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Google Keyword Rankings for : determinants of borrowing limits on credit cards
1
https://www.moneygeek.com/credit-cards/advice/credit-limit-factors/
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https://www.moneygeek.com/credit-cards/advice/credit-limit-factors/
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2
https://www.researchgate.net/publication/4744960_Determinants_of_Borrowing_Limits_on_Credit_Cards
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https://www.researchgate.net/publication/4744960_Determinants_of_Borrowing_Limits_on_Credit_Cards
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3
https://www.bankrate.com/finance/credit-cards/how-issuers-determine-credit-card-limits/
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https://www.bankrate.com/finance/credit-cards/how-issuers-determine-credit-card-limits/
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4
https://ideas.repec.org/p/bca/bocawp/05-7.html
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https://ideas.repec.org/p/bca/bocawp/05-7.html
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5
http://www.banqueducanada.ca/wp-content/uploads/2010/02/wp05-7.pdf
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http://www.banqueducanada.ca/wp-content/uploads/2010/02/wp05-7.pdf
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6
https://www.investopedia.com/articles/credit-loans-mortgages/081516/how-credit-card-companies-determine-credit-limit-expn.asp
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https://www.investopedia.com/articles/credit-loans-mortgages/081516/how-credit-card-companies-determine-credit-limit-expn.asp
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7
https://papers.ssrn.com/sol3/papers.cfm?abstract_id=889719
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https://papers.ssrn.com/sol3/papers.cfm?abstract_id=889719
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8
https://www.bankofcanada.ca/2005/03/working-paper-2005-7/
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https://www.bankofcanada.ca/2005/03/working-paper-2005-7/
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9
https://www.capitalone.com/learn-grow/money-management/what-is-a-credit-limit/
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https://www.capitalone.com/learn-grow/money-management/what-is-a-credit-limit/
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10
https://www.semanticscholar.org/paper/Determinants-of-Borrowing-Limits-on-Credit-Cards-Dey-Mumy/dc8672929a155784783aedaf396e2d06a8f8a56c
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https://www.semanticscholar.org/paper/Determinants-of-Borrowing-Limits-on-Credit-Cards-Dey-Mumy/dc8672929a155784783aedaf396e2d06a8f8a56c
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11
https://www.creditkarma.com/credit-cards/i/what-is-a-credit-limit
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https://www.creditkarma.com/credit-cards/i/what-is-a-credit-limit
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12
https://www.forbes.com/advisor/credit-cards/how-credit-card-issuers-set-your-credit-limit/
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https://www.forbes.com/advisor/credit-cards/how-credit-card-issuers-set-your-credit-limit/
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13
https://www.debt.com/news/how-is-credit-limit-determined/
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https://www.debt.com/news/how-is-credit-limit-determined/
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14
https://www.thebalancemoney.com/how-credit-limits-are-determined-4117390
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https://www.thebalancemoney.com/how-credit-limits-are-determined-4117390
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15
https://www.businesstoday.in/magazine/banking/story/how-lenders-banks-set-your-credit-card-limit-42056-2013-04-13
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https://www.businesstoday.in/magazine/banking/story/how-lenders-banks-set-your-credit-card-limit-42056-2013-04-13
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16
https://www.cnbc.com/select/how-to-get-a-credit-limit-increase-and-raise-your-credit-score-fast/
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https://www.cnbc.com/select/how-to-get-a-credit-limit-increase-and-raise-your-credit-score-fast/
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17
https://pages.stern.nyu.edu/~jstroebe/PDF/ACMS_Passthrough.pdf
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https://pages.stern.nyu.edu/~jstroebe/PDF/ACMS_Passthrough.pdf
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18
https://www.federalreserve.gov/econres/notes/feds-notes/credit-card-profitability-20220909.html
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https://www.federalreserve.gov/econres/notes/feds-notes/credit-card-profitability-20220909.html
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19
https://www.discover.com/credit-cards/card-smarts/credit-limit-determined/
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https://www.discover.com/credit-cards/card-smarts/credit-limit-determined/
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20
https://www.chase.com/personal/credit-cards/education/basics/credit-card-limit
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https://www.chase.com/personal/credit-cards/education/basics/credit-card-limit
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21
https://www.kotak.com/en/stories-in-focus/cards/credit-cards/factors-do-banks-take-into-account-to-determine-your-credit-card-limit.html
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https://www.kotak.com/en/stories-in-focus/cards/credit-cards/factors-do-banks-take-into-account-to-determine-your-credit-card-limit.html
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22
https://www.wellsfargo.com/goals-credit/smarter-credit/credit-101/getting-a-loan/
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https://www.wellsfargo.com/goals-credit/smarter-credit/credit-101/getting-a-loan/
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23
https://www.jstor.org/stable/25760198
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https://www.jstor.org/stable/25760198
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24
https://www.consumerfinance.gov/ask-cfpb/why-did-i-get-a-low-credit-limit-on-a-credit-card-en-11/
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https://www.consumerfinance.gov/ask-cfpb/why-did-i-get-a-low-credit-limit-on-a-credit-card-en-11/
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25
https://www.fdic.gov/resources/supervision-and-examinations/consumer-compliance-examination-manual/documents/4/iv-1-1.pdf
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https://www.fdic.gov/resources/supervision-and-examinations/consumer-compliance-examination-manual/documents/4/iv-1-1.pdf
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26
https://www.rd.usda.gov/files/3555-1chapter11.pdf
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https://www.rd.usda.gov/files/3555-1chapter11.pdf
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27
https://www.kansascityfed.org/documents/5177/ccr-2016-3Q-CR-District.pdf
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https://www.kansascityfed.org/documents/5177/ccr-2016-3Q-CR-District.pdf
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28
https://www.occ.treas.gov/publications-and-resources/publications/comptrollers-handbook/files/credit-card-lending/pub-ch-credit-card.pdf
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https://www.occ.treas.gov/publications-and-resources/publications/comptrollers-handbook/files/credit-card-lending/pub-ch-credit-card.pdf
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29
https://www.navyfederal.org/makingcents/credit-debt/credit-limit-increase.html
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https://www.navyfederal.org/makingcents/credit-debt/credit-limit-increase.html
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30
https://www.cardrates.com/advice/credit-card-limits/
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https://www.cardrates.com/advice/credit-card-limits/
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31
https://wallethub.com/edu/cc/how-is-credit-limit-determined/25579
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https://wallethub.com/edu/cc/how-is-credit-limit-determined/25579
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32
https://www.bankofamerica.com/smallbusiness/resources/post/factors-that-impact-loan-decisions-and-how-to-increase-your-approval-odds/
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https://www.bankofamerica.com/smallbusiness/resources/post/factors-that-impact-loan-decisions-and-how-to-increase-your-approval-odds/
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33
https://www.experian.com/blogs/ask-experian/what-factors-do-lenders-consider-when-determining-my-interest-rate/
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https://www.experian.com/blogs/ask-experian/what-factors-do-lenders-consider-when-determining-my-interest-rate/
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34
https://support.apple.com/en-us/HT209218
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https://support.apple.com/en-us/HT209218
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35
https://www.usaa.com/inet/wc/faq_BankWS_Credit_Card_Credit_Limits_BankFaq1_index
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https://www.usaa.com/inet/wc/faq_BankWS_Credit_Card_Credit_Limits_BankFaq1_index
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36
https://oa.mg/work/10.1108/ijbm-01-2018-0010
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https://oa.mg/work/10.1108/ijbm-01-2018-0010
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37
https://www.bis.org/events/eopix_1810/schuh_paper.pdf
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https://www.bis.org/events/eopix_1810/schuh_paper.pdf
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38
https://www0.gsb.columbia.edu/mygsb/faculty/research/pubfiles/3531/AEJ_Meier_Sprenger.pdf
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https://www0.gsb.columbia.edu/mygsb/faculty/research/pubfiles/3531/AEJ_Meier_Sprenger.pdf
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39
https://www.newyorkfed.org/newsevents/news/research/2022/20221121
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https://www.newyorkfed.org/newsevents/news/research/2022/20221121
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40
https://www.mckinsey.com/industries/financial-services/our-insights/reinventing-credit-cards-responses-to-new-lending-models-in-the-us
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https://www.mckinsey.com/industries/financial-services/our-insights/reinventing-credit-cards-responses-to-new-lending-models-in-the-us
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41
https://www.lendingtree.com/credit-repair/credit-utilization-ratio/
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https://www.lendingtree.com/credit-repair/credit-utilization-ratio/
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42
https://www.equifax.com/personal/education/credit/score/debt-to-income-ratio-vs-debt-to-credit-ratio/
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https://www.equifax.com/personal/education/credit/score/debt-to-income-ratio-vs-debt-to-credit-ratio/
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43
https://www.govdocs.vre3.upei.ca/islandora/object/govdocs%3A1389
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https://www.govdocs.vre3.upei.ca/islandora/object/govdocs%3A1389
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44
https://www.govinfo.gov/content/pkg/PLAW-111publ24/html/PLAW-111publ24.htm
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https://www.govinfo.gov/content/pkg/PLAW-111publ24/html/PLAW-111publ24.htm
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45
https://www.sofi.com/learn/content/average-credit-card-limit/
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https://www.sofi.com/learn/content/average-credit-card-limit/
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46
https://www.myfico.com/credit-education/whats-in-your-credit-score
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https://www.myfico.com/credit-education/whats-in-your-credit-score
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47
https://www.hdfcbank.com/personal/resources/learning-centre/pay/know-how-to-increase-credit-card-limit
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https://www.hdfcbank.com/personal/resources/learning-centre/pay/know-how-to-increase-credit-card-limit
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48
https://www.consolidatedcredit.org/how-to-use-a-credit-card/credit-limits/
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https://www.consolidatedcredit.org/how-to-use-a-credit-card/credit-limits/
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49
https://www.creditcards.com/education/how-to-increase-your-credit-limit/
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https://www.creditcards.com/education/how-to-increase-your-credit-limit/
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50
https://www.cibc.com/en/personal-banking/credit-cards/articles/credit-limit-overview.html
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https://www.cibc.com/en/personal-banking/credit-cards/articles/credit-limit-overview.html
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51
https://corporatefinanceinstitute.com/resources/commercial-lending/maximum-loan-amount/
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https://corporatefinanceinstitute.com/resources/commercial-lending/maximum-loan-amount/
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52
https://sffirecu.org/learning-center/credit-limits
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https://sffirecu.org/learning-center/credit-limits
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53
https://time.com/nextadvisor/credit-cards/why-credit-limit-automatically-increased/
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https://time.com/nextadvisor/credit-cards/why-credit-limit-automatically-increased/
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54
https://www.finra.org/investors/personal-finance/how-your-credit-score-impacts-your-financial-future
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https://www.finra.org/investors/personal-finance/how-your-credit-score-impacts-your-financial-future
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55
https://www.ncbi.nlm.nih.gov/pmc/articles/PMC6187788/
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https://www.ncbi.nlm.nih.gov/pmc/articles/PMC6187788/
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56
https://www.meettally.com/blog/average-credit-limit-by-income
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https://www.meettally.com/blog/average-credit-limit-by-income
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57
https://www.businessinsider.com/personal-finance/credit-card-limit-reduced-no-account-activity
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https://www.businessinsider.com/personal-finance/credit-card-limit-reduced-no-account-activity
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58
https://www.americanexpress.com/uk/credit-know-how/credit-limit/
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https://www.americanexpress.com/uk/credit-know-how/credit-limit/
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59
https://www.hrccu.org/blog/7-factors-determine-loan-amounts/
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https://www.hrccu.org/blog/7-factors-determine-loan-amounts/
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60
https://mygreatlakes.org/educate/knowledge-center/credit.html
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https://mygreatlakes.org/educate/knowledge-center/credit.html
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61
https://www.paisabazaar.com/credit-card/how-banks-determine-the-limit-on-your-credit-card/
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https://www.paisabazaar.com/credit-card/how-banks-determine-the-limit-on-your-credit-card/
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62
https://www.creditmantri.com/article-how-do-credit-card-companies-determine-credit-limit/
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https://www.creditmantri.com/article-how-do-credit-card-companies-determine-credit-limit/
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63
https://consumer.ftc.gov/articles/credit-discrimination
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https://consumer.ftc.gov/articles/credit-discrimination
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64
https://money.usnews.com/credit-cards/articles/how-is-your-credit-limit-determined
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https://money.usnews.com/credit-cards/articles/how-is-your-credit-limit-determined
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65
https://www.consumerreports.org/credit-cards/why-you-may-face-lower-credit-card-borrowing-limits/
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https://www.consumerreports.org/credit-cards/why-you-may-face-lower-credit-card-borrowing-limits/
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66
https://www.canada.ca/en/financial-consumer-agency/services/credit-reports-score/improve-credit-score.html
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https://www.canada.ca/en/financial-consumer-agency/services/credit-reports-score/improve-credit-score.html
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67
https://www.bestegg.com/resources/what-factors-affect-my-credit-score/
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https://www.bestegg.com/resources/what-factors-affect-my-credit-score/
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68
https://moneytips.com/credit-limit-increase/
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https://moneytips.com/credit-limit-increase/
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69
https://m.economictimes.com/industry/banking/finance/how-your-credit-card-affects-home-loan-eligibility/articleshow/62020359.cms
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https://m.economictimes.com/industry/banking/finance/how-your-credit-card-affects-home-loan-eligibility/articleshow/62020359.cms
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70
https://economictimes.indiatimes.com/wealth/borrow/can-you-use-your-credit-card-to-buy-beyond-your-card-limit/articleshow/73224405.cms
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https://economictimes.indiatimes.com/wealth/borrow/can-you-use-your-credit-card-to-buy-beyond-your-card-limit/articleshow/73224405.cms
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71
https://studentaid.gov/understand-aid/types/loans
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https://studentaid.gov/understand-aid/types/loans
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72
https://www.nber.org/system/files/chapters/c4732/c4732.pdf
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https://www.nber.org/system/files/chapters/c4732/c4732.pdf
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73
https://www.splashfinancial.com/do-personal-loans-hurt-credit/
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https://www.splashfinancial.com/do-personal-loans-hurt-credit/
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74
https://www.credit.com/blog/how-do-card-issuers-determine-your-credit-limit-115242/
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https://www.credit.com/blog/how-do-card-issuers-determine-your-credit-limit-115242/
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75
https://www.myfloridacfo.com/ymm/creditanddebt/credithistory/threecsofcredit.aspx
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76
https://www.fool.com/the-ascent/credit-cards/increase-credit-limit/
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https://www.fool.com/the-ascent/credit-cards/increase-credit-limit/
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77
https://www.foxbusiness.com/money/how-is-credit-card-limit-determined
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https://www.foxbusiness.com/money/how-is-credit-card-limit-determined
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78
https://mint.intuit.com/blog/credit/average-limit-4991/
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https://mint.intuit.com/blog/credit/average-limit-4991/
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79
https://www.lendingclub.com/loans/resource-center/what-affects-my-credit-score-interest-rate
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https://www.lendingclub.com/loans/resource-center/what-affects-my-credit-score-interest-rate
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80
https://bpi.com/wp-content/uploads/2022/09/Missing-Factors-in-the-CFPBs-Analysis-of-Rising-Credit-Card-Interest-Rates.pdf
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https://bpi.com/wp-content/uploads/2022/09/Missing-Factors-in-the-CFPBs-Analysis-of-Rising-Credit-Card-Interest-Rates.pdf
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81
https://www.finder.com/credit-card-limit-calculator
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https://www.finder.com/credit-card-limit-calculator
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82
https://www.huntington.com/Personal/checking/standby-cash
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https://www.huntington.com/Personal/checking/standby-cash
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83
https://www.sbs.gob.pe/Portals/0/jer/DDT_ANO2017/20170731_SBS-DT-001-2017.pdf
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https://www.sbs.gob.pe/Portals/0/jer/DDT_ANO2017/20170731_SBS-DT-001-2017.pdf
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84
https://www.cardexpert.in/factors-influencing-your-initial-credit-card-limit/
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https://www.cardexpert.in/factors-influencing-your-initial-credit-card-limit/
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85
https://www.moneyunder30.com/credit-card-credit-limits
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https://www.moneyunder30.com/credit-card-credit-limits
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86
https://www.moodysanalytics.com/-/media/article/2021/Determining-the-Optimal-Dynamic-Credit-Card-Limit.pdf
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https://www.moodysanalytics.com/-/media/article/2021/Determining-the-Optimal-Dynamic-Credit-Card-Limit.pdf
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87
https://www.usbank.com/credit-cards.html
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https://www.usbank.com/credit-cards.html
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88
https://www.onescore.app/blog/5-factors-determine-credit-score/
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https://www.onescore.app/blog/5-factors-determine-credit-score/
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89
https://blog.bankbazaar.com/4-factors-determine-credit-card/
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https://blog.bankbazaar.com/4-factors-determine-credit-card/
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90
https://studentloanify.com/2020/08/21/factors-that-affect-how-much-money-you-will-be-able-to-borrow/
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https://studentloanify.com/2020/08/21/factors-that-affect-how-much-money-you-will-be-able-to-borrow/
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91
https://tradelinesupply.com/too-much-credit/
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https://tradelinesupply.com/too-much-credit/
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92
https://www.sciencedirect.com/science/article/pii/S0378426616301340
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https://www.sciencedirect.com/science/article/pii/S0378426616301340
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93
http://www.bristol.ac.uk/media-library/sites/geography/pfrc/pfrc1901-borrowing.pdf
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94
https://www.marketplace.org/2020/08/28/capital-one-credit-card-borrowing-limits-cut/
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