Finance Charge American Express

Google Keyword Rankings for : finance charge american express

1 Purchase Finance Charge Amex - WalletHub
https://wallethub.com/answers/cc/purchase-finance-charge-amex-2140670997/
An Amex purchase finance charge starts as low as 16.99% (V) for the Blue Business Plus card, up to as much as 28.49% (V) on the Delta ...
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2 What Is AmEx Pay Over Time and How Does It Work?
https://www.nerdwallet.com/article/credit-cards/amex-pay-over-time
Pay Over Time lets you use your AmEx charge card like a credit card, allowing you to finance eligible purchases over time with interest.
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3 American Express Merchant Fees - Bankrate.com
https://www.bankrate.com/finance/credit-cards/why-american-express-isnt-universally-accepted/
Visa and Mastercard tend to charge merchants processing fees between 1.5 percent and 2.5 percent to accept their credit cards, whereas American ...
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4 Amex Pay It Plan It: All You Need To Know – Forbes Advisor
https://www.forbes.com/advisor/credit-cards/american-express-pay-it-plan-it/
Pay It is an option to immediately pay off charges to your card that are under $100. The option will show up under the dollar amount when ...
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5 Credit cards offer 'buy now, pay later' options - CNBC
https://www.cnbc.com/select/credit-cards-offering-buy-now-pay-later-options/
Who's this card for? The Amex EveryDay® Credit Card · When you're approved for the card, you will have 0% intro APR purchases and balance transfers for 15 months ...
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6 Finance charges definition | Glossary - CreditCards.com
https://www.creditcards.com/glossary/term-finance-charges/
Finance charges are the amounts billed when one does not pay their monthly credit card balance in full. The size of a finance charge will vary depending on ...
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7 What Is a Credit Card Finance Charge? | The Ascent
https://www.fool.com/the-ascent/credit-cards/what-is-finance-charge/
A finance charge definition is the interest you'll pay on a debt, and it's generally used in the context of credit card debt.
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8 Cardmember Agreement: Part 1 of 2 Rates and Fees Table
https://files.consumerfinance.gov/a/assets/credit-card-agreements/pdf/American_Express_National_Bank/Marriott_Bonvoy_Brilliant_American_Express_Card.pdf
Issuer: American Express National Bank ... This fee is a fixed finance charge that will be ... Marriott Bonvoy BrilliantTM American Express® Card.
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9 Complete Breakdown of American Express Late Fees | Harvest
https://www.joinharvest.com/blog-posts/american-express-late-fees
You can call their general customer service line at 800-528-4800 to see if you even qualify for waiving a payment. They also have a financial relief department ...
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10 Form 10-K - SEC.gov
https://www.sec.gov/Archives/edgar/data/4962/000119312508042043/d10k.htm
American Express Company, together with its consolidated subsidiaries (“American ... Our principal products and services are charge and credit payment card ...
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11 Example of Credit Card Agreement for - Bank of America
https://www.bankofamerica.com/content/documents/american-express-preferred-en.pdf
is a federally registered service mark of American Express and is used by the issuer pursuant to a license. ... If you are charged interest, then the charge.
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12 Amex Pay It Plan It Guide - Credit Cards - TIME
https://time.com/nextadvisor/credit-cards/american-express/amex-pay-it-plan-it/
Instead, Amex Plan It charges a fixed monthly fee. Depending on your specific plan and card terms, this can help you save money over time and ...
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13 American Express Introducing "Plan It" – Pay Over Time for ...
https://www.doctorofcredit.com/american-express-introducing-plan-pay-time-credit-cards/
The “plan fee” is a fixed finance charge that American Express appears to cap at 1.06% of each purchase moved in to “Plan It”; ...
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14 Monthly Payments and Finance Charges - Credit Card ...
https://money.howstuffworks.com/personal-finance/debt-management/credit-card8.htm
(These might be more properly called charge cards.) Some types of American Express cards still use that model. Most cards, including Visa, ...
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15 American Express® Gold Card Review | MoneyGeek.com
https://www.moneygeek.com/credit-cards/reviews/american-express/gold-card/
Its $250 annual fee is pricey. If you don't eat out or travel often, you may find the charges outweigh the card's rewards. ... With its high regular APR of 19.74% ...
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16 GRCC KFS en.ai - American Express
https://web.aexp-static.com/hk/en/content/pdf/cardmember-agreement-and-fees-and-charges/GRCC_fees_&_charges_0512.pdf
(i) 1.5%of outstanding principal plus 100%of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or.
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17 How to Reduce Finance Charges on Credit Cards
https://smallbusiness.chron.com/reduce-finance-charges-credit-cards-3512.html
That means interest is charged on interest at the end of each billing cycle. Any unpaid balance on the card that rolls over into the next month's billing cycle ...
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18 How to Avoid Credit Card Finance Charges - The Balance
https://www.thebalancemoney.com/how-to-avoid-credit-card-finance-charges-960241
A finance charge specifically concerns debt. It is the cost of carrying debt. Service charges, processing fees, and other charges along those ...
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19 Credit Cards - Center for Responsible Lending
https://www.responsiblelending.org/state-of-lending/reports/5-Credit-Cards.pdf
car, and student loan debt, American households' biggest financial ... American Express. ... tiered late fees and minimum finance charge requirements.
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20 Credit Cards | Apply and compare offers | U.S. Bank
https://www.usbank.com/credit-cards.html
Apply for U.S. Bank's American Express credit card ... and Fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint ...
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21 Using Credit Cards and Disputing Charges | Consumer Advice
https://consumer.ftc.gov/articles/using-credit-cards-disputing-charges
› articles › using-credit-cards-...
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22 Macys_American_Express_Card...
https://www.macys.com/dyn_img/banners/Macys_American_Express_Card_Agreement.pdf
CITIBANK, N.A. CREDIT CARD DISCLOSURES. FOR THE MACY'S AMERICAN EXPRESS® ACCOUNT. Interest Rates and Interest Charges. Annual Percentage Rate.
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23 Basel III Exposure Classification: Charge with Lending on ...
https://www.federalreserve.gov/secrs/2013/may/20130528/r-1442/r-1442_051213_111173_569559997395_1.pdf
American Express maintains an active interest in promoting alignment between regulatory treatment of consumer finance products, their risk profile.
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24 Amex on the App Store
https://apps.apple.com/us/app/amex/id362348516
Download Amex and enjoy it on your iPhone, iPad, and iPod touch. ... Amex 4+. Payments, Balance & Rewards. American Express · #14 in Finance.
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25 More Rewards American Express Credit Card
https://www.navyfederal.org/loans-cards/credit-cards/more-rewards.html
› loans-cards › more-rewa...
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26 Credit Cards | Consumer Protection Bureau
https://www.doj.nh.gov/consumer/sourcebook/credit-cards.htm
Travel and entertainment cards, such as American Express or Diner's Club, ... The conditions under which a finance charge (including interest and late fees) ...
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27 II. CREDIT CARDS – GENERAL OVERVIEW - FDIC
https://www.fdic.gov/regulations/examinations/credit_card/pdf_version/ch2.pdf
differs from a credit card in that the charge card must be paid in full each month. ... MasterCard banks now also offering American Express and /or Discover ...
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28 Amex Policy - Icahn School of Medicine at Mount Sinai
https://icahn.mssm.edu/files/ISMMS/Assets/About%20the%20School/For%20Faculty/Finance/Amex%20Policy.pdf
MOUNT SINAI MEDICAL CENTER. AMERICAN EXPRESS CORPORATE CARD. FINANCIAL POLICIES & PROCEDURES USER GUIDE. SECTION [X]. OVERVIEW.
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29 What Is a Finance Charge, and How Do I Avoid Paying One?
https://money.usnews.com/credit-cards/articles/what-is-a-finance-charge-and-how-do-i-avoid-paying-one
A credit card finance charge includes interest and transaction fees charged on money you've borrowed. These charges are added to your card ...
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30 CREDIT CARDS 101 - PBS
https://www.pbs.org/inthemix/shows/creditcard101.html
Finance Charge · Most commonly used. You're credited for a payment from the day the credit company receives it, and then they figure the interest based on the ...
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31 american express cards table of fees & charges
https://www.bdo.com.ph/sites/default/files/pdf/AMEX-FC.pdf
Finance charges will be imposed at the current interest rate on the unpaid ... Not applicable to American Express Cashback Credit Card and Cathay Pacific ...
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32 American Express charge cards: Which ones fit you?
https://www.creditkarma.com/credit-cards/i/best-american-express-charge-card
Even though American Express doesn't offer true charge cards anymore, ... you to finance qualifying charges and pay them back over time, ...
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33 Finance Charges on Credit Card Accounts - jstor
https://www.jstor.org/stable/27965562
million American Express and 65 million. MasterCard.) The average balance was nearly 900 dollars. These U.S.A. Visa ac counts were assessed finance charges.
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34 Amex unveils new payment feature for credit cards
https://finance.yahoo.com/news/amex-unveils-new-payment-feature-credit-cards-175344119.html
Using the American Express app or on AmericanExpress.com, card members can select any purchase over $100 and choose a payment plan. A fixed ...
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35 Foreign Transaction Fee: What is it? How does it work?
https://www.valuepenguin.com/credit-card-foreign-transaction-fees
Terms apply to American Express benefits and offers. ... And are there cards that don't charge foreign transaction fees?
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36 American Express Card (AmEx Card): Definition, Types, and ...
https://www.investopedia.com/terms/a/american-express-card.asp
American Express cards are issued by American Express—a publicly traded financial services company—and are charge cards, credit cards, or ...
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37 Guide to Benefits for Wells Fargo Propel American Express ...
https://www.wellsfargo.com/credit-cards/propel/guide-to-benefits/
How Long are You Covered. Coverage starts the first day of the calendar month following the posting of the Wireless Bill charge to the Covered Card Account.
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38 SD4 (Published 1986) - Credit Card Billing Practices in Virginia
https://rga.lis.virginia.gov/Published/1986/SD4
Executive Summary: The amount a credit card user pays in finance charges depends heavily on three factors--the rate of the finance charge, the balance on which ...
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39 My Chase Plan vs. Amex Pay It Plan It - The Points Guy
https://thepointsguy.com/guide/my-chase-plan-vs-amex-pay-it-plan-it/
In my example and without the current offer in place, financing a charge of $1,000 would cost me between $97.32-$191.28 depending on how long I ...
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40 How do Open Charge Cards (AMEX) impact my debt ratio?
https://bluewatermtg.com/faq/open-charge-cards-amex-impact-debt-ratio/
It really all depends on the balance of the credit card when a lender pulls your credit. An open charge card, such as an AMEX, is very different. Open charge ...
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41 Selecting a Credit Card - Utah State University Extension
https://extension.usu.edu/boxelder/files/finan02.pdf
Rate changes will raise or lower the finance charge amount ... Source: Bankcard Holders of America, January 3, 1993. ... American Express Company.
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42 Credit Card Calculator
https://www.calculator.net/credit-card-calculator.html
American Express and Discover are both issuers and networks. Networks charge a small fee (<3%) for handling the processing of the transactions.
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43 Testimony of Larry Sharnak
https://archives-financialservices.house.gov/hearing110/sharnak041708.pdf
Subcommittee on Financial Institutions and Consumer Credit ... American Express cards, we charge an overlimit fee only if the account exceeds its.
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44 American Express to let cardholders charge mortgage payments
https://money.cnn.com/2007/05/23/pf/amex_mortgage_charge/index.htm
American Express offers charge cards - which have no set spending limit and must be paid in full every month - and credit cards - which do have ...
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45 Ameriprise Financial Credit Card Program
https://www.ameriprise.com/products/cash-cards-lending/credit-cards
Learn more about Ameriprise® Visa Signature® credit cards and American Express card offerings that allow access to exclusive perks, premium services, ...
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46 Why Isn't American Express Accepted at More Places?
https://smartasset.com/credit-cards/american-express-not-accepted
Providers like Visa and Mastercard charge between 1.15% and 2.5%, while Amex charges merchants between 1.43% and 3.3%.
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47 American Express Small Business Loans: 2021 Review
https://www.fundera.com/business-loans/guides/american-express-small-business-loans
Again, Amex doesn't charge traditional interest on this American Express business loan. Instead, they charge a fixed fee on the amount they ...
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48 The Best Business Credit Card for 2022
https://www.wsj.com/buyside/personal-finance/americanexpress-business-gold-credit-card-review-01663554089
Like Amex Gold, this is a charge card. But it doesn't offer the flexibility of Amex's “pay over time feature.” If you don't pay the balance in ...
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49 American Express Finance Charge Fixed - My Dollar Plan
https://www.mydollarplan.com/american-express-finance-charge-fixed/
I had my husband call American Express yesterday to get the $689.72 finance charge straightened out on his IN: CHICAGO American Express card ...
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50 Plan It by American Express | Delta Air Lines
https://www.delta.com/us/en/skymiles/airline-credit-cards/plan-it-by-american-express
The plan fee is a fixed finance charge that will be charged each month that the corresponding plan is active. Your plan will typically be set up on your Account ...
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51 Types of Credit Cards - Eastman Credit Union
https://www.ecu.org/Resources/Educational-Resources/Credit-Cards/Types-of-Credit-Cards
If you do not pay your balance in full each month, a finance charge will be applied to any outstanding balance. Your minimum monthly payment is generally 3-5% ...
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52 USAA Rewards American Express® Credit Card
https://www.usaa.com/inet/wc/bank-credit-card-usaa-rewards-american-express
Penalty APRs. Many banks make you pay more in interest charges when you've had a late payment or if your account goes over the credit limit. These charges can ...
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53 How to get APPROVED for American Express Credit Cards ...
https://www.youtube.com/watch?v=X4afVAbhc4g
Mark Reese // Credit & Finance
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54 American Express Credit Account Master Trust (Series 2022-2)
https://www.spglobal.com/_assets/documents/ratings/research/12375120.pdf
As of March 31, 2022, the trust consisted of approximately $26.02 billion in principal and finance charge receivables and had the following ...
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55 Premium perks and best-in-class benefits for wherever life ...
https://advisor.morganstanley.com/the-credo-group/documents/field/c/cr/credo-group/MS_AMEX_Platinum_Card.pdf
The Platinum Card® from American Express Exclusively for Morgan Stanley ... The plan fee is a fixed finance charge that will be charged each month that the ...
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56 Credit - American Bar Association
https://www.americanbar.org/groups/public_education/resources/law_issues_for_consumers/creditcard_annualfee/
(And charge accounts, such as American Express or Diners Club, have annual fees that probably exceed annual fees charged for bank cards.) ...
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57 American Express Merchant Financing Review (2022)
https://www.unitedcapitalsource.com/business-loans/lender-reviews/american-express-merchant-financing-review/
Instead of a traditional interest rate, Amex charges a fixed fee of 1.75% to 20% of the total loan amount. This comes out to approximately $0.06 to $0.26 on ...
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58 American Express Kept a (Very) Watchful Eye on Charges
https://www.nytimes.com/2009/01/31/your-money/credit-and-debit-cards/31money.html
Until this week, American Express scrutinized how its cardholders spent money, ... relative to the card member's financial resources.”.
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59 Apply for and use an AMEX (NUCard) - Finance - Northeastern
https://finance.northeastern.edu/tasks/plan-travel-or-prepare-expenses/apply-for-and-use-an-amex-nucard/
Northeastern AMEX card holders are required to complete Concur training online before activating and using their card. ... Were your AMEX charges declined?
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60 Interest Rates Continue to Rise: American Express Increases ...
https://www.cnet.com/personal-finance/credit-cards/interest-rates-continue-to-rise-american-express-increases-aprs-on-card-products/
Interest Rates Continue to Rise: American Express Increases APRs on Card Products ; The Platinum Card® from American Express. 16.74% - 23.74% ...
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61 In response to the coronavirus, credit card issuers like Amex ...
https://www.businessinsider.com/personal-finance/credit-card-companies-financial-assistance-coronavirus-2020-3
As reported by Richard Kerr of The Points Guy, Amex will waive interest charges and late fees and offer lower interest rates on a ...
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62 CUTTING THE CREDIT DECK AMERICAN EXPRESS ...
https://www.orlandosentinel.com/news/os-xpm-1987-03-29-0120070183-story.html
Despite slashed rates in other credit instruments, finance charges for credit cards have hovered at 18 percent to 19 percent for the past 10 ...
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63 CHARGE CREDIT CARD Definition | Law Insider
https://www.lawinsider.com/dictionary/charge-credit-card
MasterCard Visa Discover American Express NAME ON CARD ACCOUNT NO. ... Finance Charge Account means the account designated as such, established and ...
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64 American Express Bank, FSB v Dalbis (2011 NY Slip Op ...
https://www.nycourts.gov/Reporter/3dseries/2011/2011_50366.htm
Plaintiff, American Express Bank, FSB, commenced this action ... rates [UCA §70C-1-106]; finance charges [UCA §70C-2-101]; the ability of a ...
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65 Understanding Purchase Interest Charges on Credit Cards
https://www.sofi.com/learn/content/understanding-credit-card-purchase-interest-charges/
Sometimes also known as a finance charge, an interest charge on purchases is simply interest you pay on your credit card balance for ...
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66 Understanding Credit Card Costs - Consumer Action
https://www.consumer-action.org/english/articles/understanding_credit_card_costs_tips_on_reducing_finance
Finance charge: The interest charge on your outstanding credit card balance. Grace period: A period in which you can make new purchases without ...
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67 U1L9: ADB Method (Calculating Interest) Quiz - Quizizz
https://quizizz.com/admin/quiz/5e68df935771ee001bb39947/u1l9-adb-method-calculating-interest
Hannah did not pay her American Express credit card bill in full in May. Her June bill showed a finance charge, and she wants to see whether or not it is ...
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68 Unknown $500+ credit on my card from Amex - FlyerTalk
https://www.flyertalk.com/forum/american-express-membership-rewards/1848853-unknown-500-credit-my-card-amex.html
$248.23 -- Credit Adjustment for Purchase Finance Charge $298.23 -- Credit for AMEX Error I check my bill thoroughly each month, ...
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69 Bloomingdales_American_Expre...
https://www.bloomingdales.com/dyn_img/site_ads/Bloomingdales_American_Express_Card_Agreement.pdf
CITIBANK, N.A. CREDIT CARD DISCLOSURES. FOR THE BLOOMINGDALE'S AMERICAN EXPRESS® ACCOUNT. Interest Rates and Interest Charges. Annual Percentage Rate.
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70 American Express - Wikipedia
https://en.wikipedia.org/wiki/American_Express
American Express ; Charge cards · Credit cards · Traveler's cheques · Corporate banking · Finance · Insurance · Travel · Increase US$43.66 billion (2021) · Increase ...
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71 What Is a Finance Charge and How Do I Avoid It? - MoneyTips
https://moneytips.com/what-is-a-finance-charge-and-how-do-i-avoid-it/
Finance charges are the cost of borrowing money and can vary depending on key factors like how much you borrow, current rates, which lender you ...
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72 How to Avoid These 9 Common Credit Card Fees - Tally
https://www.meettally.com/blog/10-common-credit-card-fees
Finance charges are added every month unless you pay your balance in full. The finance charge amount depends on your balance, your credit card APR and how your ...
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73 Credit Unit
https://www.bisd303.org/cms/lib/WA01001636/Centricity/Domain/632/personal_finance/credit/credit_4_4.pdf
finance charge the month following any month the bill is not paid in full. *Visa, Master Card, Discover, certain types of American Express. • Charge Card –.
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74 American Express (AMEX) Corporate Card Policy
https://www.mcgill.ca/financialservices/policies/reimburse/amexcard
Purpose and Scope The McGill University American Express Corporate Card (Amex Card) is a University selected charge card assigned to authorized employees.
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75 Payment Overview | Student Financial Services and Cashiering
https://billpay.umd.edu/payments/payment-overview
Credit Card - You may also make a payment using American Express, Visa, ... If you have financial aid funds that exceed charges on your student account at ...
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76 PenFed Premium Travel Rewards American Express ...
https://www.penfed.org/content/dam/penfed/general/pdf/creditcardpdfs/credit-card-forms/1218.pdf
Credit Union (PenFed) American Express credit card which we issue to you under this Agreement ... finance charge and other charges you owe under this Agree-.
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77 The ABCs of Credit Card Finance | UNLV
https://www.unlv.edu/sites/default/files/page_files/27/Finaid-The-ABCs-of-Credit-Card-Finance.pdf
These costs apply equally to all cards, including MasterCard, Visa, Discover and American Express. Annual Fees – Some issuers charge an annual fee for the ...
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78 American Express Debt Consolidation | Read the Facts!! - Bills
https://www.bills.com/learn/debt/american-express-debt-consolidation
American Express Credit Cards & Credit Counseling · A monthly payment that is 2.1% of your balance for payment · A minimum monthly payment of $15 · An interest ...
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79 Why don't more retailers accept American Express? - ZDNET
https://www.zdnet.com/finance/credit-cards/why-dont-more-retailers-accept-american-express-merchant-fees/
Where most other card issuers charge retailers a 2.22% transaction fee on each bill in exchange for accepting credit cards as payment, according ...
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80 Lowe's Business Credit Cards
https://www.lowes.com/l/Credit/business-credit-center
Discover the benefits of Lowe's Business Credit Cards and financing solutions for your ... Use it at Lowe's and everywhere American Express is accepted.
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81 Bread Financial
https://www.breadfinancial.com/
Hi, We're Bread Financial. · Find Your Account · The Bread Cashback™ American Express® Credit Card Puts More in Your Pocket.
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82 Pricing & fees | Stripe Official Site
https://stripe.com/pricing
Process charges and display prices in your customer's preferred currency to increase ... Financial reconciliation and reporting ... Custom or Express.
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83 American Express Company (AXP) Stock Price & News - Google
https://www.google.com/finance/quote/AXP:NYSE?hl=en
Get the latest American Express Company (AXP) real-time quote, historical performance, charts, and other financial information to help you make more ...
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84 American Express Merchant Financing: Review For 2022
https://www.merchantmaverick.com/reviews/american-express-merchant-financing-review/
However, Amex loans tend to be less expensive than MCAs. While cash advances notoriously have fees that range from about $0.10-$0.60 per dollar borrowed, Amex ...
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85 What Is Amex Pay Over Time, And Should You Enroll?
https://onemileatatime.com/guides/amex-pay-over-time/
Generally speaking, one of the ways that credit card companies make money is through people financing charges. I recommend avoiding financing ...
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86 Amex "Pay Over Time" vs. "Pay It Plan It" Explained [2022]
https://upgradedpoints.com/credit-cards/amex-pay-over-time-vs-pay-it-plan-it/
A card that offers 0% APR for purchases allows you to repay the purchase back over time without incurring any interest charges. The length of ...
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87 American Express targets debt-leery consumers with new card ...
https://www.reuters.com/article/us-american-express-cards-loans/american-express-targets-debt-leery-consumers-with-new-card-features-idUSKCN1B92TW
That is virtually the same as AmEx would charge in interest for a ... with cards before the implementation of financial reforms in 2010, ...
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88 Paul Johnson - Vice President, Lending On Charge - LinkedIn
https://www.linkedin.com/in/paul-johnson-380a885
After over 15 incredible years with… · Amex expands reach into financial… · I am delighted to share that I started…
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89 Credit Card Application - Express
https://www.express.com/credit-card-application
Minimum Interest Charge. If you are charged interest, the charge will be no less than $2. For Credit Card Tips from the Consumer Financial Protection Bureau.
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90 GHIA v. AMERICAN EXPRESS, No. 14-06-00653-CV - Casetext
https://casetext.com/case/ghia-v-american-express
American Express is authorized to assess finance charges on the deferred amounts. The card member is required to remit the minimum payment shown ...
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91 American Express NYSE: AXP | Financials Sector
https://files.fisher.osu.edu/department-finance/public/2021-08/tansydney_529173_31205893_American%20Express%20Equity%20Research.pdf?VersionId=h9h_hQBvz4IjPDKliK8hA6X0sWH6IXUU?VersionId=h9h_hQBvz4IjPDKliK8hA6X0sWH6IXUU
American Express Company is a global financial services corporation and a ... The business primarily provides charge and credit payment card products and ...
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92 Who Accepts American Express? - Experian
https://www.experian.com/blogs/ask-experian/who-accepts-american-express/
Many American Express cards are actually not credit cards but charge cards. That means that the cardholder is required to pay the entire ...
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93 What You Need to Know About the American Express Pay It ...
https://www.creditcardsexplained.com/articles/american-express-pay-it-plan-it
Finally, the Plan It program requires you to pay the same fixed financing charges, even if you decide to make your payments in advance. In ...
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94 AmEx Charges You For Having A Negative Balance. What?
https://consumerist.com/2009/06/13/amex-charges-you-for-having-a-negative-balance-what/
To my surprise, there was a $1.55 Periodic Finance Charge. I have paid this card off in full every month since I got it and never been late for ...
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95 Diamond Mind with American Express | Online Payment ...
https://www.diamondmindinc.com/amex-credit-card/
Average Non-American Express spend per card includes Visa, MasterCard and Discover credit and charge card volume and CIF and excludes debit and prepaid volume ...
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