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1 Bonus Structures: Definition and Examples | Indeed.com
https://www.indeed.com/career-advice/pay-salary/bonus-structures
A bonus structure is an employee incentive program. These plans include rewards or incentives beyond an employee's salary. They are a perk and are conditional ...
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2 Annual Employee Bonus Plan - SEC.gov
https://www.sec.gov/Archives/edgar/data/354913/000119312507044312/dex1057.htm
This Annual Employee Bonus Plan (“Plan”) is designed to provide an effective means to motivate and compensate eligible employees, on an annual basis, ...
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3 How to Structure a Bonus Plan to Reward Employees
https://www.thehartford.com/business-insurance/strategy/employee-compensation/bonus-plans
Base it on clear objectives. As an incentive/reward, base bonuses on clear objectives that are tied to business goals – and individual achievements that support ...
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4 Top Employee Bonus Structures for Every Business - Glassdoor
https://www.glassdoor.com/blog/guide/bonus-structure/
Bonus structure examples and how they work · Profit-sharing · Gainsharing · On-the-spot award · Noncash bonus · Employee of the month · Sign-on bonus.
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5 5 Different Types of Employee Bonus Programs for Your Small ...
https://smallbiztrends.com/2019/05/employee-bonus-small-business.html
Bonus Structure Tips · Know how much money you have available for the bonus plan. · Base the plan on quantifiable, measurable results. · Consider ...
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6 How to Create an Effective Employee Bonus Plan - Eddy
https://eddy.com/how-to-create-an-effective-employee-bonus-plan/
The theory behind an employee bonus plan is that extra incentives are a great way to drive behavior. A common example of this can be found in ...
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7 Bonus Plan | Motivate & Encourage Employees Effectively
https://www.greatgame.com/the-fundamentals/bonus-plan
An employee bonus plan provides compensation beyond annual salary to employees as an incentive or reward for reaching certain predetermined individual or ...
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8 How to Create a Bonus Plan for Managers | Contractor
https://www.contractormag.com/management/best-practices/article/21164814/how-to-create-a-bonus-plan-for-managers
How to Create a Bonus Plan for Managers · Sales Growth Drives Bonuses · Decide on a Bonus Amount and Work Backwards · Create a Budget and Decide on ...
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9 How to Give Employee Bonuses That Actually Mean Something
https://gusto.com/blog/people-management/employee-bonuses-mean-something
How to create an employee bonus program · Set goals. Then, tie bonuses to those goals. · Choose an amount that actually makes a difference · Don't ...
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10 Designing and Managing Incentive Compensation Programs
https://www.shrm.org/resourcesandtools/tools-and-samples/toolkits/pages/designingincentivecompensation.aspx
Download: · A lump-sum bonus to recognize a specific achievement or cost-savings. · An incentive plan with clearly defined goals, pre-established criteria and ...
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11 Employee Bonus Policy Template - Workable resources
https://resources.workable.com/employee-bonus-policy-template
HR should give a formal payout plan to each employee. Incentive bonuses for achieving or exceeding individual and team targets.
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12 Guide to Employee Bonuses - Business.com
https://www.business.com/articles/employee-bonuses/
An annual bonus is awarded to an employee once per year. The bonus amount is typically based on the employee's annual base salary or a set percentage for the ...
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13 Free Employee Bonus Plan Template for Microsoft Word
https://www.simuldocs.com/templates/employee-bonus-plan
The Plan aims to provide all full-time employees of the Company with a financial interest in the profitability of the Company and to reward long term employment ...
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14 Bonus Plan Sample Clauses - Law Insider
https://www.lawinsider.com/clause/bonus-plan
Bonus Plan. The annual target bonus is 30% of base salary with potential to exceed that if and when the company exceeds its Annual Operating Plan criteria. This ...
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15 The Complete Guide to Employee Bonus Plans - Crazy Egg
https://www.crazyegg.com/blog/employee-bonus-plans/
Let your employees know about your employee bonus plan as soon as they're hired. The sooner you get them involved in the process of striving for ...
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16 Creating employee bonus and incentive programs: An overview
https://learn.marsdd.com/article/creating-employee-bonus-and-incentive-programs-an-overview/
Sales-related commission or bonus programs; Annual performance bonuses; Profit sharing · Project milestone bonuses; Ad hoc bonuses. Creating an incentive ...
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17 Types of Bonuses: 10 Bonus Programs for Employees
https://www.salary.com/articles/types-of-bonuses/
One very basic type of bonus program is current profit sharing. A company sets aside a predetermined amount; a typical bonus percentage would be 2.5 and 7.5 ...
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18 Annual Bonus Plan - RedEnvelope Inc.
https://contracts.onecle.com/redenvelope/bonus-plan.shtml
PARTICIPANTS: This plan applies to RedEnvelope, Inc. full-time and part-time employees who 1.) began work on or before the first day of the Company's fourth ...
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19 Compensation Packages That Actually Drive Performance
https://hbr.org/2021/01/compensation-packages-that-actually-drive-performance
Modern compensation systems can generally be analyzed along four dimensions: fixed versus variable, short-term versus long-term, cash versus equity, and ...
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20 Board's proposal for Incentive Scheme 2021 - securitas.com
https://www.securitas.com/globalassets/com/files/annual-general-meetings/agm-2021/eng/boards_proposal_incentive_scheme.pdf
The proposal principally entails that 1/3 of any annual bonus earned under the performance-based cash bonus schemes would be converted into a right to receive ...
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21 Employee performance bonuses: How to use them effectively
https://www.bdc.ca/en/articles-tools/employees/manage/how-use-performance-bonuses-effectively
In cash or bonus plans, employees receive their share of the profit at the end of the year. The bonus is taxed as employee income, even if the bonus takes the ...
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22 How to Create a Desirable Compensation Plan
https://www.businessnewsdaily.com/15831-create-compensation-plan.html
A compensation plan, also referred to as a “total compensation plan,” encompasses all of the compensatory components of a company's strategy – employees' ...
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23 Bonus Structure Proposal by Shawn Ali - Prezi
https://prezi.com/twqb7q9qwdxk/bonus-structure-proposal/
Bonus Structure Proposal · Shawn Ali · Outline. 37 frames · Reader view · Employees will be motivated to achieve clearly planned objectives. · Management will be ...
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24 How to Create an Effective Incentive Compensation Plan
https://www.cnb.com/business-banking/insights/incentive-compensation-plan.html
An employee bonus program, or incentive compensation plan, can be one of the best ways to reward employees for performing exceptionally.
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25 Incentive Plan Proposal - Temple MIS
https://community.mis.temple.edu/tdixon/files/2014/07/Incentive-Plan-Proposal-.pdf
Funding and budgets of the STI, LTI and compensation should be driven towards the US and the IT sector since the world is doing the same. Page 8. Payouts ...
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26 Know What's Right with Bonus Structure Templates - Cliently
https://www.cliently.com/blog/bonus-structure-template
As you can probably tell from our discussion above, there are three main forms of bonuses: Salary increases (such as pay raises), commissions, ...
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27 How to make an employee compensation plan (with templates)
https://clockify.me/blog/business/compensation-plan/
A compensation plan includes all the components of your employee compensation packages. This includes a direct form of compensation such as ...
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28 The Beginners Guide to Employee Bonus Plans - QuickSprout
https://www.quicksprout.com/employee-bonus-plans/
An employee bonus plan provides compensation to employees, outside of their annual salary. It allows organizations to incentivize or reward ...
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29 Benefits of a good bonus plan - LiteBreeze
https://litebreeze.com/hr/what-is-a-good-bonus-structure/
A good bonus structure is one that is easy to comprehend and implement. We have zeroed in on a straight profit-sharing bonus plan considering its simplicity ...
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30 Which Bonus Structure Is Best for Your Company?
https://www.softwareadvice.com/resources/best-company-bonus-structure/
Employees Preferred Bonus Structure, 2019 ... Here's the solution: Set multiple performance goals for each employee, and reward them a percentage ...
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31 Reinventing Your Bonus Pool Structure
https://www.constructionbusinessowner.com/sponsored/reinventing-your-bonus-pool-structure
Define the upside ratio—Set the upside or maximum opportunity under the bonus plan. Most plans have an upside of 150 percent of the target incentive. Therefore, ...
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32 What is Bonus Plan? HR Definitions & Examples
https://www.mightyrecruiter.com/recruiter-guide/hiring-glossary-a-to-z/bonus-plan/
A bonus plan is an incentive offered to employees in which they can earn extra money by abiding by various requirements. Business owners are allowed to set ...
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33 Pay for Performance Bonus Compensation Plan - Bert Sadtler
https://boxwoodsearch.com/wp-content/uploads/2014/10/Boxwood-Performance-Bonus-Plan-Example.pdf
Pay for Performance Bonus Compensation Plan. In today's competitive business climate, businesses need to optimize the performance of their employees.
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34 Dental Staff Bonus Programs: Review of 4 Incentive Plan Models
https://www.todaysrdh.com/dental-staff-bonus-programs-review-of-4-incentive-plan-models/
A bonus is typically designed to complement your base pay, reward you for reaching certain milestones or achievements, or as a means of profit- ...
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35 Employee Bonuses: 6 Steps to Creating an Effective ... - LMN
https://golmn.com/effective-employee-bonus-system/
You need an operating budget to plan for bonuses. Your budget sets the basic expectations for the company: what you need to sell, ...
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36 Simple Bonus Plan - Wiley Hospitality Consulting
https://www.wileyhospitalityconsulting.com/files/2637/Simple_Sales_Incentive_Plan.doc
The purpose of this plan is to encourage and reward your selling success by providing the stated monetary incentive commensurate with performance against ...
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37 Bonus - Principal Advisors
https://advisors.principal.com/wps/portal/advisor/products/business-solutions/key-employee-retention-retirement/bonus
Principal® Bonus is a simple and effective plan designed to help employers recruit, reward, retain, and retire key employees. It helps top talent increase ...
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38 Why Most Bonus Plans Fail - HubSpot
https://cdn2.hubspot.net/hubfs/436298/VisionLink-Why%20Most%20Bonus%20Plans%20Fail.pdf?t=1509653571015
Under this premise, the bonus plan includes detailed metrics (also referred to as Key Performance Indicators, or KPIs) that relate to the specific ...
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39 Bonus & Incentives Scheme | Factsheets - CIPD
https://www.cipd.co.uk/knowledge/fundamentals/people/pay/bonuses-factsheet
Financial-based bonus or incentive scheme must align with an organisation's business objectives, corporate governance, and ethical standards as ...
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40 Executive Bonus Plans for Key Executives - AgencyONE
https://www.agencyone.net/executive-bonus-plans-for-key-executives/
More business owners and employers are looking to retain key executives during this “Great Resignation” job market. An Executive Bonus Plan arrangement is a ...
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41 Free Employee Bonus Plan: Make & Download - Rocket Lawyer
https://www.rocketlawyer.com/business-and-contracts/employers-and-hr/compensation-and-time-off/document/employee-bonus-plan
If you run a business and would like to reward employees with a bonus, you can use a Employee Bonus Plan. This document enables you to plan for the payments of ...
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42 Examples of executive bonus plan clauses in contracts
https://afterpattern.com/clauses/executive-bonus-plan
Each executive can earn a bonus of up to 10% of his or her salary earned during the fiscal year in question if actual revenues exceed a predetermined percentage ...
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43 Sales Compensation Plans - Templates and Examples
https://www.saleshacker.com/sales-compensation-plan-blueprint/
A sales compensation plan lays out how you are going to pay different salespeople for their contribution to the business.
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44 Bonus Plan – Gold Reserve, Inc.
https://www.goldreserveinc.com/bonus-plan/
The bonus pool under the Bonus Plan is comprised of the gross proceeds collected or the fair value of any consideration realized less applicable taxes ...
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45 The Ultimate Guide to Sales Compensation [New Data]
https://blog.hubspot.com/sales/sales-compensation
A sales compensation plan is a structured program for determining how much a sales representative earns based on their performance. It includes ...
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46 Retail Sales Incentive Programs | Bonus Structure Plan to ...
https://www.opensymmetry.com/incentive-compensation-design-in-the-retail-sector/
My mantra as a compensation professional is “keep it simple.” If you ask an employee how they're compensated and they cannot explain it to you, you may want to ...
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47 FREE 7+ Sample Bonus Plan Templates in PDF
https://www.sampletemplates.com/business-templates/bonus-plan-template.html
A bonus plan is very much dependent on either annual turnovers, or on the current value of the stock of a company. Every company need a bonus plan first in ...
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48 Bonus Grants: A Creative Way to Retain and Reward Key ...
https://www.cshco.com/articles/bonus-grants-a-creative-way-to-retain-and-reward-key-employees/
Here are some questions to ask when deciding whether a bonus plan is right for your company: Are you having issues recruiting and retaining key employees, ...
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49 Retention Bonus: Definition and How Retention Pay Works
https://www.investopedia.com/terms/r/retention-bonus.asp
The financial cost of not pursuing a different job. This includes forgoing a potentially higher salary, incentive plan, or better company ...
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50 Bonus Scheme - Slide Team
https://www.slideteam.net/powerpoint/Bonus-Scheme
Bonus Scheme found in: Human resource metrics dashboard with salary and bonus structure, Bonus plan strategy benefit financing equity ...
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51 Management By Objectives (MBO) Bonus: Meaning, Tips and ...
https://www.xactlycorp.com/blog/mbo-bonus-definition-tips
Communication is the glue that binds an MBO plan together. Reinforce performance objectives during daily briefings, one-on-one meetings, ...
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52 Reward and Recognition Plans - IU policies - Indiana University
https://policies.iu.edu/policies/hr-03-70-reward-recognition-plans/index.html
Incentive Pay or Commission Plan: A documented, defined bonus plan designed to reward achievement of specific, measurable results that are defined at the ...
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53 How to Structure Bonus Plans - YouTube
https://www.youtube.com/watch?v=8F_rUKr-73U
The CEO Project
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54 Executive Compensation: Plan, Perform & Pay | Deloitte US
https://www2.deloitte.com/us/en/pages/financial-services/articles/executive-compensation-plan-perform-pay.html
As a rule of thumb, the base salary constitutes 30% of total compensation, the annual incentive another 20%, the benefits about 10% and long-term incentives or ...
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55 Compensation Plan - Betterteam
https://www.betterteam.com/compensation-plan
How to Create a Compensation Plan: · 1. Start from scratch. · 2. Create a job description for each position. · 3. Determine the appropriate amount of compensation.
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56 Compensation Plan - State of Michigan
https://www.michigan.gov/mdcs/quick-links/comp-plan
The rates published in this plan are the official rates of compensation for all classifications of positions listed. Minimum Wage Increase Effective January 1st ...
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57 Retain Key Employees with a Deferred Bonus Plan
https://suncrestadvisors.com/retain-key-employees-with-a-deferred-bonus-plan/
If the compensation is in the form of increased salary or a bonus, the key employee has no real incentive to stay if a better offer comes along. There is ...
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58 Guide to Employee Bonus Programs - Compt
https://www.compt.io/employee-bonus-programs
Why developing an employee bonus plan is good for business · They are another tool in the HR team's tool-belt. · They're another way to stand-out and a highly ...
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59 A. Implementation of the Share Bonus Scheme 2021 B. Transfer
https://www.swecogroup.com/wp-content/uploads/sites/2/2021/04/item-15-bod-proposal-share-bonus-scheme-2021.pdf
Proposal of the Board of Directors of Sweco AB for resolutions on: A. Implementation of the Share Bonus Scheme 2021. B. Transfer of Class B treasury shares ...
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60 appendix-14---deferred-bonus-plan-20212.pdf - Hoist Finance
https://www.hoistfinance.com/globalassets/downloads/hoistfinance.com/general-meetings/2021/en/appendix-14---deferred-bonus-plan-20212.pdf
It is the opinion of the Board of Directors that the Deferred Bonus Plan 2020 has been appropriate and has encouraged increased shareholder value while ...
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61 The Top-Down, Bottom-Up Bonus Conundrum | FMI Corp.
https://fmicorp.com/insights/quarterly-articles/the-top-down-bottom-up-bonus-conundrum
We may as well have a discretionary incentive plan then, given all the adjustments we had to make. Think about all those really strong employees who worked 80 ...
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62 Bonus & Incentive Guidelines Matrix | Manager Toolkit
https://cardinalatwork.stanford.edu/manager-toolkit/recognize/bonus-incentive-guidelines/bonus-incentive-guidelines-matrix
Purpose, Performance Bonus Recognize exceptional contributions, e.g., ... Incentive plan documented in writing and communicated to employee, Spot Bonus ...
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63 How to Create a Compliant Bonus Plan - Aldrich Advisors
https://aldrichadvisors.com/architects-engineers/compliant-bonus-plan/
... an incentive and bonus plan as an element of the total compensation package for both rank and file employees, owners and future owners.
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64 Long-Term Effects of a Bonus Plan on a Company
https://smallbusiness.chron.com/longterm-effects-bonus-plan-company-20824.html
Bonus programs designed for recruitment purposes usually consist of sign-on bonuses or bonuses for employee referrals. Sign-on bonuses work well as labor ...
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65 Is Your Company Bonus Plan FAR Compliant? | govIRG
https://govirg.com/far/is-your-company-bonus-plan-federal-acquisition-regulation-far-compliant/
A written bonus plan should outline employee eligibility. Some companies enable all employees hired prior to the beginning of the plan period as ...
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66 Welcome to the State of Wisconsin Compensation Plan
https://dpm.wi.gov/Pages/Employees/CompensationPlan.aspx
The 2021-2023 Compensation Plan was approved by JCOER on December 22, 2021 along with the trades contracts negotiated by the State, the University of Wisconsin ...
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67 How to Calculate Bonuses for Employees - Fit Small Business
https://fitsmallbusiness.com/how-to-calculate-bonuses-for-employees/
They can usually be calculated with simple multiplication or division. Before you begin, you'll need to determine the percentage you plan to use ...
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68 How to Write a Compensation Plan or Proposal: 15 Steps
https://content.wisestep.com/compensation-plan/
How to Write a Compensation Plan or Proposal: 15 Steps · 1. Follow the proper format: · 2. Start with a cordial statement: · 3. Mention all the accomplishments of ...
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69 How to Structure Bonuses and Profit Sharing Plans
https://www.inc.com/jim-schleckser/bonus-profit-sharing-plans-made-easy.html
The key point here is that since this is a profit-sharing plan (and ultimately, bonuses are profit sharing plans too), your business needs to be ...
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70 Key Factors to Manage Employee Merit, Bonus & Incentive ...
https://hrsoft.com/key-factors-to-manage-employee-merit-bonus-incentive-plans-effectively/
Bonus Plans: Bonus plans can be based on any number of metrics, which may incorporate factors such as how long the employee has been with the ...
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71 How to Design an Incentive Plan | Decusoft
https://www.decusoft.com/how-to-design-an-incentive-plan/
Incentive Compensation Plan Design ... Incentive pay programs are mostly used to boost employee productivity and development, but they can also be used to boost ...
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72 How to Calculate Bonuses for Employees - Strategy Leaders
https://strategyleaders.com/ask-andi/calculate-employee-bonuses/
Don't plan to distribute all, or even most, of the increase in profits as bonuses. First, you'll need to pay taxes on profits, add money to ...
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73 SETTING UP A BONUS SCHEME | People Decisions
https://peopledecisions.co.uk/wp-content/uploads/2017/03/Setting-up-a-bonus-scheme.pdf
Having a fair and well-designed bonus scheme as part of your wider reward and recognition strategy can be an effective way to increase your staff's productivity ...
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74 HR Guide: The Basics of Employee Bonus Plans - A Job Thing
https://www.ajobthing.com/blog/hr-guide-the-basics-of-employee-bonus-plans
An employee bonus plan is a document that contains the company's plan for the payments of bonuses to its employees on an annual basis.
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75 A Guide to Giving Bonuses to Heavy-Duty Techs | Fullbay
https://www.fullbay.com/blog/when-should-you-give-your-repair-shop-employee-a-bonus/
When should you give your repair shop employee a bonus? First consider issues like how you'll structure the plan and types of incentives you'll give.
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76 10+ Executive Bonus Plan Templates in PDF
https://www.template.net/business/plan-templates/executive-bonus-plan-templates/
An executive bonus plan is a form for business owners or organizations to give extra supplemental profits to key employees or executives of their decision.
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77 Result-driven project bonus system - PMI
https://www.pmi.org/learning/library/result-driven-project-bonus-system-8070
It should be noted that the project assessment and bonus scheme under ... are based on deviations of the current project data from the base (target) plan.
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78 4 Bonus Structure Templates - Pinterest
https://www.pinterest.com/pin/586453182705456680/
If you own a business and want to reward your employees with bonuses, you will need to structure a bonus and you can do so ... Employee Bonus Plan Template.
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79 MANAGEMENT BONUS PLANS THAT WORK
https://www.alacarteconsultinggroup.com/management-bonus-plans-that-work
Sufficient timeline. The incentive plan must have targets and a realistic schedule for implementation. Quarterly bonuses rather than monthly are more popular ...
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80 Bonus Plan Template - Etsy
https://www.etsy.com/market/bonus_plan_template
Check out our bonus plan template selection for the very best in unique or custom, handmade pieces from our shops.
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81 Types of Bonuses + Bonus Calculation Methods - Lanteria HR
https://www.lanteria.com/news/guide-employee-bonuses-types-bonuses-bonus-calculation-methods
The right remuneration approach enhances job satisfaction. Benefits and other bonuses are correctly reflected in the compensation plan.
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82 RFC Compensation Plan with Bonus Structure
https://forum.olympusdao.finance/d/1223-rfc-compensation-plan-with-bonus-structure/30
Summary: Seek Authority from the community to establish compensation and bonus framework. Motivation: The DAO has been operating under the ...
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83 US Trustee opposes Celsius' $2.9M employee bonus plan
https://cryptoslate.com/us-trustee-opposes-celsius-2-9m-employee-bonus-plan/
The U.S. Trustee argued that it is not logical that for a company that owes billions of dollars, to propose a multi-million bonus scheme for ...
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84 How to Build a Sales Manager Compensation Plan - Hunt Club
https://www.huntclub.com/blog/how-to-build-a-sales-manager-compensation-plan
A company paid cell phone; $200 monthly vehicle allowance; Monthly and quarterly bonus plan. Monthly bonus plan. For each salesperson who meets ...
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85 7 Critical Things to Consider When Designing Your Bonus Plan
https://www.cfosp.com/7-critical-things-to-consider-when-designing-your-bonus-plan/
Make certain the employees that you intend to include in the bonus plan are actually motivated by money. Knowing what truly motivates your ...
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86 Employee Incentive and Bonus Structures for Dental Practices
https://accountants.sva.com/biz-tips/employee-incentive-and-bonus-structures-for-dental-practices
Bonus and incentive plans can strengthen work relationships on all staff levels. If designed and implemented correctly, a bonus plan can help your team work ...
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87 Different Types of Employee Bonus Schemes | BrightHR
https://www.brighthr.com/articles/pay-and-benefits/bonuses/employee-bonus-schemes/
Individual, team and company-wide bonuses · Individual bonuses may be best for incentivising employees to reach individual targets, such as sales targets · Team ...
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88 Bonus Plans for Farm Employees | Ag Decision Maker
https://www.extension.iastate.edu/agdm/wholefarm/html/c1-61.html
A good bonus plan needs to be discussed in advance. If performance or profitability determines the amount that is paid, an example should be worked out so that ...
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89 Annual Incentive Plan: Is Yours the Right Fit For Your Business?
https://www.insperity.com/blog/is-your-annual-incentive-pay-plan-the-right-fit-for-your-business/
How to create a “fair” incentive pay policy · Bonuses: A one-time reward for attaining a goal (not necessarily year-end, within any agreed-upon time period) ...
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90 How to Give Your Employees Bonuses as a Small Business ...
https://www.moneycrashers.com/employee-bonuses-small-business-owner/
Before you dole out holiday bonuses and gift cards, however, you'll need to put a plan in place. Employee bonuses might seem like a fun perk to you, ...
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91 When Money Talks: How to Start an Employee Bonus Program
https://www.g2.com/articles/employee-bonus
How much this bonus will be is based on the company's actual earnings over a specific period of time. Of course, this type of bonus is only ...
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92 A Comprehensive Guide to Employee Bonus - AttendanceBot
https://www.attendancebot.com/blog/employee-bonus/
An employee bonus is anything that you pay to your employees apart from their base salary. It is usually given for a specific purpose. A common ...
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93 Employee Incentive Programs for Small Business | Bucketlist
https://bucketlistrewards.com/blog/employee-incentive-bonus-small-business/
Having an employee bonus plan will serve to outline exactly what employees are compensated for, and when. For example, many employees may receive incentive ...
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94 Bonus Structure Template | 179+ HR & Finance ... - PowerSlides
https://powerslides.com/powerpoint-industry/recruitment-templates/bonus-structure/
A bonus structure is an employee incentive program. These plans include rewards or incentives beyond an employee's salary. They are a perk and are conditional ...
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95 K. Bonuses and Incentives and Exclusions
https://twc.texas.gov/news/efte/k_bonuses_exclusions.html
Many employers pay bonuses or give certain incentives to employees without ... to a bona fide plan for providing old-age, retirement, life, accident, ...
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