Calling for Someone ...
https://lifehacker.com/what-to-do-when-debt-collectors-keep-calling-for-someon-1840272473
What to Do When Debt Collectors Keep Calling for Someone Else ... I get calls from a debt collector looking for Dee or Donny at lease once a ...
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13 Dealing With Collection Letters Sent to You by Mistake
https://credit.org/blog/collection-letters-sent-to-you-by-mistake/
Many collection agencies cast a wide net when trying to collect on old debts. You may get a letter that was intended for someone else, perhaps someone with ...
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14 5 Things Debt Collectors Are Forbidden to Do - Investopedia
https://www.investopedia.com/articles/personal-finance/121614/5-things-debt-collectors-are-forbidden-do.asp
Most in-house collectors are for debts that are only a few weeks or months delinquent. After that, the original creditor usually hires a collection agency to ...
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15 Debt Collectors - Georgia Consumer Protection
https://consumer.georgia.gov/consumer-topics/debt-collectors
Are you behind in your bills? Or have you been confused with someone else who is delinquent in his or her bills? If so, you may be receiving telephone calls ...
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16 What to Know About Debt Sold to Collection Agencies - Equifax
https://www.equifax.com/personal/education/debt-management/debt-collections-agency/
For example, if a collector is unable to make satisfactory arrangements with a consumer after a few months, the individual debt may be bundled with many others ...
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17 Debt Collection - South Dakota Consumer Protection
https://consumer.sd.gov/fastfacts/debt.aspx
Can a debt collector contact anyone else about my debt? If an attorney is representing you about the debt, the debt collector must contact the attorney, rather ...
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18 Consumer Alert: Debt Collection - DC Attorney General
https://oag.dc.gov/consumer-protection/consumer-alert-debt-collection
they cannot pretend to be someone else, like a police officer. Contacts with Neighbors, Family or Friends. Debt collectors can contact other people if they are ...
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19 Is it Legal for Debt Collectors to Call Family Members? - SoloSuit
https://www.solosuit.com/posts/debt-collectors-call-family
If you find out that a debt collector has shared any details of your debt with anyone else in your life, relative or not, then you will have the ...
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20 Debt Collection Fact Sheet - Minnesota Attorney General's Office
https://www.ag.state.mn.us/consumer/publications/debtfactsheet.asp
Collectors may not tell others that you owe a debt. If you have a lawyer, collectors may not contact anyone but your lawyer.
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21 Debt Collection: Know Your Rights - CTLawHelp.org
https://ctlawhelp.org/debt-collection-practices
You may be contacted by a creditor or by a collection agency. Both are also called debt collectors. A creditor is a company you owe money to, like a credit card ...
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22 Debt Collections - Consumer Protection Topic
https://law.alaska.gov/department/civil/consumer/debt.html
A debt collector is someone who attempts to collect a debt you owe to someone else. The Federal Fair Debt Collection Practices Act (FDCPA) and the Alaska ...
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23 Debt Collectors | State of California - Department of Justice
https://oag.ca.gov/consumers/general/debt-collectors
The debt collector could then garnish your wages and bank accounts, meaning it could take money from your paycheck or accounts. Make sure you respond by the ...
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24 Debt Collectors and the Law | The Maryland People's Law ...
https://www.peoples-law.org/debt-collectors-and-law
Debt collectors include collection agencies, attorneys, creditors collecting for someone else, and creditors collecting under another name ...
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25 What If I'm Getting Collection Calls for Someone Else's Debt
https://stopcollections.org/faq/somone-elses-debt
When a debt collector contacts you for the first time concerning the collection of someone else's debt, you should calmly explain to the debt collector you ...
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26 How to Protect Yourself: Debt Collections
http://myfloridalegal.com/pages.nsf/main/7cd1ef6dd790c14685256cc900560bd6!opendocument
A "debt collector" is someone who regularly tries to collect debts owed to others. A debt collector may contact you if you are behind in your payments to a ...
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27 Harassment by creditors - Citizens Advice
https://www.citizensadvice.org.uk/debt-and-money/action-your-creditor-can-take/harassment-by-creditors/
This is because your original creditor is allowed to pass the debt onto someone else to collect. If your original creditor does this, they can no longer ...
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28 Consumer Collection Practices - CT.gov
https://portal.ct.gov/DOB/Consumer/Consumer-Education/Consumer-Collection-Practices
A consumer collection agency, or debt collector, is any person who regularly collects debts owed to others. What debts are covered? Fair debt collection laws ...
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29 Debt Collection-Your Rights Under Federal Law
https://www.indianalegalservices.org/sites/indianalegalservices.org/files/Debt%20Collection-Your%20Rights%20Under%20Federal%20Law%20%20-%20%20PDF-Brochure.pdf
What is a debt Collector? Debt Collectors are businesses or persons who collect debts on behalf of others. Most debt collectors are professional collection ...
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30 What Is Debt Collection And How Does It Work? - Bankrate.com
https://www.bankrate.com/personal-finance/debt/what-is-debt-collection/
Debt collectors are third-party companies that work on behalf of another company to collect debts. If a company works for the original creditor, ...
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31 Debt Collection - SDLawHelp
https://www.sdlawhelp.org/node/13/debt-collection
In most instances, a debt collector can only contact you. A collector can also contact anyone else named responsible for the debt.
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32 SUMMARY OF THE FAIR DEBT COLLECTION PRACTICES ...
https://www.marincounty.org/~/media/files/departments/da/consumer-guides/dc2.pdf
and content of communications by collectors to debtors and others. Under the California statute, a “debt collector” is “any person who, in the ordinary ...
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33 Dealing with Debt Collectors - LawNY
https://www.lawny.org/node/81/dealing-debt-collectors
A judgment is a legal document that says that one person owes another person money. Your creditor must sue you to get a judgment. Judgments on ...
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34 [**How to STOP**] Collectors Calling the Wrong Number
https://www.jacksonlaws.com/atlanta-injury-lawyer/wrong-number-calls/
Can a bill collection call you looking for another person? ... No. If a collector is calling looking for the wrong person, they may have violated the law and owe ...
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35 Debt Collector Calling Family Members? Know Your Rights.
https://upsolve.org/learn/debt-collector-calling-family-members/
If they are harassing people, abusing people, or acting inappropriately by informing others about the details of your consumer debts or not ...
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36 Unfair or Deceptive Debt Collection Attempts
https://www.ccwlawyers.com/unfair-deceptive-debt-collection-attempts/
No matter how they communicate with you, it's against the law for a debt collector to pretend to be someone else — like an attorney or government agency — or to ...
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37 Has a Debt Collector or Creditor Disclosed or Revealed ...
https://www.paulmankin.com/has-a-debt-collector-or-creditor-disclosed-or-revealed-personal-information-about-you-or-your-debts-to-other-people
Under the FCPA, debt collectors not allowed to contact others in reference to your debt or a debt they believe you owe, except for: Your spouse; Your attorney ...
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38 A collection agency has my debt. Can I negotiate with ... - Nolo
https://www.nolo.com/legal-encyclopedia/a-collection-agency-debt-can-i-negotiate-the-original-creditor.html
If you need help dealing with a creditor or debt collector, or would prefer someone else handle your debt negotiations, consider talking to a debt settlement ...
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39 Debtor's Rights - Oregon State Bar
https://www.osbar.org/public/legalinfo/1021_debtorsrights.htm
If you owe money, the creditor may assign the debt to a debt collector, which is typically a collection agency. The creditor may hire an attorney to collect the ...
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40 Debt Collection - OCP A-Z Consumer Advice
https://www.montgomerycountymd.gov/OCP/a_z/debt_collection/index.html
A debt collector (or collection agency) is someone who collects debts owed to others and may contact you if you are late in paying your bills.
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41 Debt Collection - Illinois Attorney General
https://illinoisattorneygeneral.gov/consumers/debtcollection.html
› consumers › debtco...
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42 Sued by Debt Collectors? Here's What to Do - LendingTree
https://www.lendingtree.com/debt-consolidation/sued-by-a-debt-collector/
When you are months past due on debt, your creditor may assign or sell the debt to a third-party debt collection agency, which will attempt to collect it.
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43 Debt Collection Calls For Others | Cardoza Law Corporation
https://www.cardozalawcorp.com/blog/getting-debt-collection-calls-for-someone-else-.cfm
Federal Debt Collection Laws protect you - even though you AREN'T the debtor! ... Really. These laws were also passed in order to keep debt collectors from ...
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44 Can I Take on Someone Else's Debt? | 3 Ways to Transfer Debt
https://dkoffices.com/blog/can-i-take-on-someone-elses-debt/
How to Transfer Debt to Someone Else · 1. Understand the Debt · 2. Speak to Creditors · 3. Deal with Collections · 4. Transfer Balances.
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45 Fair Debt Collection Practices Act: What You Should Know
https://www.debt.org/credit/your-consumer-rights/fair-debt-collection-practices-act/
Misrepresentation: Collectors can't try to pretend being someone else. Debtors have reported collectors posing as law enforcement agents, ...
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46 Can a Debt Collector Contact Others About My Debt?
https://www.lawyers.com/legal-info/consumer-protection/consumer-protection-law/can-a-debt-collector-contact-others-about-my-debt.html
Can a Debt Collector Contact Others About My Debt? · The FDCPA expressly prohibits debt collectors from communicating with third parties about ...
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47 Common Defenses in a Consumer Debt Case | NY CourtHelp
https://www.nycourts.gov/COURTHELP/MoneyProblems/defenses.shtml
Below are examples of defenses to a debt collection case. ... is used when your identity was stolen, or if this is someone's else's debt.
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48 Debt Collection - NACA
https://www.consumeradvocates.org/for-consumers/debt-collection/
Can a debt collector contact anyone else about my debt? If an attorney is representing you about the debt, the debt collector must contact the attorney, rather ...
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49 FDCPA - Missouri Courts
https://www.courts.mo.gov/hosted/probono/fdcpa.htm
A debt collector is any person, other than the creditor, who regularly collects debts owed to others. · A creditor who, collecting from his/her own debtors, uses ...
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50 Do You Get Collection Calls for Someone Else?
https://topclassactions.com/lawsuit-settlements/tcpa/do-you-get-collection-calls-for-someone-else/
If you have received collection calls for someone else, you may have a claim under the Telephone Consumer Protection Act (TCPA).
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51 How to Prove a Debt Is Not Yours - The Balance
https://www.thebalancemoney.com/debt-collection-that-is-not-yours-4121109
You have the right to request proof of any debts that collection agencies ask you to pay. Once you've requested the proof, the debt collector ...
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52 Debt Collection in the Maine Courts
https://www.ptla.org/debt
If you owe someone money, they can try to collect it from you by taking you to court. This guide will help you understand the court process and the rights ...
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53 How to Dispute Collections and Debt Collectors
https://www.incharge.org/debt-relief/credit-counseling/bad-credit/how-to-dispute-a-debt-with-creditors-collectors-reporting-bureaus/
Anyone intending to challenge a debt that has gone into collections — even someone with ... and relentless, they might be tempted to ask: What else is new?
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54 Fair Debt Collection - Mass.gov
https://www.mass.gov/service-details/fair-debt-collection
Creditors and debt collection agencies are permitted to try to locate a debtor by contacting persons other than the debtor or persons residing in the debtor's ...
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55 When debt collectors go after the wrong person
https://www.latimes.com/archives/la-xpm-2010-dec-19-la-fi-perfin-20101219-story.html
Debt tagging is the term used in the collections field for a situation in which an innocent consumer is mistakenly blamed for someone else's ...
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56 4 Effective and Ethical Debt Collection Letter Examples - Etactics
https://etactics.com/blog/debt-collection-letter-examples
If a borrower doesn't pay their bill, then the collector buys these past-due payments from the business or creditor.
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57 What To Do When A Collector Is Collecting On Wrong Person
https://www.alabamaconsumer.com/2012/05/collector-mistakenly-contacts/
What To Do When A Collector “Mistakenly” Contacts You For Someone Else's Debt. · Tell the debt collector that they have the wrong person; · Document you telling ...
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58 Debt Collection Abuse and Form Letter | Missouri Legal Services
https://www.lsmo.org/node/714/debt-collection-abuse-and-form-letter
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a ...
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59 Debt collector response template - Ballard Spahr
https://www.ballardspahr.com/-/media/files/alerts/2013-07-11-cfpbletters.pdf?la=en&hash=B7AA1757F0E9887D547A99C66D9D426F
This letter tells the debt collector to stop contacting you unless they can ... If you are asking that I pay a debt that somebody else is or was required to ...
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60 What to Do if Your Debt Goes to Collections - CNBC
https://www.cnbc.com/select/what-to-do-if-your-debt-goes-to-collections/
What is a collections agency? ... “A collection agency is a company that is hired by lenders, creditors, medical providers and federal and local governments to ...
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61 Debt Collection Guide - NYC.gov
https://www1.nyc.gov/assets/dca/downloads/pdf/consumers/Consumers-Debt-Collection-Guide-English.pdf
In New York, a debt collector cannot collect or attempt to collect on a payday loan. ... somebody sues you anyway to try to make you pay this debt, court.
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62 Can a Collection Agency Sell Your Debt? - Experian
https://www.experian.com/blogs/ask-experian/can-a-collection-agency-sell-your-debt/
Discussing your debt with anyone except you and your spouse, or an attorney representing you. A debt collector can, however, contact other ...
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63 Debt Collection
http://ccetompkins.org/resources/debt-collection-faqs-a-guide-for-consumers
practices to collect from you. Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies ...
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64 Debt Collection Laws
https://www.nycbar.org/get-legal-help/article/debts-debt-collection/
Sometimes, a creditor may think a debt belongs to you, but it actually belongs to someone else. This often happens in situations involving identity theft.
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65 Dealing with a debt collector - Canada.ca
https://www.canada.ca/en/financial-consumer-agency/services/debt/collection-agency.html
A debt collection agency is a company that specializes in recovering unpaid debts. If you don't make your debt payments, a debt collector ...
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66 Receiving Collection Calls Intended For Someone Else?
https://berkmyer.com/receiving-collection-calls-intended-someone-else/
Under the Fair Debt Collection Practices Act (“FDCPA”), if a debt collector contacts a person who isn't responsible for the debt, they have ...
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67 Debt Collection FAQs - Ohio Attorney General Dave Yost
https://www.ohioattorneygeneral.gov/FAQ/Debt-collection-FAQs
If debt collectors know you have an attorney, they can contact the attorney and no one else. Otherwise, they can contact others, such as neighbors or ...
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68 Can debt collectors sell or transfer the rights to your accounts?
https://www.nfcc.org/blog/can-debt-collectors-can-sell-or-transfer-the-rights-to-your-accounts/
The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others could be ...
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69 debt collection - Heartland Center for Jobs and Freedom
http://www.jobsandfreedom.org/debt-collection-attorney
A debt collector should not be discussing your debt with anyone else. A debt collector can contact others only to seek information about how to reach you. Debt ...
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70 Debt Collection Videos | Idaho Legal Aid Services, Inc.
https://www.idaholegalaid.org/node/2558/debt-collection-videos
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a ...
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71 Fair Debt Collection FAQs | Consumer Affairs
https://consumer.sc.gov/consumer-faqs/fair-debt-collection-faqs
A debt collector is any person, other than the creditor, who regularly collects debts owed to others. This includes attorneys who collect debts on a regular ...
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72 Responding to a Debt Collection Lawsuit
https://www.ohiobar.org/public-resources/commonly-asked-law-questions-results/consumer-protection/responding-to-a-debt-collection-lawsuit/
You may have been mistakenly identified by the debt collector, or someone else may have incurred the debt. You are only liable for your own ...
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73 5 Reasons to Hire a Debt Collection Agency - Windfall
https://getwindfall.com/5-reasons-to-hire-a-debt-collection-agency/
Some debt collection agencies pursue debtors for a flat fee, while others receive a commission on the amount they successfully collect. When you meet with a ...
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74 Contacted by a Debt Collector? 6 Things to Know About Your ...
https://www.creditkarma.com/advice/i/debt-collection-rights
2. Right to know the debt collector or debt collection agency ... Under the FDCPA, debt collectors are required to identify themselves when they ...
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75 Collection Agencies | Washington State
https://www.atg.wa.gov/collection-agencies
These laws apply to businesses which collect debts for other businesses. ... In most cases, the collection agency can contact another person only once.
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76 New Rules Would Require Debt Collectors Have Proof You ...
https://www.consumerreports.org/consumerist/new-rules-would-require-debt-collectors-have-proof-you-actually-owe-money/
40% involved debts not owed to the consumer; • 63% of those said they were being hassled about a debt that belonged to someone else. Editor's ...
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77 Know Your Rights When Dealing with Debt Collectors
https://dialalaw.peopleslawschool.ca/harassment-by-debt-collectors/
If you're behind on debt payments, the law limits how a debt collector can contact you and others around you. Learn your rights and steps to take to protect ...
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78 What debt collectors can and can't do | ACCC
https://www.accc.gov.au/consumers/debt/what-debt-collectors-can-and-cant-do
People who owe money are commonly referred to as debtors. Debtors, and others connected to a debt, should be treated with fairness, respect and courtesy. A debt ...
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79 Debt Collection - Ross & Matthews, P.C.
https://rossandmatthews.com/legalshield-coverage/debt-collection/
A debt collector is any person, other than the creditor, who regularly collects debts owed to others. This can include attorneys who collect debts on a ...
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80 How to Stop Debt Collector Harassment - Friedman Murray Law
https://friedmanmurray.com/debt-harassment
The FDCPA only covers a debt collector who is collecting a debt for someone else. It doesn't apply to a creditor collecting its own debts. So if you are getting ...
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81 Someone Else's Debt Could Ruin Your Credit Rating
https://newrepublic.com/article/117213/debt-collector-malpractice-someone-elses-debt-could-ruin-your-credit
Because debt collectors don't get full information, they sometimes try to collect on debt that has already been paid or discharged in bankruptcy ...
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82 The Dos and Don'ts of Paying a Debt Collector - Military.com
https://www.military.com/money/personal-finance/credit-debt-management/paying-a-debt-collector-dos-and-donts.html
It may be trickier than you think. Some payment methods are riskier than others. The debt collector is likely to try to get you to pay using a method that's ...
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83 Debt Collectors and the IRS Consumer Alert
https://www.michigan.gov/-/media/Project/Websites/AG/consumer-alerts/2020/January/JanuaryDebtCollectorstheIRS.pdf?rev=e885de2343f7474faab41000dca955c5
A debt collector cannot pretend to be someone else. • A debt collector cannot harass, threaten, or deceive you. Private collection agencies will not ask for ...
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84 Dealing with Debt Collectors Trying to Collect a Debt That Isn't ...
https://privacyrights.org/resources/dealing-debt-collectors-trying-collect-debt-isnt-yours
If you've been the victim of identity theft, you could have debts in your name that aren't yours (and might not even know they exist until a ...
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85 10 Ways to Get a Bill Collector Off Your Back - Debt.com
https://www.debt.com/news/how-to-deal-with-debt-collectors/
This option can be particularly useful for cases of mistaken identity, where the collector has you confused for someone else. Or a collector may ...
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86 Unfair Debt Collection - Western Justice Law
https://westernjusticelaw.com/practice-areas/consumer-protection-class-action/unfair-debt-collection/
It is also illegal for debt collectors to pretend to be someone else, like an attorney or government agency, or to harass, threaten, or deceive you. The lawyers ...
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87 5 Things Debt Collectors Can't Do — and 5 They Can
https://www.nerdwallet.com/article/finance/things-debt-collectors-cannot-do
The debt collection industry is rife with inaccuracies. Incomplete or inaccurate documentation can lead a debt collector to pursue the wrong ...
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88 The Do's and Don'ts of Sending Someone to Collections
https://www.businessnewsdaily.com/16074-debt-collection-dos-and-donts.html
To send someone to collections means to hire a collection agency to recover the person's unpaid debt to you. If you're trying to reach a nonpaying client or ...
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89 Dealing With Debt Collectors - The New York Times
https://www.nytimes.com/2014/05/20/your-money/dealing-with-debt-collectors.html
If you've ever been dunned by a debt collector, you're not alone: ... of debts that have already been settled or belong to someone else.
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90 537.7103 Prohibited practices. 1. A debt collector shall not ...
https://www.legis.iowa.gov/docs/code/537.7103.pdf
collection or attempted collection of a debt of that person or another person. The following conduct is oppressive, harassing or abusive ...
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91 Unlawful Debt Collection - Kelly Guzzo, PLC
https://www.kellyguzzo.com/practices/unlawful-debt-collection/
Debt collectors often use illegal and abusive practices in order to collect money from consumers, even when the debt is unenforceable or belongs to someone ...
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92 5 illegal tactics shady debt collectors love - CBS News
https://www.cbsnews.com/news/5-illegal-tactics-used-by-shady-debt-collectors/
Otherwise, pretty much anyone else is off-limits. But debt collectors who ignore the law will contact employers, neighbors or leave messages ...
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93 What a Debt Collection Agency Can (and Cannot) Do
https://attorney-newyork.com/2022/02/04/what-a-debt-collection-agency-can-do/
6. Lie to you. Debt collectors can't pretend to be someone else to trick you into paying your debt. That includes impersonating an attorney or ...
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94 Debt collectors can now text, email and DM you on social media
https://www.npr.org/2021/12/02/1060597759/debt-collectors-can-now-text-email-and-dm-you-on-social-media
"Consumers in the collections process deserve to be on a level playing field with others in the financial services marketplace with recognition ...
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95 Collection Agencies – Consumer & Business
https://dcba.lacounty.gov/portfolio/collection-agencies-2/
Work directly with the collection agency to pay the debt. ... Tell you they are an attorney, a police officer, or someone else they are not.
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