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Google Keyword Rankings for : psychology behind credit cards
1
https://www.nerdwallet.com/article/credit-cards/credit-cards-make-you-spend-more
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https://www.nerdwallet.com/article/credit-cards/credit-cards-make-you-spend-more
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2
https://www.inverse.com/culture/59670-credit-card-psychology
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https://www.inverse.com/culture/59670-credit-card-psychology
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3
https://www.nature.com/articles/s41598-021-83488-3
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https://www.nature.com/articles/s41598-021-83488-3
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4
https://www.thedollarstretcher.com/personal-finance/the-subtle-psychology-of-credit-cards/
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https://www.thedollarstretcher.com/personal-finance/the-subtle-psychology-of-credit-cards/
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5
https://www.cnbc.com/2021/03/13/credit-cards-activate-brain-reward-network-create-cravings.html
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https://www.cnbc.com/2021/03/13/credit-cards-activate-brain-reward-network-create-cravings.html
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6
https://www.creditcards.com/credit-management/is-psychology-keeping-you-in-debt/
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https://www.creditcards.com/credit-management/is-psychology-keeping-you-in-debt/
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7
https://scitechdaily.com/the-cashless-effect-why-credit-cards-make-it-so-difficult-to-budget/
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https://scitechdaily.com/the-cashless-effect-why-credit-cards-make-it-so-difficult-to-budget/
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8
https://www.psychologytoday.com/us/blog/retail-therapy/201306/why-we-overspend-credit
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https://www.psychologytoday.com/us/blog/retail-therapy/201306/why-we-overspend-credit
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9
https://www.meettally.com/blog/the-mindset-of-using-cash-vs-credit
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https://www.meettally.com/blog/the-mindset-of-using-cash-vs-credit
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10
https://www.chevronfcu.org/articles/post/chevron-blog-posts/2022/09/22/the-psychology-behind-your-spending-habits
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https://www.chevronfcu.org/articles/post/chevron-blog-posts/2022/09/22/the-psychology-behind-your-spending-habits
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11
https://www.bakertilly.ie/credit-cards-psychology-behind-plastic/
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https://www.bakertilly.ie/credit-cards-psychology-behind-plastic/
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12
https://www.forbes.com/sites/billhardekopf/2018/07/16/do-people-really-spend-more-with-credit-cards/
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https://www.forbes.com/sites/billhardekopf/2018/07/16/do-people-really-spend-more-with-credit-cards/
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13
https://medium.com/plutus/the-psychology-behind-bank-card-designs-e6b7df3e79e5
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https://medium.com/plutus/the-psychology-behind-bank-card-designs-e6b7df3e79e5
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14
https://www.ngpf.org/blog/behavioral-finance/article-psychology-behind-credit-card-minimum-payment/
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https://www.ngpf.org/blog/behavioral-finance/article-psychology-behind-credit-card-minimum-payment/
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15
https://thedecisionlab.com/reference-guide/psychology/pain-of-paying
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https://thedecisionlab.com/reference-guide/psychology/pain-of-paying
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16
https://www.washingtonpost.com/news/wonk/wp/2016/11/04/the-psychological-trick-that-makes-it-harder-to-pay-off-your-credit-cards/
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https://www.washingtonpost.com/news/wonk/wp/2016/11/04/the-psychological-trick-that-makes-it-harder-to-pay-off-your-credit-cards/
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17
https://shiftprocessing.com/cash-vs-credit-card-spending-statistics/
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https://shiftprocessing.com/cash-vs-credit-card-spending-statistics/
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18
https://www.thestreet.com/personal-finance/psychology-rewards-cards-12807989
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https://www.thestreet.com/personal-finance/psychology-rewards-cards-12807989
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19
https://blog.americanportfolios.com/the-pyschology-of-credit-cards/
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https://blog.americanportfolios.com/the-pyschology-of-credit-cards/
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20
https://www.thebalancemoney.com/the-psychology-of-spending-money-1289256
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https://www.thebalancemoney.com/the-psychology-of-spending-money-1289256
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21
https://money.usnews.com/money/personal-finance/spending/articles/inside-the-psychology-of-overspending-and-how-to-stop
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https://money.usnews.com/money/personal-finance/spending/articles/inside-the-psychology-of-overspending-and-how-to-stop
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22
https://www.rivermarkcu.org/blog/financially-fit/the-new-psychology-of-spending
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https://www.rivermarkcu.org/blog/financially-fit/the-new-psychology-of-spending
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23
https://www.bankrate.com/finance/credit-cards/spending-with-a-credit-card/
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https://www.bankrate.com/finance/credit-cards/spending-with-a-credit-card/
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24
https://www.apa.org/monitor/2008/07-08/consumerism.html
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https://www.apa.org/monitor/2008/07-08/consumerism.html
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25
https://www.jstor.org/stable/2489426
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https://www.jstor.org/stable/2489426
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26
https://www.thepennyhoarder.com/debt/credit-card-rewards-costs/
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https://www.thepennyhoarder.com/debt/credit-card-rewards-costs/
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27
https://www.fdic.gov/regulations/examinations/credit_card/pdf_version/ch2.pdf
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https://www.fdic.gov/regulations/examinations/credit_card/pdf_version/ch2.pdf
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28
https://www.mind.org.uk/information-support/tips-for-everyday-living/money-and-mental-health/the-link-between-money-and-mental-health/
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https://www.mind.org.uk/information-support/tips-for-everyday-living/money-and-mental-health/the-link-between-money-and-mental-health/
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29
https://www.ramseysolutions.com/debt/cash-vs-credit-card
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https://www.ramseysolutions.com/debt/cash-vs-credit-card
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30
https://www.frontiersin.org/articles/10.3389/fpsyg.2020.537606/full
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https://www.frontiersin.org/articles/10.3389/fpsyg.2020.537606/full
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31
https://www.statefarm.com/simple-insights/financial/the-psychology-of-spending-habits-and-mistakes
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https://www.statefarm.com/simple-insights/financial/the-psychology-of-spending-habits-and-mistakes
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32
https://www.researchgate.net/publication/228292140_The_Impact_of_Credit_Cards_on_Spending_A_Field_Experiment
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https://www.researchgate.net/publication/228292140_The_Impact_of_Credit_Cards_on_Spending_A_Field_Experiment
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33
https://www.bayzat.com/blog/the-psychology-behind-credit-card-rewards/
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https://www.bayzat.com/blog/the-psychology-behind-credit-card-rewards/
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34
https://home.uchicago.edu/bursztyn/Status_Goods_2017_09_20.pdf
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https://home.uchicago.edu/bursztyn/Status_Goods_2017_09_20.pdf
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35
https://www0.gsb.columbia.edu/mygsb/faculty/research/pubfiles/5688/wilcox_leave_home.pdf
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https://www0.gsb.columbia.edu/mygsb/faculty/research/pubfiles/5688/wilcox_leave_home.pdf
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36
http://directory.umm.ac.id/Data%20Elmu/jurnal/J-a/Journal%20of%20Economic%20Psychology/Vol20.Issue6.Dec1999/725.pdf
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http://directory.umm.ac.id/Data%20Elmu/jurnal/J-a/Journal%20of%20Economic%20Psychology/Vol20.Issue6.Dec1999/725.pdf
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37
https://www.credito.ca/blog/budget/the-psychology-behind-overspending-how-to-spend-less-money/
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https://www.credito.ca/blog/budget/the-psychology-behind-overspending-how-to-spend-less-money/
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38
https://files.eric.ed.gov/fulltext/EJ1241095.pdf
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https://files.eric.ed.gov/fulltext/EJ1241095.pdf
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39
https://www.moneygeek.com/financial-planning/psychology-of-treat-yourself/
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https://www.moneygeek.com/financial-planning/psychology-of-treat-yourself/
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40
https://www.usaa.com/inet/wc/advice-finances-budget-psychology
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https://www.usaa.com/inet/wc/advice-finances-budget-psychology
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41
https://research.cbs.dk/files/45532821/jonas_hedman_do_consumers_pay_more_using_debit_cards_than_cash_postprint.pdf
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https://research.cbs.dk/files/45532821/jonas_hedman_do_consumers_pay_more_using_debit_cards_than_cash_postprint.pdf
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42
https://m2pfintech.com/blog/factors-and-psychology-behind-the-great-bnpl-allure/
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https://m2pfintech.com/blog/factors-and-psychology-behind-the-great-bnpl-allure/
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43
https://www.occ.treas.gov/publications-and-resources/publications/comptrollers-handbook/files/credit-card-lending/pub-ch-credit-card.pdf
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https://www.occ.treas.gov/publications-and-resources/publications/comptrollers-handbook/files/credit-card-lending/pub-ch-credit-card.pdf
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44
https://www.emerald.com/insight/content/doi/10.1108/JIDE-11-2021-0017/full/html
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https://www.emerald.com/insight/content/doi/10.1108/JIDE-11-2021-0017/full/html
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45
https://www.investopedia.com/articles/personal-finance/091115/psychology-behind-why-people-buy-luxury-goods.asp
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https://www.investopedia.com/articles/personal-finance/091115/psychology-behind-why-people-buy-luxury-goods.asp
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46
https://www.automaticfinances.com/psychology-of-spending/
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https://www.automaticfinances.com/psychology-of-spending/
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47
https://www.elementfcu.org/use-psychology-to-build-a-budget-youll-stick-with/
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https://www.elementfcu.org/use-psychology-to-build-a-budget-youll-stick-with/
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48
https://scholarcommons.sc.edu/cgi/viewcontent.cgi?article=1000&context=sem_facpub
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https://scholarcommons.sc.edu/cgi/viewcontent.cgi?article=1000&context=sem_facpub
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49
https://www.affinipay.com/psychology/mpa/
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https://www.affinipay.com/psychology/mpa/
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50
https://rates.ca/resources/the-psychology-behind-sale-shopping
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https://rates.ca/resources/the-psychology-behind-sale-shopping
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51
https://www.siegelgale.com/the-brand-psychology-of-the-metal-card/
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https://www.siegelgale.com/the-brand-psychology-of-the-metal-card/
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52
https://www.marketwatch.com/story/the-lower-your-self-esteem-the-flashier-your-credit-card-2017-05-22
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https://www.marketwatch.com/story/the-lower-your-self-esteem-the-flashier-your-credit-card-2017-05-22
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53
https://www.debt.org/advice/emotional-effects/
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https://www.debt.org/advice/emotional-effects/
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54
https://www.responsiblelending.org/state-of-lending/reports/5-Credit-Cards.pdf
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https://www.responsiblelending.org/state-of-lending/reports/5-Credit-Cards.pdf
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55
https://www.discovermagazine.com/mind/the-psychology-of-why-consumer-rewards-programs-suck-you-in
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https://www.discovermagazine.com/mind/the-psychology-of-why-consumer-rewards-programs-suck-you-in
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56
https://www.fca.org.uk/publication/market-studies/review-credit-card-literature.pdf
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https://www.fca.org.uk/publication/market-studies/review-credit-card-literature.pdf
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57
https://hbr.org/2002/09/pricing-and-the-psychology-of-consumption
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https://hbr.org/2002/09/pricing-and-the-psychology-of-consumption
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58
https://www.chatflights.com/blog-posts/frequent-flyer-miles-points-credit-card-rewards
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https://www.chatflights.com/blog-posts/frequent-flyer-miles-points-credit-card-rewards
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59
https://insidebe.com/articles/pain-of-paying/
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https://insidebe.com/articles/pain-of-paying/
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60
https://www.creditkarma.com/credit-cards/i/best-way-to-use-a-credit-card
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https://www.creditkarma.com/credit-cards/i/best-way-to-use-a-credit-card
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61
https://www.behavioraleconomics.com/the-behavioral-economics-of-payment-methods/
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https://www.behavioraleconomics.com/the-behavioral-economics-of-payment-methods/
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62
https://time.com/6200717/online-shopping-psychology-explained/
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https://time.com/6200717/online-shopping-psychology-explained/
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63
https://www.ratehub.ca/blog/the-psychology-behind-spending-and-saving-money/
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https://www.ratehub.ca/blog/the-psychology-behind-spending-and-saving-money/
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64
https://www.acrwebsite.org/volumes/8092
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https://www.acrwebsite.org/volumes/8092
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65
https://www.sciencedirect.com/science/article/abs/pii/S1162908818300689
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https://www.sciencedirect.com/science/article/abs/pii/S1162908818300689
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66
https://www.centralbank.net/learning-center/the-psychology-behind-consumer-spending/
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https://www.centralbank.net/learning-center/the-psychology-behind-consumer-spending/
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67
https://www.nbcnews.com/better/business/i-gave-my-credit-card-month-learned-ton-about-my-ncna860801
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https://www.nbcnews.com/better/business/i-gave-my-credit-card-month-learned-ton-about-my-ncna860801
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68
https://marketing.wharton.upenn.edu/wp-content/uploads/2021/10/11.04.2021-Tully-Stephanie-PAPER1-Psych-Ownership-JMR.pdf
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https://marketing.wharton.upenn.edu/wp-content/uploads/2021/10/11.04.2021-Tully-Stephanie-PAPER1-Psych-Ownership-JMR.pdf
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69
https://mint.intuit.com/blog/trends/they-psychology-behind-keeping-up-with-the-joneses-0113/
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https://mint.intuit.com/blog/trends/they-psychology-behind-keeping-up-with-the-joneses-0113/
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70
https://study.com/academy/lesson/credit-card-types-benefits-examples.html
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https://study.com/academy/lesson/credit-card-types-benefits-examples.html
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71
https://upgradedpoints.com/credit-cards/credit-spending-facts-statistics/
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https://upgradedpoints.com/credit-cards/credit-spending-facts-statistics/
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72
https://www.morningstar.in/posts/69305/the-psychology-of-debt-repayment.aspx
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https://www.morningstar.in/posts/69305/the-psychology-of-debt-repayment.aspx
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73
https://cocoa.ethz.ch/downloads/2020/08/2376_Walter%20Paper%20-%20Published%20Version.pdf
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https://cocoa.ethz.ch/downloads/2020/08/2376_Walter%20Paper%20-%20Published%20Version.pdf
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74
https://blogs.worldbank.org/developmenttalk/spending-bling-what-explains-demand-status-goods
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https://blogs.worldbank.org/developmenttalk/spending-bling-what-explains-demand-status-goods
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75
https://www.theatlantic.com/business/archive/2015/04/apple-pay-and-the-pursuit-of-the-perfectly-painless-transaction/389405/
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https://www.theatlantic.com/business/archive/2015/04/apple-pay-and-the-pursuit-of-the-perfectly-painless-transaction/389405/
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76
https://www.popneuro.com/neuromarketing-blog/consumer-behavior-psychology-choice-decision-making-finance-credit-card-features-visual-salience-public-policy
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https://www.popneuro.com/neuromarketing-blog/consumer-behavior-psychology-choice-decision-making-finance-credit-card-features-visual-salience-public-policy
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77
https://phys.org/news/2018-12-overspending-uncover-psychology-people.html
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https://phys.org/news/2018-12-overspending-uncover-psychology-people.html
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78
https://spencerpsychology.com/vaulting-a-credit-card/
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https://spencerpsychology.com/vaulting-a-credit-card/
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79
https://www.consumerreports.org/shopping-retail/how-you-pay-can-affect-how-much-you-spend/
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https://www.consumerreports.org/shopping-retail/how-you-pay-can-affect-how-much-you-spend/
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80
https://www.shopify.com/blog/8920983-6-psychological-triggers-that-win-sales-and-influence-customers
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https://www.shopify.com/blog/8920983-6-psychological-triggers-that-win-sales-and-influence-customers
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81
https://www.newyorklife.com/newsroom/emotional-cost-carrying-debt
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https://www.newyorklife.com/newsroom/emotional-cost-carrying-debt
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82
https://journalistsresource.org/economics/credit-card-debt-stress/
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https://journalistsresource.org/economics/credit-card-debt-stress/
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83
https://www.diva-portal.org/smash/get/diva2:1613908/FULLTEXT01.pdf
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https://www.diva-portal.org/smash/get/diva2:1613908/FULLTEXT01.pdf
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84
https://tim.blog/2009/03/26/the-psychology-of-automation-building-a-bulletproof-personal-finance-system/
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https://tim.blog/2009/03/26/the-psychology-of-automation-building-a-bulletproof-personal-finance-system/
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85
https://www.brookings.edu/research/revolving-debts-challenge-to-financial-health-and-one-way-to-help-consumers-pay-it-off/
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https://www.brookings.edu/research/revolving-debts-challenge-to-financial-health-and-one-way-to-help-consumers-pay-it-off/
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86
https://journals.sagepub.com/doi/abs/10.1177/0972262920981428
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https://journals.sagepub.com/doi/abs/10.1177/0972262920981428
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87
https://thefinancialbrand.com/news/payments-trends/buy-now-pay-later/why-consumers-dont-think-bnpl-is-debt-and-why-that-matters-129599/
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https://thefinancialbrand.com/news/payments-trends/buy-now-pay-later/why-consumers-dont-think-bnpl-is-debt-and-why-that-matters-129599/
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88
https://www.stampme.com/blog/what-is-the-psychology-behind-loyalty-programs
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https://www.stampme.com/blog/what-is-the-psychology-behind-loyalty-programs
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89
https://think.ing.com/articles/the-psychology-of-debt-seeing-debt-for-what-it-is/
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https://think.ing.com/articles/the-psychology-of-debt-seeing-debt-for-what-it-is/
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90
https://www.consumercredit.com/blog/the-psychology-of-spending-money/
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91
https://books.google.com/books?id=V7NwsZ5H9foC&pg=PA69&lpg=PA69&dq=psychology+behind+credit+cards&source=bl&ots=rak6lM6_PU&sig=ACfU3U0AdueAeQ5AnWhnLjqfUrRdIDUOaw&hl=en&sa=X&ved=2ahUKEwihl6P8l-P7AhX-inIEHZ-6AyYQ6AF6BQjdAhAD
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92
https://www.bestcolleges.com/blog/should-you-get-a-student-credit-card/
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93
https://www.nfcc.org/blog/are-retail-store-credit-cards-bad-for-your-credit/
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94
https://www.moneymanagement.org/blog/the-psychology-behind-bad-buying-decisions
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95
https://www.americanexpress.com/en-gb/business/trends-and-insights/articles/psychology-behind-business-travel/
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96
https://www.wemoney.com.au/blog/the-psychology-behind-why-we-are-so-obsessed-with-buy-now-pay-later
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